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TrustCo Bank (TRST) Stock Statistics & Valuation Metrics
Total Valuation
TrustCo Bank has a market cap or net worth of $929.87M. The enterprise value is $1.01B.
- Market Cap
- $929.87M
- Enterprise Value
- $1.01B
Share Statistics
TrustCo Bank has 16,528,000 shares outstanding. The number of shares has decreased by -2.65% in one year.
- Shares Outstanding
- 16,528,000
- Owned by Insiders
- 4.02%
- Owned by Institutions
- 0.41%
Financial Efficiency
TrustCo Bank’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 6.96%.
- Return on Equity (ROE)
- 0.09
- Return on Assets (ROA)
- 0.01
- Return on Invested Capital (ROIC)
- 6.96%
- Return on Capital Employed (ROCE)
- 0.11
- Revenue Per Employee
- 376.13K
- Profits Per Employee
- 82.62K
- Employee Count
- 740
- Asset Turnover
- 0.04
- Inventory Turnover
- 0.00
Valuation Ratios
The current PE Ratio of TrustCo Bank is 14.92. TrustCo Bank’s PEG ratio is 0.57.
- PE Ratio
- 14.92
- PS Ratio
- 3.91
- PB Ratio
- 1.50
- Price to FCF
- 15.00
- Price to Operating Cash Flow
- 13.72
- PEG Ratio
- 0.57
Income Statement
In the last 12 months, TrustCo Bank had revenue of 278.33M and earned 61.14M in profits. Earnings per share was 3.25.
- Revenue
- 278.33M
- Gross Profit
- 186.72M
- Operating Income
- 81.21M
- Pretax Income
- 80.81M
- Net Income
- 61.14M
- EBITDA
- 92.67M
- Earnings Per Share (EPS)
- 3.25
Cash Flow
In the last 12 months, operating cash flow was 69.08M and capital expenditures -5.20M, giving a free cash flow of 63.88M billion.
- Operating Cash Flow
- 69.08M
- Free Cash Flow
- 63.88M
- Free Cash Flow per Share
- 3.79
Dividends & Yields
TrustCo Bank pays an annual dividend of $0.38, resulting in a dividend yield of 2.74%
- Dividend Per Share
- $0.38
- Dividend Yield
- 2.74%
- Payout Ratio
- 42.23%
- Free Cash Flow Yield
- 6.67%
- Earnings Yield
- 6.98%
Stock Price Statistics
- Beta
- 0.65
- 52-Week Price Change
- 49.47%
- 50-Day Moving Average
- 56.02
- 200-Day Moving Average
- 50.59
- Relative Strength Index (RSI)
- 55.54
- Average Volume (3m)
- 129.27K
Important Dates
TrustCo Bank upcoming earnings date is Jan 25, 2027, TBA (Not Confirmed).
- Last Earnings Date
- Oct 21, 2026
- Next Earnings Date
- Jan 25, 2027
- Ex-Dividend Date
- Jun 05, 2026
Financial Position
TrustCo Bank as a current ratio of 0.05, with Debt / Equity ratio of 22.79%
- Current Ratio
- 0.05
- Quick Ratio
- 0.05
- Debt to Market Cap
- 0.16
- Net Debt to EBITDA
- 1.14
- Interest Coverage Ratio
- 0.90
Taxes
In the past 12 months, TrustCo Bank has paid 19.68M in taxes.
- Income Tax
- 19.68M
- Effective Tax Rate
- 0.24
Enterprise Valuation
TrustCo Bank EV to EBITDA ratio is 19.72, with an EV/FCF ratio of 16.41.
- EV to Sales
- 4.28
- EV to EBITDA
- 19.72
- EV to Free Cash Flow
- 16.41
- EV to Operating Cash Flow
- 15.17
Balance Sheet
TrustCo Bank has $44.50M in cash and marketable securities with $144.74M in debt, giving a net cash position of -$100.24M billion.
- Cash & Marketable Securities
- $44.50M
- Total Debt
- $144.74M
- Net Cash
- -$100.24M
- Net Cash Per Share
- -$6.06
- Tangible Book Value Per Share
- $37.43
Margins
Gross margin is 63.00%, with operating margin of 18.13%, and net profit margin of 26.98%.
- Gross Margin
- 63.00%
- Operating Margin
- 18.13%
- Pretax Margin
- 35.97%
- Net Profit Margin
- 26.98%
- EBITDA Margin
- 21.69%
- EBIT Margin
- 18.13%
Analyst Forecast
The average price target for TrustCo Bank is ―, which is 11.43% higher than the current price. The consensus rating is ―
- Price Target
- ―
- Price Target Upside
- ―
- Analyst Consensus
- ―
- Analyst Count
- ―
- Revenue Growth Forecast
- 5.93%
- EPS Growth Forecast
- 25.67%
Scores
- Smart Score
- 6
- AI Score
- 69