Safello Group AB (SFL) AI Stock Analysis

• Market Cap: kr108.38M
• Dividend Yield: N/A
• Average Volume (3M): 41.42K
• Price to Earnings (P/E): 13.3
• Beta (1Y): 1.11
• Revenue Growth: 6.60%
• EPS Growth: -194.97%
• Country: SE
• Employees: 25
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Application
• EPS (TTM): -0.11
• Shares Outstanding: 20,449,600
• 10 Day Avg. Volume: 17,610
• 30 Day Avg. Volume: 41,423
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 68 Neutral
• Price Target: ―

Safello Group AB shows promising recovery signs with strong financial performance, including positive revenue growth, improved profitability, and a robust balance sheet with no debt. While the technical indicators suggest some caution with potential overbought conditions, the valuation remains reasonable, reflecting the company's growth potential. The absence of corporate events or earnings call data leaves some uncertainty, but the overall outlook is positive, with a need to sustain these improvements.

Safello Group AB Business Overview & Revenue Model

Company Description

Safello Group AB (SFL) is a financial technology company based in Sweden that operates within the cryptocurrency industry. It provides a platform for buying and selling cryptocurrencies, offering a user-friendly interface for individuals and institutions to engage in digital currency transactions. The company focuses on simplifying the process of acquiring cryptocurrencies in a secure and compliant manner, catering to both beginners and experienced users in the digital asset space.

How the Company Makes Money

Safello Group AB generates revenue primarily through transaction fees charged on cryptocurrency purchases and sales executed on its platform. The company earns a percentage of each transaction, which serves as its main revenue stream. Additionally, Safello may partner with financial institutions or payment service providers to enhance its service offerings, potentially earning additional income through collaborative initiatives. The company's focus on compliance and security also positions it well to attract institutional clients, potentially contributing to its revenue growth.

Safello Group AB Financial Statement Overview

Summary

Overall, Safello Group AB's financial statements reflect a company on the path to recovery with solid improvements in profitability, financial stability, and cash flow management. The income statement shows strong revenue growth and improved margins, while the balance sheet highlights a robust equity position and no debt. Cash flow has turned positive, indicating better financial health. The company is well-positioned for future growth, but maintaining these positive trends will be crucial to sustaining financial stability.

Income Statement

Safello Group AB's income statement shows a significant improvement in profitability. The Gross Profit Margin increased from negative figures in 2022 to a positive 3.9% in 2024. The Net Profit Margin also turned positive, reaching 1.2% in 2024 from losses in previous years. Revenue growth is strong, with a 37.6% increase from 2023 to 2024. EBIT and EBITDA margins showed positive trends, indicating better operational efficiency. Despite past years of losses, the recent financial year indicates robust recovery and growth potential.

Balance Sheet

The balance sheet of Safello Group AB demonstrates financial stability with a strong equity position. The Debt-to-Equity Ratio is at 0, reflecting no leverage and a solid capital structure. The Equity Ratio remained high, at 82.9% in 2024, showcasing a healthy balance of equity to assets. Return on Equity turned positive at 21%, indicating efficient use of equity in generating profits. The company's balance sheet suggests a low-risk profile with no debt, providing a strong foundation for future growth.

Cash Flow

Safello Group AB's cash flow statement reveals a turnaround in cash flow management. Operating Cash Flow improved significantly from negative in 2023 to positive in 2024. Free Cash Flow transitioned from negative to positive, indicating improved cash generation capabilities. The Free Cash Flow to Net Income Ratio is 0.21, reflecting a cautious yet positive cash flow position. Although cash flow from operations is positive, the company should focus on sustaining and improving these cash flow trends.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	771.98M	766.95M	561.11M	634.90M	757.90M	315.01M
Gross Profit	30.52M	30.12M	22.62M	-3.15M	36.90M	15.69M
EBITDA	1.68M	10.85M	-2.02M	-12.36M	-11.29M	2.93M
Net Income	-1.15M	9.00M	-447.00K	-21.50M	-14.79M	882.00K
Balance Sheet
Total Assets	45.35M	51.79M	41.06M	41.51M	62.86M	28.18M
Cash, Cash Equivalents and Short-Term Investments	22.92M	24.92M	17.33M	21.38M	34.60M	17.01M
Total Debt	0.00	0.00	403.00K	0.00	19.00K	0.00
Total Liabilities	7.84M	8.85M	6.68M	7.13M	6.98M	5.44M
Stockholders Equity	37.51M	42.94M	34.38M	34.38M	55.88M	22.74M
Cash Flow
Free Cash Flow	1.07M	1.90M	-4.50M	-13.33M	-21.66M	2.45M
Operating Cash Flow	1.07M	1.90M	-4.39M	-12.16M	-11.12M	2.87M
Investing Cash Flow	2.96M	5.46M	-113.00K	-1.10M	-12.47M	-13.15K
Financing Cash Flow	239.00K	239.00K	447.00K	0.00	41.18M	10.90M

Safello Group AB Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 5.30
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SE:SFL, the sentiment is Neutral. The current price of 5.3 is below the 20-day moving average (MA) of 5.35, below the 50-day MA of 6.14, and below the 200-day MA of 6.10, indicating a neutral trend. The MACD of -0.18 indicates Negative momentum. The RSI at 48.70 is Neutral, neither overbought nor oversold. The STOCH value of 62.11 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for SE:SFL.

Safello Group AB Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SFL	68 Neutral	kr108.38M	13.31	-4.99%	―	6.60%	-194.97%
SPEONE	57 Neutral	71.10M	-1.92	47.39%	―	-54.96%	-171.19%
TERRNT.B	43 Neutral	143.64M	-2.71	-136.15%	―	0.00%	33.20%
WYLD	40 Underperform	24.25M	-0.04	0.00%	―	31.64%	80.70%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%