Ping An Insurance (Group) Company of China, Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh (HPAD) AI Stock Analysis

• Market Cap: S$178.75B
• Dividend Yield: 1.61%
• Average Volume (3M): 30.90K
• Price to Earnings (P/E): 7.4
• Beta (1Y): 0.71
• Revenue Growth: 8.79%
• EPS Growth: 30.13%
• Country: SG
• Employees: 273,053
• Sector: Financial
• Sector Strength: 70
• Industry: Insurance - Life
• EPS (TTM): 0.20
• Shares Outstanding: 0
• 10 Day Avg. Volume: 23,910
• 30 Day Avg. Volume: 30,896
• PEG Ratio: 0.06
• Price to Book (P/B): 0.41
• Price to Sales (P/S): 0.41
• P/FCF Ratio: 1.01
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 79 Outperform
• Price Target: S$5.50 ▲(16.28% Upside)

Ping An Insurance receives a strong overall stock score due to its robust financial performance and attractive valuation. The company's significant revenue growth and improved profitability margins are key strengths, although the high leverage on the balance sheet is a risk to monitor. Technical analysis supports a positive outlook, with bullish momentum and a strong upward trend in stock price. The absence of earnings call data and corporate events does not impact the overall assessment.

Ping An Insurance (Group) Company of China, Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh Business Overview & Revenue Model

Company Description

Ping An Insurance (Group) Company of China, Ltd. provides financial products and services for life insurance, property and casualty insurance, trust, securities, banking, and other businesses in the People's Republic of China. It operates through Life and Health Insurance; Property and Casualty Insurance; Banking; Asset Management; and Finance Enablement segments. The company offers life insurance products, including term, whole-life, endowment, annuity, investment-linked, universal life, and health care and medical insurance products; and auto, non-auto, and accident and health insurance to individual and corporate customers. It also undertakes loan and intermediary businesses with corporate and retail customers; and provides wealth management and credit card services to individual customers, as well as trust products services, brokerage services, trading services, investment banking services, investment management services, finance lease business, and other asset management services. In addition, the company offers financial and daily-life services through internet platforms such as financial transaction information service platform and health care service platform. Further, it is involved in the provision of annuity insurance; IT and business process outsourcing services; internet, money, custom loyalty, corporation management, and credit information services; futures and currency brokerage; real estate investment and development; property leasing and management; operates as a property agency and sales agency of insurance; fund raising and distribution; commercial factoring; expressway operation; equity investment; securities investment and brokerage; fund sales and settlement; and production and sale of consumer chemicals; logistics and warehousing; e-commerce business; micro loans; consulting services; infant products; real estate consulting; and commodity trade. The company was incorporated in 1988 and is based in Shenzhen, China.

How the Company Makes Money

Ping An generates revenue through multiple streams, primarily by underwriting insurance policies, which include life, health, and property insurance. The premiums collected from policyholders form a significant portion of its income. Additionally, the company earns money from investment income generated by managing a large portfolio of assets, including stocks, bonds, and real estate. The banking division contributes to revenue through interest income from loans and fees from various financial services. Furthermore, Ping An has established significant partnerships and joint ventures, leveraging technology and innovation to enhance its services, which helps in reducing operational costs and increasing customer reach, ultimately boosting profitability.

Ping An Insurance (Group) Company of China, Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh Financial Statement Overview

Summary

Income Statement

Balance Sheet

Cash Flow

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	913.12B	916.62B	802.06B	763.87B	1.06T
Gross Profit	913.12B	916.62B	802.06B	763.87B	1.06T
EBITDA	180.37B	207.86B	163.69B	183.38B	184.18B
Net Income	120.03B	126.61B	85.67B	111.01B	101.62B
Balance Sheet
Total Assets	13.51T	12.96T	11.58T	11.01T	10.14T
Cash, Cash Equivalents and Short-Term Investments	973.81B	950.37B	797.92B	747.66B	630.51B
Total Debt	1.34T	1.40T	1.49T	1.48T	1.59T
Total Liabilities	12.17T	11.65T	10.35T	9.82T	9.06T
Stockholders Equity	943.95B	928.60B	899.01B	869.19B	812.40B
Cash Flow
Free Cash Flow	408.14B	375.80B	352.59B	467.90B	77.93B
Operating Cash Flow	415.78B	382.47B	360.40B	476.78B	90.12B
Investing Cash Flow	-463.33B	-416.25B	-104.00B	-215.76B	27.93B
Financing Cash Flow	67.68B	30.95B	-222.06B	-230.87B	-136.41B

Ping An Insurance (Group) Company of China, Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
HPAD	―	S$178.75B	7.39	12.86%	1.61%	8.79%	30.13%
HBND	―	S$273.68B	5.30	―	―	―	―
G07	―	S$7.62B	14.30	11.35%	3.14%	-0.39%	8.38%
Sector *	―	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%