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SVB & T Corporation (SVBT)
OTHER OTC:SVBT
US Market
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SVB & T (SVBT) Price & Analysis

15 Followers

SVBT Stock Chart & Stats

$72.50
$0.00(0.00%)
At close: 4:00 PM EDT
$72.50
$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
De‑risked Balance SheetA near-zero debt load and steady equity growth materially lower financial risk and preserve strategic optionality. Persistently low leverage supports capital allocation choices, dividend capacity and resilience to stress, making the company structurally less vulnerable to credit shocks.
Sustained Revenue GrowthMulti-year top-line expansion indicates durable demand and effective go-to-market execution. Consistent revenue increases expand the earnings base, enable operating leverage, and support reinvestment and margin recovery over the medium term.
Solid Profitability And Cash GenerationHealthy margins together with positive operating and free cash flow demonstrate the business converts revenue into cash sustainably. This cash conversion underpins capital returns, debt avoidance and funding for growth initiatives, reinforcing long‑term financial stability.
Bears Say
Margin InconsistencyVolatile margins reduce predictability of future earnings and complicate planning for reinvestment or payouts. The 2024 dip and partial 2025 recovery imply exposure to cyclical pressures or cost volatility, which can compress sustainable returns over a multi‑quarter horizon.
Flat Asset BaseStagnant asset growth suggests the company is growing earnings from margin and efficiency gains rather than expanding lending or deposits. That constrains scale economies and market share gains, potentially capping long‑term revenue growth absent renewed balance‑sheet expansion.
Inconsistent Cash‑flow Quality MetricsDiscrepancies in reported cash‑flow ratios weaken confidence in the quality and stability of cash conversion metrics. For investors and managers, inconsistent coverage signals make liquidity forecasting and covenant assessment harder, raising persistent execution risk.

SVBT FAQ

What was SVB & T Corporation’s price range in the past 12 months?
SVB & T Corporation lowest stock price was $47.00 and its highest was $76.00 in the past 12 months.
    What is SVB & T Corporation’s market cap?
    SVB & T Corporation’s market cap is $80.67M.
      When is SVB & T Corporation’s upcoming earnings report date?
      SVB & T Corporation’s upcoming earnings report date is Nov 16, 2026 which is in 57 days.
        How were SVB & T Corporation’s earnings last quarter?
        SVB & T Corporation released its earnings results on Aug 13, 2026. The company reported $2.724 earnings per share for the quarter.
          Is SVB & T Corporation overvalued?
          According to Wall Street analysts SVB & T Corporation’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does SVB & T Corporation pay dividends?
            SVB & T Corporation pays a Quarterly dividend of $0.28 which represents an annual dividend yield of 1.48%. See more information on SVB & T Corporation dividends here
              What is SVB & T Corporation’s EPS estimate?
              SVB & T Corporation’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does SVB & T Corporation have?
              SVB & T Corporation has 1,100,144 shares outstanding.
                What happened to SVB & T Corporation’s price movement after its last earnings report?
                SVB & T Corporation reported an EPS of $2.724 in its last earnings report. Following the earnings report the stock price went up 2.283%.
                  Which hedge fund is a major shareholder of SVB & T Corporation?
                  Currently, no hedge funds are holding shares in SVBT
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    SVB & T Stock Smart Score

                    5
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    55.16%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    1.48%
                    Trailing 12-Months
                    Asset Growth
                    4.80%
                    Trailing 12-Months
                    Learn more about TipRanks Smart Score

                    Company Description

                    SVB & T Corporation

                    SVB & T Corporation operates as a financial holding company for Springs Valley Bank & Trust Company, providing banking, financial, and wealth management services to families and businesses in Dubois, Daviess, Gibson, Orange, and surrounding counties in southern Indiana. The company offers checking, savings, and club accounts, certificates of deposit, individual retirement accounts, health savings accounts, and safe deposit boxes. It also provides personal loans, including mortgages, construction loans, professional loans, first-time home buyer loans, and veteran’s administration loans/federal housing administration/US Department of Agriculture loans, home equity lines of credit, consumer loan products, and debit and credit cards. In addition, the company offers business loans, including commercial loans, agricultural loans, lines of credit, small business administration/farm service agency loans, and leases, as well as financial planning, investment management, estate planning and administration, trust services, and other services. Further, it provides brokerage services, such as mutual funds, annuities, tax-advantaged investments, life insurance products, retirement plans, and professionally managed accounts. Additionally, it offers online solutions, which include online banking, e-statements, retail bill pay, mobile banking, mobile deposit, transfer, and mobile wallet services, as well as cash management services. The company was founded in 1902 and is headquartered in French Lick, Indiana.

                    SVB & T (SVBT) Earnings & Revenues

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                    Ownership Overview

                    0.64%99.36%
                    Insiders
                    Mutual Funds
                    0.64% Other Institutional Investors
                    99.36% Public Companies and
                    Individual Investors
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