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Truxton
(OTC:TRUX)
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Rating:79Outperform
Price Target:
$30.00
â–¼(-70.38% Downside)
Action:Reiterated
Date:09/06/26
The score is driven primarily by strong financial performance (rapid revenue growth and solid profitability) and supportive valuation (modest P/E with a solid dividend yield). Technicals add a moderate positive bias due to the price holding above key moving averages, though momentum indicators are not strongly accelerating.
Positive Factors
Accelerating revenue growth
The sharp 2025 revenue increase indicates stronger business activity and expanding earning capacity across Truxton’s banking operations. If sustained, this scale can support continued investment in lending, deposits, and wealth services while strengthening the company’s competitive position in its local market.
Negative Factors
Margin compression
The decline in profitability margins indicates that recent revenue growth has produced less profit on each incremental dollar than in prior periods. If this pattern persists, it could limit earnings growth, reduce operating leverage, and make future performance more sensitive to funding and credit conditions.
Read all positive and negative factors
Positive Factors
Negative Factors
Accelerating revenue growth
The sharp 2025 revenue increase indicates stronger business activity and expanding earning capacity across Truxton’s banking operations. If sustained, this scale can support continued investment in lending, deposits, and wealth services while strengthening the company’s competitive position in its local market.
Read all positive factors
Truxton (TRUX) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$305.64M
Dividend Yield2.96%
Average Volume (3M)2.10K
Price to Earnings (P/E)12.0
Beta (1Y)0.26
Revenue Growth18.17%
EPS Growth23.98%
CountryUS
Employees82
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)2.21
Shares Outstanding11,555,232
10 Day Avg. Volume1,094
30 Day Avg. Volume2,101
Financial Highlights & Ratios
PEG Ratio0.67
Price to Book (P/B)2.11
Price to Sales (P/S)2.67
P/FCF Ratio12.08
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Truxton Business Overview & Revenue Model
Company Description
Truxton Corporation, functioning through its subsidiary Truxton Trust Company, delivers a comprehensive suite of financial services. These include banking operations, investment portfolio management, and trust administration for private clients, c...
How the Company Makes Money
Truxton primarily generates revenue through its bank subsidiary. Key revenue streams typically include: (1) Net interest income: interest earned on loans and other interest-earning assets (such as securities) minus interest paid on deposits and ot...
Truxton Financial Statement Overview
Summary
Income Statement
84
Very Positive
Balance Sheet
72
Positive
Cash Flow
78
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 99.10M | 92.29M | 48.09M | 42.71M | 40.47M | 35.58M |
| Gross Profit | 62.62M | 56.57M | 48.09M | 42.71M | 40.79M | 35.22M |
| EBITDA | 30.87M | 27.31M | 23.41M | 21.90M | 20.80M | 17.75M |
| Net Income | 24.78M | 21.48M | 18.41M | 17.54M | 16.73M | 14.54M |
Balance Sheet | ||||||
| Total Assets | 1.37B | 1.42B | 1.00B | 955.27M | 919.32M | 918.91M |
| Cash, Cash Equivalents and Short-Term Investments | 5.67M | 6.86M | 29.20M | 7.68M | 10.33M | 100.84M |
| Total Debt | 102.00M | 50.22M | 27.28M | 70.38M | 24.39M | 19.81M |
| Total Liabilities | 1.24B | 1.30B | 905.08M | 867.59M | 845.95M | 834.86M |
| Stockholders Equity | 124.53M | 116.64M | 98.71M | 87.68M | 73.38M | 84.05M |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 20.42M | 15.33M | 20.08M | 24.28M | 18.35M |
| Operating Cash Flow | 0.00 | 20.56M | 18.78M | 20.21M | 24.37M | 18.40M |
| Investing Cash Flow | 0.00 | -384.80M | -16.56M | -31.78M | -113.65M | -176.40M |
| Financing Cash Flow | 0.00 | 387.36M | 22.52M | 14.30M | -3.71M | 163.39M |
Truxton Technical Analysis
Positive
101.30
Price Trends
25.34
Positive
24.66
Positive
22.77
Positive
Market Momentum
0.25
Negative
60.81
Neutral
65.08
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TRUX, the sentiment is Positive. The current price of 101.3 is above the 20-day moving average (MA) of 25.75, above the 50-day MA of 25.34, and above the 200-day MA of 22.77, indicating a bullish trend. The MACD of 0.25 indicates Negative momentum. The RSI at 60.81 is Neutral, neither overbought nor oversold. The STOCH value of 65.08 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TRUX.
Truxton Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
79 Outperform | $305.64M | 12.00 | 21.03% | 2.96% | 18.17% | 23.98% | |
77 Outperform | $279.97M | 11.28 | 12.22% | 2.38% | 6.51% | 5.38% | |
77 Outperform | $331.65M | 12.70 | 12.52% | 1.42% | 4.97% | 28.06% | |
76 Outperform | $288.43M | 12.25 | 11.31% | 2.16% | 5.96% | -3.47% | |
75 Outperform | $375.03M | 11.00 | 10.98% | 3.69% | 42.39% | 1119.11% | |
72 Outperform | $422.13M | 11.73 | 9.39% | 1.48% | 23.04% | 15.23% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
* Financial Sector Average
TRUX
Truxton
26.50
6.57
32.97%
FUNC
First United
43.67
8.29
23.44%
NWFL
Norwood Financial
34.42
9.15
36.23%
OVLY
Oak Valley Bancorp [Ca]
34.78
6.52
23.05%
ISTR
Investar Holding
30.50
8.01
35.59%
FVCB
FVCBankcorp
18.29
5.23
40.10%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.