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Touchmark Bancshares (TMAK) Stock Price & Analysis
TMAK Stock Chart & Stats
- Day’s Range
- $11.15 - $12.00
- 52-Week Range
- $9.00 - $12.00
- Previous Close
- $11.08
- Volume
- 8,450
- Average Volume (3M)
- 681
- Market Cap
- $53.71M
- Enterprise Value
- $48.74M
- Total Cash (Recent Filing)
- $444.00K
- Total Debt (Recent Filing)
- $0
- Price to Earnings (P/E)
- 24.9
- Beta
- 0.13
- Next Earnings
- Feb 17, 2027 (Est.)
- EPS Estimate
- N/A
- Last Dividend Ex-Date
- Dec 31, 2025
- Dividend Yield
- 5.21%
Bulls Say, Bears Say
Bulls Say
Conservative Balance Sheet
An essentially debt-free balance sheet gives Touchmark substantial financial flexibility and reduces interest and refinancing exposure. Stable equity provides a durable capital base for community-banking operations, supports resilience through weaker earnings periods, and preserves capacity to fund lending or other strategic needs.
High-Quality Cash Generation
Cash flow that closely matches reported earnings indicates that profitability is being converted into tangible cash rather than relying heavily on accounting adjustments. This supports dividend capacity, internal funding, and balance-sheet resilience, making the earnings base more credible over the next several quarters.
Ongoing Profitability
Although results have weakened, Touchmark continues to generate positive profitability, preserving an operating foundation for its traditional banking activities. Continued earnings and stable equity provide more flexibility than a loss-making profile and give management a base from which to rebuild margins and returns.
Bears Say
Revenue Contraction
The sharp 2025 revenue decline signals weaker business momentum and reduces the income available to support lending, technology investment, dividends, and other strategic priorities. If the contraction persists, it could make future growth harder and increase pressure on operating efficiency.
Margin And Return Compression
Material compression in net margin and return on equity shows that Touchmark is converting its business and capital base into earnings much less effectively than in prior years. Persistently lower profitability would constrain organic capital formation and weaken the returns available from continued banking operations.
Lower Cash Flow Trend
Strong cash conversion remains a relative advantage, but the downward direction in operating and free cash flow reflects reduced earnings power. Sustained deterioration would limit internally generated funding for growth and shareholder distributions, even without significant balance-sheet leverage.
TMAK FAQ
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Touchmark Bancshares Stock Smart Score
Company Description
Touchmark Bancshares
Touchmark Bancshares, Inc. operates as the bank holding company for Touchmark National Bank that provides various banking products and services to individuals and businesses in Georgia. The company accepts checking accounts, money market accounts, savings accounts, individual retirement accounts, and certificates of deposit. Its loan portfolio includes commercial line of credit, commercial term loans, commercial construction, commercial real estate, small business administration loans, and government guaranteed lending. It also offers credit cards, safe deposit boxes, remote deposit capture products, CDARS, and merchant services, as well as online and professional banking services. The company was incorporated in 2007 and is headquartered in Alpharetta, Georgia.
- Sector
- Financial
- Industry
- Banks - Regional
- CEO
- Robert E. Krimmel
- Employees
- 106
- Website
- www.touchmarknb.com
- Address
- 3651 Old Milton Parkway, Alpharetta, GA, 30005, US
Touchmark Bancshares (TMAK) Earnings & Revenues
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 15 | 1 | 5 |
| Technical Analysis | 3 | 1 | 5 |
| Moving Averages | 12 | 0 | 0 |