South Plains Financial (SPFI) Stock Statistics & Valuation Metrics

South Plains Financial has a market cap or net worth of $828.16M. The enterprise value is $829.72M.

Market Cap

$828.16M

Enterprise Value

$829.72M

South Plains Financial has 18,847,572 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding

18,847,572

Owned by Insiders

19.85%

Owned by Institutions

34.10%

South Plains Financial’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 9.64%.

Return on Equity (ROE)

0.12

Return on Assets (ROA)

0.01

Return on Invested Capital (ROIC)

9.64%

Return on Capital Employed (ROCE)

0.12

Revenue Per Employee

517.22K

Profits Per Employee

101.87K

Employee Count

574

Asset Turnover

0.07

Inventory Turnover

0.00

The current PE Ratio of South Plains Financial is 10.93. South Plains Financial’s PEG ratio is 1.54.

PE Ratio

10.93

PS Ratio

2.53

PB Ratio

1.30

Price to FCF

9.35

Price to Operating Cash Flow

9.24

PEG Ratio

1.54

In the last 12 months, South Plains Financial had revenue of 296.89M and earned 58.47M in profits. Earnings per share was 3.60.

Revenue

296.89M

Gross Profit

206.69M

Operating Income

74.07M

Pretax Income

74.07M

Net Income

58.47M

EBITDA

79.89M

Earnings Per Share (EPS)

3.60

In the last 12 months, operating cash flow was 87.40M and capital expenditures -1.05M, giving a free cash flow of 86.36M billion.

Operating Cash Flow

87.40M

Free Cash Flow

86.36M

Free Cash Flow per Share

4.58

South Plains Financial pays an annual dividend of $0.18, resulting in a dividend yield of 1.66%

Dividend Per Share

$0.18

Dividend Yield

1.66%

Payout Ratio

22.89%

Free Cash Flow Yield

10.69%

Earnings Yield

8.61%

Beta

0.65

52-Week Price Change

14.45%

50-Day Moving Average

43.40

200-Day Moving Average

42.32

Relative Strength Index (RSI)

46.15

Average Volume (3m)

107.36K

South Plains Financial upcoming earnings date is Jan 28, 2027, TBA (Not Confirmed).

Last Earnings Date

Oct 22, 2026

Next Earnings Date

Jan 28, 2027

Ex-Dividend Date

Jul 27, 2026

South Plains Financial as a current ratio of 0.29, with Debt / Equity ratio of 12.25%

Current Ratio

0.29

Quick Ratio

0.29

Debt to Market Cap

0.10

Net Debt to EBITDA

-6.16

Interest Coverage Ratio

0.87

In the past 12 months, South Plains Financial has paid 15.60M in taxes.

Income Tax

15.60M

Effective Tax Rate

0.21

South Plains Financial EV to EBITDA ratio is 0.77, with an EV/FCF ratio of 1.06.

EV to Sales

0.29

EV to EBITDA

0.77

EV to Free Cash Flow

1.06

EV to Operating Cash Flow

1.04

South Plains Financial has $1.30B in cash and marketable securities with $60.49M in debt, giving a net cash position of $1.23B billion.

Cash & Marketable Securities

$1.30B

Total Debt

$60.49M

Net Cash

$1.23B

Net Cash Per Share

$65.50

Tangible Book Value Per Share

$29.23

Gross margin is 72.26%, with operating margin of 27.59%, and net profit margin of 21.79%.

Gross Margin

72.26%

Operating Margin

27.59%

Pretax Margin

27.59%

Net Profit Margin

21.79%

EBITDA Margin

37.31%

EBIT Margin

35.40%

The average price target for South Plains Financial is $49.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy

Price Target

$49.50

Price Target Upside

15.49% Upside

Analyst Consensus

Moderate Buy

Analyst Count

2

Revenue Growth Forecast

10.17%

EPS Growth Forecast

7.30%

Smart Score

7

AI Score

76