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UOB-Kay Hian Holdings Limited (SG:U10)
SGX:U10
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UOB-Kay Hian Holdings Limited (U10) AI Stock Analysis

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SG:U10

UOB-Kay Hian Holdings Limited

(SGX:U10)

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Neutral 67 (OpenAI - Gpt-5.6Sol)
Rating:67Neutral
Price Target:
S$4.50
▲(73.08% Upside)
Action:Reiterated
Date:09/06/26
The score is anchored by solid profitability and improving leverage trends, but is held back by pronounced cash flow volatility and negative TTM cash generation, which raises earnings-quality risk. Technicals are neutral-to-slightly positive (price above key longer-term averages, but momentum indicators are neutral), while valuation is supportive with a reasonable P/E and moderate dividend yield.
Positive Factors
Strong profitable growth
UOB-Kay Hian has expanded revenue materially while sustaining high net margins, indicating that growth has translated into strong earnings rather than merely higher activity. This profitability provides internal capacity to support client services, investment research and future regional expansion.
Negative Factors
Volatile cash generation
Repeated negative operating and free cash flow create uncertainty about how consistently reported profits convert into cash. In a brokerage business, collateral and working-capital movements can be large, but persistent volatility may still constrain reinvestment, distributions and financial flexibility.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong profitable growth
UOB-Kay Hian has expanded revenue materially while sustaining high net margins, indicating that growth has translated into strong earnings rather than merely higher activity. This profitability provides internal capacity to support client services, investment research and future regional expansion.
Read all positive factors

UOB-Kay Hian Holdings Limited (U10) vs. iShares MSCI Singapore ETF (EWS)

UOB-Kay Hian Holdings Limited Business Overview & Revenue Model

Company Description
UOB-Kay Hian Holdings Limited, established in Singapore in 2000, operates as an investment holding company offering a broad array of financial services to institutions, large corporations, high-net-worth individuals, and retail investors. The comp...
How the Company Makes Money
UOB-Kay Hian makes money mainly by earning fees and trading-related income from facilitating client and institutional transactions in securities markets. Key revenue streams typically include: (1) Brokerage commissions and fees: income earned when...

UOB-Kay Hian Holdings Limited Financial Statement Overview

Summary
Profitability and revenue trajectory are strong (high net margins and revenue growth over time) and leverage trends improved in annual reports (debt-to-equity declining through 2025). The main constraint is cash flow quality: operating and free cash flow are volatile with negative periods in 2024 and again in TTM, increasing uncertainty around earnings quality; TTM debt showing as zero versus annual filings also reduces near-term comparability.
Income Statement
78
Positive
Balance Sheet
82
Very Positive
Cash Flow
46
Neutral
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue845.48M767.45M532.70M454.47M444.28M614.90M
Gross Profit845.48M613.21M241.15M218.36M223.19M303.99M
EBITDA0.00318.38M304.95M257.38M178.24M230.10M
Net Income304.88M239.37M224.22M170.36M101.88M151.88M
Balance Sheet
Total Assets7.98B5.68B4.59B3.99B4.32B4.52B
Cash, Cash Equivalents and Short-Term Investments0.001.69B1.22B1.34B1.53B986.70M
Total Debt0.001.29B832.58M846.28M1.40B1.46B
Total Liabilities5.63B3.39B2.46B2.08B2.52B2.76B
Stockholders Equity2.35B2.27B2.12B1.89B1.78B1.74B
Cash Flow
Free Cash Flow-927.30M107.98M-96.67M379.94M795.70M63.73M
Operating Cash Flow-913.84M122.72M-91.92M384.09M798.36M68.83M
Investing Cash Flow-13.02M-15.14M-4.08M-3.25M-1.89M-2.68M
Financing Cash Flow833.98M388.71M-65.52M-577.61M-101.96M-28.82M

UOB-Kay Hian Holdings Limited Technical Analysis

Technical Analysis Sentiment
Positive
Last Price2.60
Price Trends
50DMA
4.15
Positive
100DMA
4.02
Positive
200DMA
3.43
Positive
Market Momentum
MACD
<0.01
Negative
RSI
52.59
Neutral
STOCH
65.77
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SG:U10, the sentiment is Positive. The current price of 2.6 is below the 20-day moving average (MA) of 4.24, below the 50-day MA of 4.15, and below the 200-day MA of 3.43, indicating a neutral trend. The MACD of <0.01 indicates Negative momentum. The RSI at 52.59 is Neutral, neither overbought nor oversold. The STOCH value of 65.77 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for SG:U10.

UOB-Kay Hian Holdings Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
83
Outperform
S$223.51B19.8616.23%4.04%-5.30%-0.44%
78
Outperform
S$69.31B10.649.73%3.78%-10.35%-19.23%
77
Outperform
S$145.03B18.4413.01%3.25%-2.86%7.77%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
67
Neutral
S$4.16B13.5413.21%2.91%36.18%40.76%
44
Neutral
S$1.87B0.212.47%3.61%-11.98%
44
Neutral
S$713.49M-4.85-5.81%16.83%-73.51%-131.35%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
SG:U10
UOB-Kay Hian Holdings Limited
4.23
1.61
61.33%
SG:D05
DBS Group Holdings
78.65
30.40
63.00%
SG:O39
OCBC
32.27
16.13
99.88%
SG:U11
UOB
42.01
7.78
22.74%
SG:HKB
AMTD IDEA Group Class A
3.38
-0.22
-6.11%
SG:YF8
Yangzijiang Financial Holding Ltd.
0.21
-0.29
-58.42%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Sep 06, 2026