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Touchmark Bancshares Inc (TMAK)
OTHER OTC:TMAK
US Market
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Touchmark Bancshares (TMAK) Price & Analysis

3 Followers

TMAK Stock Chart & Stats

$9.90
$0.35(3.54%)
At close: 4:00 PM EDT
$9.90
$0.35(3.54%)

Bulls Say, Bears Say

Bulls Say
Debt-free Balance SheetA debt-free capital structure provides durable financial flexibility: it lowers interest expense risk, preserves capacity to fund lending or absorb shocks, and supports stable capital returns or reinvestment. This reduces solvency risk and aids multi-quarter planning and resilience.
High-quality Cash GenerationFCF that closely matches net income indicates earnings are backed by cash, supporting sustainable dividends and loan funding without relying on external capital. This quality of cash conversion reduces earnings risk and strengthens multi-quarter capacity to cover obligations.
Relationship-driven Community Banking FranchiseA local, relationship-based model supports sticky deposit funding, cross-sell of loan and fee products, and deeper customer ties that sustain margins over time. This structural franchise advantage helps stabilize core net interest and fee income across quarters.
Bears Say
Material Revenue DeclineA large year-over-year revenue drop signals durable pressure on the core lending or deposit franchise, shrinking interest and fee income. If sustained, lower revenue reduces operating leverage, impairs investment capacity and limits ability to rebuild margins over several quarters.
Sharp Profitability DeteriorationA steep ROE decline reflects weaker capital efficiency and underutilized equity. Persistently low returns constrain internal capital generation, pressure dividend sustainability, and limit capacity to fund growth or absorb credit shocks without altering strategy or raising priced capital.
Balance-sheet ContractionShrinking assets indicate a smaller loan or securities base, reducing interest-earning capacity and scale economies. Over multiple quarters this contraction limits top-line recovery potential and may signal deposit runoff or conservative lending that depresses revenue generation.

TMAK FAQ

What was Touchmark Bancshares Inc’s price range in the past 12 months?
Touchmark Bancshares Inc lowest stock price was $9.00 and its highest was $10.33 in the past 12 months.
    What is Touchmark Bancshares Inc’s market cap?
    Touchmark Bancshares Inc’s market cap is $45.88M.
      When is Touchmark Bancshares Inc’s upcoming earnings report date?
      Touchmark Bancshares Inc’s upcoming earnings report date is Nov 06, 2026 which is in 98 days.
        How were Touchmark Bancshares Inc’s earnings last quarter?
        Touchmark Bancshares Inc released its earnings results on Jul 22, 2026. The company reported $0.164 earnings per share for the quarter, beating the consensus estimate of N/A by $0.164.
          Is Touchmark Bancshares Inc overvalued?
          According to Wall Street analysts Touchmark Bancshares Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Touchmark Bancshares Inc pay dividends?
            Touchmark Bancshares Inc pays a Notavailable dividend of $0.65 which represents an annual dividend yield of 6.41%. See more information on Touchmark Bancshares Inc dividends here
              What is Touchmark Bancshares Inc’s EPS estimate?
              Touchmark Bancshares Inc’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Touchmark Bancshares Inc have?
              Touchmark Bancshares Inc has 4,475,891 shares outstanding.
                What happened to Touchmark Bancshares Inc’s price movement after its last earnings report?
                Touchmark Bancshares Inc reported an EPS of $0.164 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.524%.
                  Which hedge fund is a major shareholder of Touchmark Bancshares Inc?
                  Currently, no hedge funds are holding shares in TMAK
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Touchmark Bancshares Stock Smart Score

                    4
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    -2.80%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    6.41%
                    Trailing 12-Months
                    Asset Growth
                    -2.31%
                    Trailing 12-Months

                    Company Description

                    Touchmark Bancshares Inc

                    Touchmark Bancshares, Inc. operates as the bank holding company for Touchmark National Bank that provides various banking products and services to individuals and businesses in Georgia. The company accepts checking accounts, money market accounts, savings accounts, individual retirement accounts, and certificates of deposit. Its loan portfolio includes commercial line of credit, commercial term loans, commercial construction, commercial real estate, small business administration loans, and government guaranteed lending. It also offers credit cards, safe deposit boxes, remote deposit capture products, CDARS, and merchant services, as well as online and professional banking services. The company was incorporated in 2007 and is headquartered in Alpharetta, Georgia.

                    Touchmark Bancshares (TMAK) Earnings & Revenues

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                    Ownership Overview

                    0.12%99.88%
                    Insiders
                    Mutual Funds
                    0.12% Other Institutional Investors
                    99.88% Public Companies and
                    Individual Investors
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