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Banking: Micro and SMB Active Client Base
Counts the active clients in the micro and small-to-medium business segments, indicating Stoneco's reach and influence in these key areas.StoneCo’s MSMB client base scaled dramatically beginning in early 2023 and is now a steady, multi‑million customer franchise, which materially enables the deposit growth and credit cross‑sell management is highlighting as drivers of margin expansion and buyback capacity. That said, recent higher churn, onboarding shortfalls and upfront loan‑loss provisioning mean this raw scale isn’t guaranteed to translate to immediate profitability; investors should track retention, TPV per client and cost‑of‑risk trends to judge whether monetization and credit quality keep pace with headcount and marketing spend.
Date | Banking: Micro and SMB Active Client Base |
|---|---|
Dec 31, 2025 | 3.70M |
Sep 30, 2025 | 3.46M |
Jun 30, 2025 | 3.32M |
Mar 31, 2025 | 3.24M |
Dec 31, 2024 | 3.06M |
Sep 30, 2024 | 2.84M |
Jun 30, 2024 | 2.70M |
Mar 31, 2024 | 2.38M |
Dec 31, 2023 | 2.10M |
Sep 30, 2023 | 1.93M |