Seven & I Holdings (SVNDY) AI Stock Analysis

Seven & I Holdings

(Other OTC:SVNDY)

Select Model

Rating:62Neutral

Price Target:$13.50▼(-0.07% Downside)

Action:downgraded

Date:10/09/26

Financial performance leads with improving profitability and stable leverage despite cash flow volatility. Technical momentum remains weak while valuation offers reasonable support via moderate P/E and dividend yield.

Positive Factors

Scaled convenience-store franchise modelThe 7-Eleven-centered network combines recurring franchise-related income with merchandise supply and retail sales. This diversified convenience model can support durable cash earnings because store scale, frequent customer visits, private-label products, and group distribution reinforce one another over multiple quarters.

Negative Factors

Moderate balance-sheet leverageDebt slightly exceeding equity reduces financial flexibility if operating conditions weaken. Leverage can constrain capital allocation and make the company more exposed to refinancing or interest-cost pressure, limiting its ability to respond aggressively to competitive or operating challenges.

Seven & I Holdings (SVNDY) vs. SPDR S&P 500 ETF (SPY)

Market Cap: $31.34B
Dividend Yield: 2.57%
Average Volume (3M): 114.10K
Price to Earnings (P/E): 17.0
Beta (1Y): 0.32
Revenue Growth: -15.64%
EPS Growth: 28.32%
Country: US
Employees: 35,967
Sector: Consumer Defensive
Sector Strength: 62
Industry: Grocery Stores

Seven & I Holdings Business Overview & Revenue Model

Company Description

Seven & i Holdings Co., Ltd. is a diversified conglomerate with operations spanning retail, food services, financial solutions, and information technology. Its presence extends across Japan, North America, and other global markets. The company struct...

How the Company Makes Money

Seven & i Holdings makes money primarily through its retail operations, with convenience stores representing the largest and most important profit driver. Revenue is generated from (1) direct retail sales at company-operated stores and group-owned re...

Seven & I Holdings Earnings Call Summary

Earnings Call Date:Jan 08, 2025(Q3-2025)|% Change Since:-10.70%|Next Earnings Date:Jan 06, 2027

Earnings Call SentimentNeutral

The earnings call presented a mixed picture with strong revenue growth and positive future outlooks in several areas, such as proprietary products and global expansion. However, significant declines in operating income, special losses, and challenges in the domestic market present considerable setbacks. The balance between these factors suggests a cautious optimism moving forward.

Positive Updates

Record Revenue Growth

Revenues from operations reached JPY 9,069.5 billion, which is 105.7% year-on-year, indicating strong growth in revenue.

Negative Updates

Decline in Operating Income

Operating income decreased by JPY 94.6 billion from the previous term, showing a decline of 76.9% year-on-year.

Company Guidance

In the Q3 2025 earnings call for Seven & i Holdings, the company provided guidance on various metrics and strategic initiatives aimed at enhancing enterprise and shareholder value. For the third quarter of 2024, revenues from operations reached JPY 9,069.5 billion, representing a 105.7% year-on-year increase, while operating income was JPY 315.4 billion, marking a decrease of 76.9% year-on-year. Net profit stood at JPY 63.6 billion, a significant decline from the previous term. The company emphasized its strategic focus on streamlining low-profit businesses and assets, with anticipated completion within the fiscal year to drive profit growth in 2025 and beyond. The call highlighted the impact of special losses, totaling JPY 178.9 billion for the first nine months, with a full-year forecast of JPY 149.6 billion in special losses. The company aims to achieve a cumulative EBITDA target of over JPY 55 billion and a ROIC of more than 4% for fiscal 2025, with a focus on maximizing corporate value through structural optimization, strategic investments, and an IPO consideration for the superstore business.

Seven & I Holdings Financial Statement Overview

Summary

TTM revenue growth and margin gains support moderate health, offset by revenue and cash flow volatility with stable leverage.

Income Statement

68Positive

Balance Sheet

64Positive

Cash Flow

57Neutral

Financial statement breakdown
Breakdown	TTM	Feb 2026	Feb 2025	Feb 2024	Feb 2023	Feb 2022
Income Statement
Total Revenue	10.40T	10.89T	11.97T	11.47T	11.81T	8.75T
Gross Profit	2.95T	2.88T	3.49T	3.41T	3.31T	2.73T
EBITDA	962.14B	984.87B	905.53B	840.83B	995.32B	751.49B
Net Income	299.14B	305.79B	173.07B	224.62B	280.98B	210.77B
Balance Sheet
Total Assets	9.48T	9.17T	11.39T	10.59T	10.55T	8.74T
Cash, Cash Equivalents and Short-Term Investments	440.51B	439.83B	1.37T	1.56T	1.67T	1.42T
Total Debt	3.92T	3.80T	4.10T	3.84T	4.04T	2.96T
Total Liabilities	5.74T	5.51T	7.17T	6.69T	6.90T	5.59T
Stockholders Equity	3.71T	3.63T	4.03T	3.72T	3.47T	2.98T
Cash Flow
Free Cash Flow	389.09B	441.95B	337.44B	215.37B	623.26B	312.05B
Operating Cash Flow	723.45B	790.42B	876.46B	673.01B	928.48B	736.48B
Investing Cash Flow	280.99B	-498.59B	-732.36B	-431.81B	-413.23B	-2.51T
Financing Cash Flow	-1.29T	-1.25T	-392.65B	-377.06B	-270.37B	937.08B

Seven & I Holdings Technical Analysis

Technical Analysis SentimentPositive

Last Price13.51

Price Trends

50DMA12.91Positive

100DMA12.75Positive

200DMA12.93Positive

Market Momentum

MACD0.16Negative

RSI62.11Neutral

STOCH45.24Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SVNDY, the sentiment is Positive. The current price of 13.51 is above the 20-day moving average (MA) of 12.96, above the 50-day MA of 12.91, and above the 200-day MA of 12.93, indicating a bullish trend. The MACD of 0.16 indicates Negative momentum. The RSI at 62.11 is Neutral, neither overbought nor oversold. The STOCH value of 45.24 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for SVNDY.

Seven & I Holdings Peers Comparison

Overall Rating

UnderperformOutperform

Sector (62)

Financial Indicators

SVNDY against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
YSWY	68Neutral	$1.57B	-35.90	-1.36%	―	―	―
Sector *	62Neutral	$20.33B	14.63	-3.31%	3.23%	1.93%	-12.26%
SVNDY	62Neutral	$31.16B	16.99	8.14%	2.57%	-15.64%	28.32%
WMK	61Neutral	$1.84B	18.93	7.15%	1.83%	4.50%	-3.08%
SFM	55Neutral	$4.58B	9.47	33.82%	―	5.25%	0.53%
ACI	54Neutral	$6.15B	-436.00	-2.78%	5.05%	2.26%	-106.73%
KR	46Neutral	$39.43B	36.09	17.17%	2.16%	1.58%	-53.21%

* Consumer Defensive Sector Average

Performance Comparison

SVNDY and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
SVNDY	Seven & I Holdings C (SVNDY)	13.51	0.75	5.90%
KR	Kroger Company	66.76	4.73	7.62%
WMK	Weis Markets	74.41	11.87	18.98%
SFM	Sprouts Farmers Market	49.70	-34.12	-40.71%
ACI	Albertsons Companies, Inc.	13.08	-3.72	-22.12%
YSWY	Yesway Inc Class A	24.77	3.54	16.67%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Oct 09, 2026

Seven & I Holdings AI Stock Analysis