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Standard Bank Group Limited (SGBLY)
OTHER OTC:SGBLY
US Market
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Standard Bank Group (SGBLY) Ratios

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Standard Bank Group Ratios

SGBLY's free cash flow for Q2 2025 was Rs1.00. For the 2025 fiscal year, SGBLY's free cash flow was decreased by Rs and operating cash flow was Rs0.00. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.07 0.00 17.20 11.73 12.88
Quick Ratio
0.07 0.00 17.20 11.73 12.88
Cash Ratio
0.06 0.00 14.09 10.32 10.31
Solvency Ratio
0.04 0.02 0.02 0.01 <0.01
Operating Cash Flow Ratio
0.04 0.00 7.80 1.40 3.31
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
Rs -2.95TRs -2.74TRs -2.48TRs -2.37TRs -2.21T
Leverage Ratios
Debt-to-Assets Ratio
<0.01 0.04 0.04 0.05 0.05
Debt-to-Equity Ratio
0.11 0.52 0.54 0.67 0.69
Debt-to-Capital Ratio
0.10 0.34 0.35 0.40 0.41
Long-Term Debt-to-Capital Ratio
0.10 0.00 0.35 0.12 0.13
Financial Leverage Ratio
12.01 11.76 12.07 12.69 13.41
Debt Service Coverage Ratio
0.00 -0.17 -0.21 -0.28 -0.08
Interest Coverage Ratio
0.00 1.67 0.71 0.97 0.37
Debt to Market Cap
0.08 0.00 0.47 0.13 0.13
Interest Debt Per Share
18.04 132.83 113.18 114.07 110.49
Net Debt to EBITDA
-1.57 0.00 0.00 0.00 0.00
Profitability Margins
Gross Profit Margin
81.84%117.48%100.00%100.00%100.00%
EBIT Margin
34.27%-4.53%-4.69%-5.48%-6.25%
EBITDA Margin
34.27%0.00%0.00%0.00%0.00%
Operating Profit Margin
57.17%98.59%25.82%26.99%13.90%
Pretax Profit Margin
34.72%41.13%32.90%28.78%15.02%
Net Profit Margin
22.32%28.49%22.56%19.35%10.89%
Continuous Operations Profit Margin
25.03%31.18%24.99%21.13%12.01%
Net Income Per EBT
64.30%69.27%68.57%67.24%72.50%
EBT Per EBIT
60.73%41.72%127.43%106.61%108.05%
Return on Assets (ROA)
1.38%1.50%1.22%0.94%0.52%
Return on Equity (ROE)
16.86%17.64%14.75%11.96%6.97%
Return on Capital Employed (ROCE)
11.43%5.19%1.40%1.32%0.67%
Return on Invested Capital (ROIC)
8.13%2.90%2.58%2.27%1.19%
Return on Tangible Assets
1.38%1.51%1.23%0.95%0.52%
Earnings Yield
11.10%12.69%12.91%11.55%6.52%
Efficiency Ratios
Receivables Turnover
55.84 0.00 6.72 10.15 5.47
Payables Turnover
0.00 -3.08 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
10.39 7.95 7.68 6.44 5.84
Asset Turnover
0.06 0.05 0.05 0.05 0.05
Working Capital Turnover Ratio
-0.10 1.77 1.33 1.32 1.28
Cash Conversion Cycle
6.54 118.38 54.33 35.95 66.78
Days of Sales Outstanding
6.54 0.00 54.33 35.95 66.78
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 -118.38 0.00 0.00 0.00
Operating Cycle
6.54 0.00 54.33 35.95 66.78
Cash Flow Ratios
Operating Cash Flow Per Share
58.50 27.91 39.79 8.11 17.87
Free Cash Flow Per Share
56.12 24.28 36.84 4.99 13.61
CapEx Per Share
2.38 3.17 2.95 3.11 4.26
Free Cash Flow to Operating Cash Flow
0.96 0.87 0.93 0.62 0.76
Dividend Paid and CapEx Coverage Ratio
2.97 1.46 2.47 0.76 1.58
Capital Expenditure Coverage Ratio
24.62 8.82 13.50 2.61 4.19
Operating Cash Flow Coverage Ratio
3.24 0.36 0.51 0.09 0.22
Operating Cash Flow to Sales Ratio
0.48 0.30 0.42 0.10 0.24
Free Cash Flow Yield
24.21%11.69%22.15%3.57%10.72%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
9.01 7.88 7.74 8.66 15.33
Price-to-Sales (P/S) Ratio
1.89 2.25 1.75 1.68 1.67
Price-to-Book (P/B) Ratio
1.49 1.39 1.14 1.04 1.07
Price-to-Free Cash Flow (P/FCF) Ratio
4.13 8.56 4.51 28.01 9.33
Price-to-Operating Cash Flow Ratio
4.21 7.44 4.18 17.26 7.10
Price-to-Earnings Growth (PEG) Ratio
1.45 0.46 -0.08 <0.01 -0.29
Price-to-Fair Value
1.49 1.39 1.14 1.04 1.07
Enterprise Value Multiple
3.95 0.00 0.00 0.00 0.00
Enterprise Value
285.58B 357.90B 284.22B 272.05B 243.39B
EV to EBITDA
3.95 0.00 0.00 0.00 0.00
EV to Sales
1.35 2.22 1.82 2.05 2.01
EV to Free Cash Flow
2.96 8.45 4.70 34.25 11.25
EV to Operating Cash Flow
2.84 7.35 4.35 21.10 8.56
Tangible Book Value Per Share
169.91 151.43 149.21 142.04 123.88
Shareholders’ Equity Per Share
165.10 149.37 145.61 135.09 118.77
Tax and Other Ratios
Effective Tax Rate
0.29 0.24 0.23 0.27 0.20
Revenue Per Share
122.57 92.48 95.19 83.47 75.98
Net Income Per Share
27.36 26.35 21.48 16.15 8.28
Tax Burden
0.64 0.69 0.69 0.67 0.73
Interest Burden
1.01 -9.09 -7.02 -5.25 -2.40
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.02 <0.01 0.02 0.00 0.00
Stock-Based Compensation to Revenue
<0.01 0.00 <0.01 <0.01 0.01
Income Quality
2.14 0.00 1.19 0.32 1.20
Currency in ZAR
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