Canadian General Inv (CGI) AI Stock Analysis

• Market Cap: N/A
• Dividend Yield: 2.63%
• Average Volume (3M): 5.55K
• Price to Earnings (P/E): 2.6
• Beta (1Y): 0.92
• Revenue Growth: 51.56%
• EPS Growth: 76.04%
• Country: CA
• Employees: N/A
• Sector: Financial
• Sector Strength: 83
• Industry: Asset Management
• EPS (TTM): 7.32
• Shares Outstanding: 20,861,141
• 10 Day Avg. Volume: 6,268
• 30 Day Avg. Volume: 5,550
• PEG Ratio: 0.03
• Price to Book (P/B): 0.50
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 18.71
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 72 Outperform
• Price Target: ―

Canadian General Investments demonstrates strong financial health, with robust revenue and profit growth, and a solid balance sheet. However, technical indicators suggest potential downward pressure, and recent corporate events highlight concerns about declining NAV and share price performance. Despite these issues, the attractive valuation and consistent dividend yield add positive elements, resulting in a moderate overall stock score.

Canadian General Inv Business Overview & Revenue Model

Company Description

Canadian General Investments, Limited is a close ended equity mutual fund launched and managed by Morgan Meighen & Associates Limited. It invests in the public equity markets of Canada. The fund seeks to invest in stocks of companies operating across diversified sectors. It invests in stocks of companies across all market capitalization. The fund employs fundamental analysis with a bottom-up stock picking approach focusing on timely recognition of capital gains and appropriate income generating instruments to create its portfolio. It benchmarks the performance of its portfolio against the S&P/TSX Composite Index. Canadian General Investments, Limited was formed on January 15, 1930 and is domiciled in Ontario, Canada.

How the Company Makes Money

Canadian General Investments generates revenue primarily through the appreciation of the investments it holds in its portfolio and the income generated from these investments. Capital gains realized from the sale of securities contribute significantly to the company's earnings. Additionally, CGI earns dividend income from the stocks within its portfolio. The company may also engage in strategic partnerships or leverage financial instruments to enhance returns, although the core revenue model remains centered around investment management and portfolio appreciation.

Canadian General Inv Financial Statement Overview

Summary

Canadian General Investments (CGI) shows strong financial performance with high scores across income statement, balance sheet, and cash flow analyses. The company has demonstrated robust revenue growth of 60.7% and strong profit margins, supported by a solid balance sheet with no current debt. Cash flows are also healthy, indicating efficient cash management and the potential for reinvestment or distribution.

Income Statement

The company has demonstrated strong profitability with a high gross profit margin and net profit margin, both close to 100%. The revenue growth rate from the previous year is robust at 60.7%, indicating significant business expansion. Despite a challenging period in 2022, the company has rebounded well in 2023 and 2024, showcasing resilience and effective management.

Balance Sheet

The balance sheet is solid, with a significant equity base and no current debt, reflecting strong financial health and low leverage risk. The equity ratio is high, underscoring the company's ability to support its operations through shareholder equity. Return on equity is impressive, highlighting effective utilization of equity capital for generating profits.

Cash Flow

The company displays strong cash flow generation with a healthy free cash flow and a high operating cash flow to net income ratio. The cash flow growth rate is positive over recent periods, implying efficient cash management and potential for reinvestment or distribution.

Breakdown
Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
321.87M	200.35M	-252.05M	267.86M	294.39M
	Gross Profit
321.87M	200.35M	-266.03M	252.17M	282.80M
	EBIT
319.82M	184.10M	-253.64M	263.52M	290.12M
	EBITDA
329.20M	0.00	0.00	0.00	0.00
	Net Income Common Stockholders
306.57M	174.15M	-254.39M	254.79M	289.44M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
1.65B	1.34B	3.60M	16.60M	6.93M
	Total Assets
1.65B	1.34B	1.16B	1.47B	1.22B
	Total Debt
0.00	175.00M	75.00M	100.00M	99.24M
	Net Debt
-35.29M	163.82M	71.40M	83.40M	92.31M
	Total Liabilities
202.55M	177.65M	151.54M	185.22M	176.33M
	Stockholders Equity
1.45B	1.16B	1.01B	1.28B	1.04B
Cash Flow		Free Cash Flow
29.58M	11.45M	36.19M	31.63M	7.37M
	Operating Cash Flow
29.58M	11.45M	36.19M	31.63M	7.37M
	Investing Cash Flow
0.00	0.00	0.00	0.00	0.00
	Financing Cash Flow
-5.47M	-3.87M	-49.19M	-21.96M	-21.48M

Canadian General Inv Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 38.20
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:CGI, the sentiment is Positive. The current price of 38.2 is above the 20-day moving average (MA) of 36.51, above the 50-day MA of 35.08, and above the 200-day MA of 38.02, indicating a bullish trend. The MACD of 0.81 indicates Negative momentum. The RSI at 67.55 is Neutral, neither overbought nor oversold. The STOCH value of 44.69 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TSE:CGI.

Canadian General Inv Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
AGF.B	80 Outperform	C$791.78M	8.01	8.68%	3.87%	20.65%	-2.36%
CGI	72 Outperform		2.58	23.52%	2.63%	51.56%	76.04%
URB	71 Outperform	C$257.52M	4.84	12.49%	2.05%	387.51%	46.41%
URB.A	69 Neutral	C$257.52M	4.71	12.62%	2.06%	387.51%	46.41%
SEC	69 Neutral	C$789.82M	2.95	-7.43%	―	-8.45%	211.31%
FSZ	65 Neutral	C$619.05M	15.74	13.09%	13.20%	3.59%	-43.99%
Sector *	64 Neutral	$12.80B	9.71	7.59%	16985.66%	12.07%	-7.53%

Canadian General Inv Corporate Events

Canadian General Investments Declares Quarterly Dividend

Canadian General Investments, Limited has announced a quarterly dividend of $0.27 per share, payable on June 15, 2025, to shareholders of record as of May 30, 2025. This dividend is classified as an eligible dividend under Canadian tax law, allowing CGI to manage its tax obligations effectively. The announcement reflects CGI’s ongoing commitment to providing returns to its investors and reinforces its position as a strategic investment fund in the Canadian market.

Spark’s Take on TSE:CGI Stock

According to Spark, TipRanks’ AI Analyst, TSE:CGI is a Neutral.

Canadian General Investments demonstrates strong financial performance with impressive revenue growth and profitability, supported by a robust balance sheet and healthy cash flows. Despite this, technical indicators suggest potential downward pressure, and recent corporate events indicate challenges in maintaining asset value and share price performance. However, the attractive valuation and dividend yield provide some counterbalance to these concerns.

To see Spark’s full report on TSE:CGI stock, click here.

Canadian General Investments Reports Decline in NAV and Share Price

Canadian General Investments reported a net asset value per share of $63.60 as of March 31, 2025, with year-to-date and 12-month NAV returns of -7.9% and 2.8%, respectively. This performance trails the S&P/TSX Composite Index, which saw returns of 1.5% and 15.8% for the same periods. The company’s leveraging strategy increased to 15.1% of net assets, and its share price closed at $36.30, reflecting a year-to-date return of -9.7% and a 12-month return of -1.1%.

Canadian General Investments Files 2024 Annual Disclosure Documents

Canadian General Investments, Limited has filed its 2024 Annual Report and related documents, including the Management Report of Fund Performance and Audited Financial Statements, with Canadian securities regulators. This filing, which also includes the 2025 Management Information Circular, is crucial for maintaining transparency and regulatory compliance, potentially impacting investor confidence and the company’s market positioning.

Canadian General Investments Declares Quarterly Dividend

Canadian General Investments, Limited has announced a quarterly dividend of $0.27 per share, payable on March 15, 2025, to shareholders recorded by February 28, 2025. This announcement underscores CGI’s commitment to providing returns to its shareholders and maintaining its position as a viable investment option within the Canadian market.