1St Source(SRCE)
$87.85+-0.44 (+1.05%)
SRCE
1St Source financials statements
$87.85
At close:+-0.44 (+1.05%)
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1St Source (SRCE) Ratios
186 Followers
1St Source Ratios
SRCE's free cash flow for Q3 2026 was $69.12M. For the 2026 fiscal year, SRCE's free cash flow was decreased by $-1.95M and operating cash flow was $71.08M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 12.62 | 0.14 | 0.23 | 0.31 | 0.31 |
| Quick Ratio | 12.62 | 0.14 | 0.23 | 0.31 | 0.31 |
| Cash Ratio | 0.55 | 0.01 | 0.01 | 0.01 | 0.01 |
| Solvency Ratio | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Operating Cash Flow Ratio | 1.77 | 0.03 | 0.03 | 0.02 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 0.94 | 0.78 | 0.60 | 0.81 | 0.83 |
| Net Current Asset Value | $ -6.15B | $ -6.73B | $ -5.96B | $ -5.18B | $ -4.94B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.04 | 0.04 | 0.05 | 0.04 | 0.04 |
| Debt-to-Equity Ratio | 0.27 | 0.29 | 0.40 | 0.35 | 0.34 |
| Debt-to-Capital Ratio | 0.21 | 0.23 | 0.29 | 0.26 | 0.25 |
| Long-Term Debt-to-Capital Ratio | 0.07 | 0.06 | 0.08 | 0.09 | 0.11 |
| Financial Leverage Ratio | 7.10 | 8.04 | 8.82 | 9.65 | 8.84 |
| Debt Service Coverage Ratio | 0.42 | 0.34 | 0.31 | 0.57 | 0.65 |
| Interest Coverage Ratio | 1.23 | 0.93 | 1.17 | 5.17 | 8.54 |
| Debt to Market Cap | 0.22 | 0.23 | 0.29 | 0.23 | 0.25 |
| Interest Debt Per Share | 20.78 | 20.75 | 21.76 | 13.50 | 13.08 |
| Net Debt to EBITDA | 1.25 | 1.35 | 1.81 | 1.24 | 1.43 |
| Profitability Margins | |||||
| Gross Profit Margin | 70.32% | 65.69% | 71.60% | 88.68% | 96.10% |
| EBIT Margin | 34.18% | 29.99% | 31.86% | 40.72% | 43.65% |
| EBITDA Margin | 36.06% | 32.16% | 34.90% | 45.67% | 50.41% |
| Operating Profit Margin | 34.18% | 29.99% | 31.86% | 40.72% | 43.65% |
| Pretax Profit Margin | 34.06% | 29.99% | 31.86% | 40.72% | 43.65% |
| Net Profit Margin | 26.38% | 23.25% | 24.61% | 31.29% | 33.40% |
| Continuous Operations Profit Margin | 26.38% | 23.25% | 24.62% | 31.30% | 33.41% |
| Net Income Per EBT | 77.44% | 77.53% | 77.27% | 76.86% | 76.53% |
| EBT Per EBIT | 99.65% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.75% | 1.48% | 1.43% | 1.45% | 1.46% |
| Return on Equity (ROE) | 12.41% | 11.94% | 12.62% | 13.95% | 12.94% |
| Return on Capital Employed (ROCE) | 2.30% | 11.78% | 11.74% | 15.24% | 14.09% |
| Return on Invested Capital (ROIC) | 8.60% | 7.79% | 7.40% | 9.68% | 9.12% |
| Return on Tangible Assets | 1.76% | 1.50% | 1.45% | 1.46% | 1.48% |
| Earnings Yield | 10.38% | 9.27% | 9.24% | 9.19% | 9.54% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 0.00 | 0.00 | 1.01 | 1.32 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 9.19 | 8.78 | 7.63 | 5.04 | 3.72 |
| Asset Turnover | 0.07 | 0.06 | 0.06 | 0.05 | 0.04 |
| Working Capital Turnover Ratio | -0.24 | -0.09 | -0.09 | -0.08 | -0.07 |
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 360.20 | 277.17 |
| Days of Sales Outstanding | 0.00 | 0.00 | 0.00 | 360.20 | 277.17 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 0.00 | 0.00 | 0.00 | 360.20 | 277.17 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 9.15 | 7.92 | 7.63 | 7.11 | 6.66 |
| Free Cash Flow Per Share | 8.73 | 7.41 | 7.39 | 7.01 | 6.55 |
| Dividend Paid and CapEx Coverage Ratio | 4.60 | 4.06 | 4.81 | 5.09 | 4.87 |
| Capital Expenditure Coverage Ratio | 22.13 | 15.69 | 31.43 | 73.75 | 57.78 |
| Operating Cash Flow Coverage Ratio | 0.65 | 0.60 | 0.47 | 0.58 | 0.54 |
| Operating Cash Flow to Sales Ratio | 0.37 | 0.34 | 0.37 | 0.46 | 0.47 |
| Free Cash Flow Yield | 13.98% | 12.69% | 13.45% | 13.21% | 13.20% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 9.67 | 10.89 | 10.83 | 10.88 | 10.48 |
| Price-to-Sales (P/S) Ratio | 2.54 | 2.51 | 2.67 | 3.40 | 3.50 |
| Price-to-Book (P/B) Ratio | 1.20 | 1.29 | 1.37 | 1.52 | 1.36 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 7.15 | 7.88 | 7.43 | 7.57 | 7.58 |
| Price-to-Operating Cash Flow Ratio | 6.83 | 7.37 | 7.20 | 7.47 | 7.45 |
| Price-to-Earnings Growth (PEG) Ratio | 0.47 | 1.66 | 2.76 | 3.65 | 0.22 |
| Enterprise Value Multiple | 8.30 | 9.15 | 9.44 | 8.69 | 8.37 |
| Enterprise Value | 1.80B | 1.68B | 1.67B | 1.53B | 1.50B |
| EV to EBITDA | 8.30 | 9.15 | 9.44 | 8.69 | 8.37 |
| EV to Sales | 2.99 | 2.94 | 3.30 | 3.97 | 4.22 |
| EV to Free Cash Flow | 8.43 | 9.25 | 9.19 | 8.83 | 9.13 |
| EV to Operating Cash Flow | 8.05 | 8.65 | 8.90 | 8.71 | 8.98 |
| Tangible Book Value Per Share | 50.60 | 44.81 | 39.99 | 34.02 | 35.37 |
| Shareholders’ Equity Per Share | 52.27 | 45.36 | 40.20 | 35.00 | 36.59 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.23 | 0.22 | 0.23 | 0.23 | 0.23 |
| Revenue Per Share | 24.60 | 23.28 | 20.62 | 15.60 | 14.17 |
| Net Income Per Share | 6.49 | 5.41 | 5.08 | 4.88 | 4.73 |
| Tax Burden | 0.77 | 0.78 | 0.77 | 0.77 | 0.77 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.19 | 0.22 | 0.24 | 0.28 | 0.31 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 1.41 | 1.46 | 1.50 | 1.46 | 1.41 |
Currency in USD
