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SVBT Stock Chart & Stats
$70.43
$0.00(0.00%)
At close: 4:00 PM EDT
$70.43
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$43.40 - $72.36
Previous CloseN/A
Volume10.00
Average Volume (3M)136.00
Market Cap
$77.48M
Enterprise Value$56.82M
Total Cash (Recent Filing)$90.88M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)7.7
Beta0.09
Next Earnings
Aug 07, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.44%
Share Statistics
EPS (TTM)2.71
Shares Outstanding1,100,144
10 Day Avg. Volume123
30 Day Avg. Volume136
Financial Highlights & Ratios
PEG Ratio0.17
Price to Book (P/B)0.88
Price to Sales (P/S)1.42
P/FCF Ratio8.35
Enterprise Value/Market Cap0.73
Enterprise Value/Revenue4.76
Enterprise Value/Gross Profit6.68
Enterprise Value/Ebitda15.91
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Balance Sheet HealthThe balance sheet is materially de-risked with debt reduced to near zero and equity growth to $73.8M. This durable capital posture lowers financial risk, supports regulatory and liquidity resilience, and gives management latitude to fund growth, return capital, or absorb shocks while sustaining ~12% ROE.
Revenue Growth TrendRevenue has expanded steadily over several years with a notable step-up in 2025. Persistent top-line growth signals strengthening market traction and scale, enabling better absorption of fixed costs and supporting sustainable profitability if the company maintains execution and customer retention over the medium term.
Improving Cash GenerationOperating cash flow and free cash flow rebound meaningfully in 2025, demonstrating the business can convert earnings into distributable cash. Strong cash generation underpins reinvestment, dividend capacity, and continued debt avoidance, providing durable financial flexibility to support strategy execution.
Bears Say
Margin VolatilityProfitability has been uneven, with a clear dip in 2024 and only partial recovery in 2025. Such margin variability reduces earnings predictability, suggests exposure to cost or revenue mix swings, and could constrain long-term return stability unless the company addresses underlying operational or competitive pressures.
Flat Asset BaseAssets have been essentially flat over several years, indicating growth has come from improved earnings rather than expanding the operating footprint or lending/asset book. For a regional bank, limited balance-sheet expansion can cap future revenue diversification and scaling potential absent new product lines or market penetration.
Cash-Flow Metric InconsistenciesReported inconsistencies in cash-flow ratios (zeroed coverage metrics despite positive cash flow) weaken confidence in the quality and timing of cash generation data. This complicates robust forecasting, raises governance or reporting questions, and increases uncertainty around sustainable free cash flow for investments or distributions.
SVBT FAQ
What was SVB & T Corporation’s price range in the past 12 months?
SVB & T Corporation lowest stock price was $43.40 and its highest was $72.36 in the past 12 months.
What is SVB & T Corporation’s market cap?
SVB & T Corporation’s market cap is $77.48M.
When is SVB & T Corporation’s upcoming earnings report date?
SVB & T Corporation’s upcoming earnings report date is Aug 07, 2026 which is in 5 days.
How were SVB & T Corporation’s earnings last quarter?
SVB & T Corporation released its earnings results on Apr 30, 2026. The company reported $2.68 earnings per share for the quarter, beating the consensus estimate of N/A by $2.68.
Is SVB & T Corporation overvalued?
According to Wall Street analysts SVB & T Corporation’s price is currently Overvalued.
Does SVB & T Corporation pay dividends?
SVB & T Corporation pays a Quarterly dividend of $0.28 which represents an annual dividend yield of 1.44%. See more information on SVB & T Corporation dividends here
What is SVB & T Corporation’s EPS estimate?
SVB & T Corporation’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does SVB & T Corporation have?
SVB & T Corporation has 1,100,144 shares outstanding.
What happened to SVB & T Corporation’s price movement after its last earnings report?
SVB & T Corporation reported an EPS of $2.68 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.515%.
Which hedge fund is a major shareholder of SVB & T Corporation?
Currently, no hedge funds are holding shares in SVBT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
SVB & T Stock Smart Score
Neutral
1
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4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
28.83%
12-Months-Change
Fundamentals
Return on Equity
1.44%
Trailing 12-Months
Asset Growth
0.98%
Trailing 12-Months
Company Description
SVB & T Corporation
SVB & T Corporation operates as a financial holding company for Springs Valley Bank & Trust Company, providing banking, financial, and wealth management services to families and businesses in Dubois, Daviess, Gibson, Orange, and surrounding counties in southern Indiana. The company offers checking, savings, and club accounts, certificates of deposit, individual retirement accounts, health savings accounts, and safe deposit boxes. It also provides personal loans, including mortgages, construction loans, professional loans, first-time home buyer loans, and veteran’s administration loans/federal housing administration/US Department of Agriculture loans, home equity lines of credit, consumer loan products, and debit and credit cards. In addition, the company offers business loans, including commercial loans, agricultural loans, lines of credit, small business administration/farm service agency loans, and leases, as well as financial planning, investment management, estate planning and administration, trust services, and other services. Further, it provides brokerage services, such as mutual funds, annuities, tax-advantaged investments, life insurance products, retirement plans, and professionally managed accounts. Additionally, it offers online solutions, which include online banking, e-statements, retail bill pay, mobile banking, mobile deposit, transfer, and mobile wallet services, as well as cash management services. The company was founded in 1902 and is headquartered in French Lick, Indiana.
Technical Analysis
Ownership Overview
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Insiders
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Mutual Funds
0.59% Other Institutional Investors
99.41% Public Companies and
Individual Investors