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Truxton
(OTC:TRUX)
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Rating:81Outperform
Price Target:
$117.00
â–²(15.50% Upside)
Action:Reiterated
Date:08/06/26
TRUX scores well primarily due to strong recent financial performance (rapid revenue growth, rising net income, and solid cash conversion) and attractive valuation (low P/E with a meaningful dividend). Technicals are also supportive with price above key moving averages and positive MACD, while the main risk factor is higher 2025 debt alongside margin compression.
Positive Factors
Revenue Growth
Sustained, large top-line expansion in 2025 shows durable demand traction for Truxton’s bank and wealth services. Doubling revenue increases scale, supports diversification of fee and interest income, and gives management room to invest in client services and growth initiatives over months.
Negative Factors
Margin Compression
Declining margins versus prior years suggest growth has been achieved at lower incremental profitability. If sustained, this erodes earnings leverage from revenue growth, reduces buffers for credit losses or higher funding costs, and may constrain long-term return expansion.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Sustained, large top-line expansion in 2025 shows durable demand traction for Truxton’s bank and wealth services. Doubling revenue increases scale, supports diversification of fee and interest income, and gives management room to invest in client services and growth initiatives over months.
Read all positive factors
Truxton (TRUX) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$292.15M
Dividend Yield2.69%
Average Volume (3M)793.00
Price to Earnings (P/E)11.5
Beta (1Y)0.26
Revenue Growth18.17%
EPS Growth23.98%
CountryUS
Employees82
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)8.83
Shares Outstanding2,888,834
10 Day Avg. Volume1,047
30 Day Avg. Volume793
Financial Highlights & Ratios
PEG Ratio0.67
Price to Book (P/B)2.11
Price to Sales (P/S)2.67
P/FCF Ratio12.08
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Truxton Business Overview & Revenue Model
Company Description
Truxton Corporation, functioning through its subsidiary Truxton Trust Company, delivers a comprehensive suite of financial services. These include banking operations, investment portfolio management, and trust administration for private clients, c...
How the Company Makes Money
Truxton primarily generates revenue through its bank subsidiary. Key revenue streams typically include: (1) Net interest income: interest earned on loans and other interest-earning assets (such as securities) minus interest paid on deposits and ot...
Truxton Financial Statement Overview
Summary
Income Statement
84
Very Positive
Balance Sheet
72
Positive
Cash Flow
78
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 99.10M | 92.29M | 48.09M | 42.71M | 40.47M | 35.58M |
| Gross Profit | 62.62M | 56.57M | 48.09M | 42.71M | 40.79M | 35.22M |
| EBITDA | 30.87M | 27.31M | 23.41M | 21.90M | 20.80M | 17.75M |
| Net Income | 24.78M | 21.48M | 18.41M | 17.54M | 16.73M | 14.54M |
Balance Sheet | ||||||
| Total Assets | 1.37B | 1.42B | 1.00B | 955.27M | 919.32M | 918.91M |
| Cash, Cash Equivalents and Short-Term Investments | 5.67M | 6.86M | 29.20M | 7.68M | 10.33M | 100.84M |
| Total Debt | 102.00M | 50.22M | 27.28M | 70.38M | 24.39M | 19.81M |
| Total Liabilities | 1.24B | 1.30B | 905.08M | 867.59M | 845.95M | 834.86M |
| Stockholders Equity | 124.53M | 116.64M | 98.71M | 87.68M | 73.38M | 84.05M |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 20.42M | 15.33M | 20.08M | 24.28M | 18.35M |
| Operating Cash Flow | 0.00 | 20.56M | 18.78M | 20.21M | 24.37M | 18.40M |
| Investing Cash Flow | 0.00 | -384.80M | -16.56M | -31.78M | -113.65M | -176.40M |
| Financing Cash Flow | 0.00 | 387.36M | 22.52M | 14.30M | -3.71M | 163.39M |
Truxton Technical Analysis
Neutral
101.30
Price Trends
100.32
Positive
97.39
Positive
90.18
Positive
Market Momentum
0.39
Positive
48.25
Neutral
19.40
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TRUX, the sentiment is Neutral. The current price of 101.3 is below the 20-day moving average (MA) of 102.08, above the 50-day MA of 100.32, and above the 200-day MA of 90.18, indicating a neutral trend. The MACD of 0.39 indicates Positive momentum. The RSI at 48.25 is Neutral, neither overbought nor oversold. The STOCH value of 19.40 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for TRUX.
Truxton Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
81 Outperform | $292.15M | 11.45 | 20.00% | 2.65% | 18.17% | 23.98% | |
77 Outperform | $329.48M | 12.69 | 12.52% | 1.44% | 4.97% | 28.06% | |
76 Outperform | $285.86M | 11.96 | 11.46% | 1.82% | 5.96% | -3.47% | |
75 Outperform | $278.55M | 11.15 | 12.22% | 2.32% | 6.51% | 5.38% | |
75 Outperform | $372.31M | 10.91 | 10.98% | 3.89% | 42.39% | 1119.11% | |
72 Outperform | $417.31M | 11.65 | 9.39% | 1.51% | 23.04% | 15.23% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
* Financial Sector Average
TRUX
Truxton
101.13
21.53
27.05%
FUNC
First United
43.16
6.78
18.65%
NWFL
Norwood Financial
34.15
8.26
31.91%
OVLY
Oak Valley Bancorp [Ca]
33.98
6.14
22.04%
ISTR
Investar Holding
30.29
7.24
31.44%
FVCB
FVCBankcorp
18.27
4.93
37.01%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.