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Sturgis Bancorp (STBI)
:STBI
Total Valuation
Sturgis Bancorp has a market cap or net worth of $44.36M. The enterprise value is $114.12M.
Market Cap$44.36M
Enterprise Value$114.12M
Share Statistics
Sturgis Bancorp has 2,444,000 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding2,444,000
Owned by Insiders―
Owned by Institutions2.29%
Financial Efficiency
Sturgis Bancorp’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 0.78%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.78%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee316.86K
Profits Per Employee24.03K
Employee Count118
Asset Turnover0.04
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Sturgis Bancorp is 13.73. Sturgis Bancorp’s PEG ratio is 1.63.
PE Ratio13.73
PS Ratio0.00
PB Ratio0.82
Price to Fair Value0.70
Price to FCF6.39
Price to Operating Cash Flow3.60
PEG Ratio1.63
Income Statement
In the last 12 months, Sturgis Bancorp had revenue of 37.39M and earned 2.83M in profits. Earnings per share was 1.32.
Revenue37.39M
Gross Profit37.39M
Operating Income2.79M
Pretax Income3.16M
Net Income2.83M
EBITDA2.79M
Earnings Per Share (EPS)1.32
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
Sturgis Bancorp pays an annual dividend of $0.68, resulting in a dividend yield of 3.75%
Dividend Per Share$0.68
Dividend Yield3.75%
Payout Ratio23.48%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.12
52-Week Price Change17.10%
50-Day Moving Average17.63
200-Day Moving Average17.52
Relative Strength Index (RSI)57.37
Average Volume (3m)524.00
Important Dates
Sturgis Bancorp upcoming earnings date is Jul 16, 2025, TBA Not Confirmed.
Last Earnings DateApr 28, 2025
Next Earnings DateJul 16, 2025
Ex-Dividend DateMay 15, 2025
Financial Position
Sturgis Bancorp as a current ratio of 0.04, with Debt / Equity ratio of 163.19%
Current Ratio0.04
Quick Ratio0.04
Debt to Market Cap1.95
Net Debt to EBITDA19.77
Interest Coverage Ratio0.15
Taxes
In the past 12 months, Sturgis Bancorp has paid 323.00K in taxes.
Income Tax323.00K
Effective Tax Rate0.10
Enterprise Valuation
Sturgis Bancorp EV to EBITDA ratio is 33.71, with an EV/FCF ratio of 14.37.
EV to Sales2.52
EV to EBITDA33.71
EV to Free Cash Flow14.37
EV to Operating Cash Flow12.35
Balance Sheet
Sturgis Bancorp has $21.13M in cash and marketable securities with $79.88M in debt, giving a net cash position of $58.75M billion.
Cash & Marketable Securities$21.13M
Total Debt$79.88M
Net Cash$58.75M
Net Cash Per Share$24.04
Tangible Book Value Per Share$21.59
Margins
Gross margin is 100.00%, with operating margin of 7.47%, and net profit margin of 7.58%.
Gross Margin100.00%
Operating Margin7.47%
Pretax Margin8.45%
Net Profit Margin7.58%
EBITDA Margin7.47%
EBIT Margin7.47%
Analyst Forecast
The average price target for Sturgis Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast9.72%
EPS Growth Forecast144.90%