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Security National Financial (SNFCA) Ratios
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Security National Financial Ratios
SNFCA's free cash flow for Q2 2026 was $3.69M. For the 2026 fiscal year, SNFCA's free cash flow was decreased by $-306.80K and operating cash flow was $3.99M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Mar 25 | Mar 24 | Mar 23 | Mar 22 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 6.40 | 17.88 | 50.49 | 7.48 | 2.47 |
| Quick Ratio | 6.40 | 17.88 | 50.49 | 7.48 | 2.47 |
| Cash Ratio | 2.99 | 10.39 | 11.90 | 1.77 | 0.77 |
| Solvency Ratio | 0.04 | 0.03 | 0.02 | 0.04 | 0.05 |
| Operating Cash Flow Ratio | 1.33 | 4.24 | 5.05 | 1.91 | 0.84 |
| Short-Term Operating Cash Flow Coverage | 10.91 | 5.41 | 6.97 | 2.07 | 0.90 |
| Net Current Asset Value | $ -932.32M | $ -909.19M | $ -578.99M | $ -657.94M | $ -824.02M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.06 | 0.07 | 0.07 | 0.11 | 0.16 |
| Debt-to-Equity Ratio | 0.24 | 0.32 | 0.34 | 0.55 | 0.84 |
| Debt-to-Capital Ratio | 0.19 | 0.24 | 0.25 | 0.36 | 0.46 |
| Long-Term Debt-to-Capital Ratio | 0.19 | 0.22 | 0.24 | 0.25 | 0.23 |
| Financial Leverage Ratio | 3.81 | 4.40 | 4.57 | 4.99 | 5.16 |
| Debt Service Coverage Ratio | 5.22 | 2.67 | 2.27 | 0.72 | 0.40 |
| Interest Coverage Ratio | 9.16 | 8.02 | 3.35 | 4.39 | 7.27 |
| Debt to Market Cap | 0.46 | 0.38 | 0.53 | 1.05 | 1.36 |
| Interest Debt Per Share | 4.16 | 4.76 | 4.76 | 7.28 | 11.08 |
| Net Debt to EBITDA | -0.07 | -0.72 | -0.70 | 0.68 | 1.51 |
| Profitability Margins | |||||
| Gross Profit Margin | 70.74% | 48.07% | 49.04% | 18.99% | 24.06% |
| EBIT Margin | 13.33% | 468.22% | 221.68% | 436.65% | 627.87% |
| EBITDA Margin | 15.86% | 575.44% | 318.34% | 619.52% | 845.15% |
| Operating Profit Margin | 12.02% | 416.29% | 170.73% | 355.64% | 551.93% |
| Pretax Profit Margin | 12.02% | 416.29% | 170.73% | 355.64% | 551.93% |
| Net Profit Margin | 9.33% | 323.91% | 151.82% | 265.78% | 421.07% |
| Continuous Operations Profit Margin | 9.33% | 323.91% | 151.82% | 265.78% | 421.07% |
| Net Income Per EBT | 77.64% | 77.81% | 88.92% | 74.73% | 76.29% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 2.06% | 1.78% | 1.01% | 1.76% | 2.55% |
| Return on Equity (ROE) | 7.83% | 7.83% | 4.63% | 8.77% | 13.18% |
| Return on Capital Employed (ROCE) | 2.71% | 2.31% | 1.15% | 2.47% | 3.76% |
| Return on Invested Capital (ROIC) | 2.10% | 1.78% | 1.02% | 1.76% | 2.57% |
| Return on Tangible Assets | 2.07% | 1.80% | 1.02% | 1.77% | 2.66% |
| Earnings Yield | 15.15% | 9.46% | 7.29% | 16.65% | 21.32% |
| Efficiency Ratios | |||||
| Receivables Turnover | 13.61 | 0.28 | 0.32 | 0.22 | 0.28 |
| Payables Turnover | 24.29 | 1.45 | 1.66 | 1.46 | 0.70 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 11.68 | 0.28 | 0.34 | 0.33 | 0.31 |
| Asset Turnover | 0.22 | 0.01 | 0.01 | 0.01 | 0.01 |
| Working Capital Turnover Ratio | 1.67 | 0.02 | 0.02 | 0.03 | 0.04 |
| Cash Conversion Cycle | 11.80 | 1070.77 | 933.89 | 1396.72 | 769.22 |
| Days of Sales Outstanding | 26.82 | 1322.79 | 1154.22 | 1646.63 | 1289.85 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 15.03 | 252.02 | 220.33 | 249.91 | 520.63 |
| Operating Cycle | 26.82 | 1322.79 | 1154.22 | 1646.63 | 1289.85 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.84 | 2.46 | 2.32 | 5.60 | 6.20 |
| Free Cash Flow Per Share | 1.77 | 2.35 | 2.28 | 5.53 | 5.98 |
| Dividend Paid and CapEx Coverage Ratio | 26.93 | 23.21 | 48.54 | 81.52 | 27.71 |
| Capital Expenditure Coverage Ratio | 26.93 | 23.21 | 48.54 | 81.52 | 27.71 |
| Operating Cash Flow Coverage Ratio | 0.46 | 0.54 | 0.51 | 0.81 | 0.58 |
| Operating Cash Flow to Sales Ratio | 0.13 | 7.00 | 5.64 | 13.50 | 15.41 |
| Free Cash Flow Yield | 20.67% | 19.56% | 26.55% | 83.52% | 75.22% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 6.60 | 11.04 | 13.71 | 6.01 | 4.69 |
| Price-to-Sales (P/S) Ratio | 0.62 | 34.24 | 20.81 | 15.96 | 19.75 |
| Price-to-Book (P/B) Ratio | 0.52 | 0.83 | 0.64 | 0.53 | 0.62 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 4.84 | 5.11 | 3.77 | 1.20 | 1.33 |
| Price-to-Operating Cash Flow Ratio | 4.66 | 4.89 | 3.69 | 1.18 | 1.28 |
| Price-to-Earnings Growth (PEG) Ratio | 0.34 | 0.15 | -0.32 | -0.17 | -0.16 |
| Enterprise Value Multiple | 3.81 | 5.23 | 5.83 | 3.26 | 3.85 |
| Enterprise Value | 208.29M | 246.67M | 177.33M | 195.07M | 305.28M |
| EV to EBITDA | 3.81 | 5.23 | 5.83 | 3.26 | 3.85 |
| EV to Sales | 0.60 | 30.11 | 18.57 | 20.18 | 32.53 |
| EV to Free Cash Flow | 4.75 | 4.50 | 3.36 | 1.51 | 2.19 |
| EV to Operating Cash Flow | 4.57 | 4.30 | 3.29 | 1.50 | 2.11 |
| Tangible Book Value Per Share | 16.13 | 14.00 | 12.99 | 12.07 | 10.21 |
| Shareholders’ Equity Per Share | 16.60 | 14.53 | 13.49 | 12.56 | 12.86 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.22 | 0.11 | 0.25 | 0.24 |
| Revenue Per Share | 13.94 | 0.35 | 0.41 | 0.41 | 0.40 |
| Net Income Per Share | 1.30 | 1.14 | 0.63 | 1.10 | 1.70 |
| Tax Burden | 0.78 | 0.78 | 0.89 | 0.75 | 0.76 |
| Interest Burden | 0.90 | 0.89 | 0.77 | 0.81 | 0.88 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 10.20 | 14.77 | 12.78 | 15.81 | 17.16 |
| Stock-Based Compensation to Revenue | 0.00 | 0.10 | 0.06 | 0.62 | 0.01 |
| Income Quality | 1.42 | 2.16 | 3.72 | 5.08 | 3.66 |
Currency in USD
