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Touchmark Bancshares Inc (TMAK)
OTHER OTC:TMAK
US Market
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Touchmark Bancshares (TMAK) Price & Analysis

3 Followers

TMAK Stock Chart & Stats

$9.90
$0.35(3.54%)
At close: 4:00 PM EDT
$9.90
$0.35(3.54%)

Bulls Say, Bears Say

Bulls Say
Debt-Free Balance SheetEssentially no leverage gives Touchmark financial flexibility and reduces exposure to interest expense and refinancing pressure. Stable equity provides a durable capital base for serving customers, absorbing volatility, and supporting future banking operations without relying heavily on debt funding.
High-Quality Cash GenerationCash flow that consistently supports reported earnings indicates that profitability has translated into tangible cash rather than relying heavily on accounting adjustments. This strengthens internal funding capacity and provides a more reliable foundation for capital allocation through the next several quarters.
Continued Positive ProfitabilityAlthough earnings have weakened, Touchmark remains profitable and retains a positive operating margin. Continued earnings generation supports the resilience of its community banking model, preserves the ability to fund operations internally, and provides a base for recovery if performance stabilizes.
Bears Say
Revenue ContractionA sharp annual revenue decline signals weaker earning capacity and reduces the scale from which the bank can spread personnel, technology, and regulatory costs. If the contraction persists, it could constrain reinvestment, weaken operating leverage, and pressure future profitability.
Margin And Return CompressionThe substantial decline in net margin and return on equity shows that the business is converting revenue and capital into earnings much less efficiently than in prior years. Lower profitability can limit retained capital generation and make sustained shareholder returns more difficult.
Declining Cash Flow And AssetsLower operating and free cash flow indicate that the recent earnings slowdown is affecting internally generated funds, while asset contraction suggests a smaller operating base. Together, these trends may reduce capacity to expand lending and sustain growth even with a conservative balance sheet.

TMAK FAQ

What was Touchmark Bancshares Inc’s price range in the past 12 months?
Touchmark Bancshares Inc lowest stock price was $9.00 and its highest was $11.99 in the past 12 months.
    What is Touchmark Bancshares Inc’s market cap?
    Touchmark Bancshares Inc’s market cap is $50.82M.
      When is Touchmark Bancshares Inc’s upcoming earnings report date?
      Touchmark Bancshares Inc’s upcoming earnings report date is Nov 06, 2026 which is in 53 days.
        How were Touchmark Bancshares Inc’s earnings last quarter?
        Touchmark Bancshares Inc released its earnings results on Jul 22, 2026. The company reported $0.164 earnings per share for the quarter.
          Is Touchmark Bancshares Inc overvalued?
          According to Wall Street analysts Touchmark Bancshares Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Touchmark Bancshares Inc pay dividends?
            Touchmark Bancshares Inc pays a Notavailable dividend of $0.65 which represents an annual dividend yield of 5.51%. See more information on Touchmark Bancshares Inc dividends here
              What is Touchmark Bancshares Inc’s EPS estimate?
              Touchmark Bancshares Inc’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Touchmark Bancshares Inc have?
              Touchmark Bancshares Inc has 4,475,891 shares outstanding.
                What happened to Touchmark Bancshares Inc’s price movement after its last earnings report?
                Touchmark Bancshares Inc reported an EPS of $0.164 in its last earnings report. Following the earnings report the stock price went up 0.524%.
                  Which hedge fund is a major shareholder of Touchmark Bancshares Inc?
                  Currently, no hedge funds are holding shares in TMAK
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Touchmark Bancshares Stock Smart Score

                    4
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    20.47%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    5.51%
                    Trailing 12-Months
                    Asset Growth
                    -2.31%
                    Trailing 12-Months
                    Learn more about TipRanks Smart Score

                    Company Description

                    Touchmark Bancshares Inc

                    Touchmark Bancshares, Inc. operates as the bank holding company for Touchmark National Bank that provides various banking products and services to individuals and businesses in Georgia. The company accepts checking accounts, money market accounts, savings accounts, individual retirement accounts, and certificates of deposit. Its loan portfolio includes commercial line of credit, commercial term loans, commercial construction, commercial real estate, small business administration loans, and government guaranteed lending. It also offers credit cards, safe deposit boxes, remote deposit capture products, CDARS, and merchant services, as well as online and professional banking services. The company was incorporated in 2007 and is headquartered in Alpharetta, Georgia.

                    Touchmark Bancshares (TMAK) Earnings & Revenues

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                    Ownership Overview

                    0.12%99.88%
                    Insiders
                    Mutual Funds
                    0.12% Other Institutional Investors
                    99.88% Public Companies and
                    Individual Investors
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