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Resurs Holding AB (SE:RESURS)
:RESURS
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Resurs Holding AB
(LSE:RESURS)
53Neutral
Resurs Holding AB (RESURS) vs. S&P 500 (SPY)
Market Cap
kr4.83B
Dividend YieldN/A
Average Volume (3M)21.06K
Price to Earnings (P/E)34.1
Beta (1Y)0.30
Revenue Growth9.06%
EPS Growth-39.42%
CountrySE
Employees740
SectorFinancial
Sector Strength85
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)0.50
Shares Outstanding200,000,000
10 Day Avg. Volume29,387
30 Day Avg. Volume21,063
Financial Highlights & Ratios
PEG Ratio0.17
Price to Book (P/B)0.61
Price to Sales (P/S)0.00
P/FCF Ratio1.87
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
Resurs Holding AB Business Overview & Revenue Model
Company DescriptionResurs Holding AB (RESURS) is a Nordic financial institution that specializes in providing lending and payment solutions. The company operates primarily in the consumer credit market, offering products such as personal loans, credit cards, and installment payment solutions. Resurs Holding serves customers across Sweden, Denmark, Norway, and Finland, leveraging its expertise to cater to both private individuals and retail partners.
How the Company Makes MoneyResurs Holding AB generates revenue primarily through interest income and fees associated with its lending and payment solutions. The company earns interest from consumer loans and credit cards, which constitute a significant portion of its income. Additionally, Resurs derives revenue from service fees and commissions related to its payment solutions, which include installment payment plans offered to retail businesses. The company has also established partnerships with retailers to provide financing options at the point of sale, further enhancing its revenue streams. The combination of interest income, service fees, and strategic retail partnerships forms the backbone of Resurs Holding's business model.
Resurs Holding AB Financial Statement Overview
Summary
Income Statement
Balance Sheet
Cash Flow
| Breakdown | |||||
| TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|
| Income Statement | Total Revenue | ||||
| 2.81B | 3.56B | 2.05B | 3.20B | 3.07B | 3.85B | Gross Profit |
| 2.32B | 3.56B | 834.45M | 2.69B | 2.65B | 3.34B | EBIT |
| 1.60B | 0.00 | 401.54M | 1.03B | 1.73B | 1.29B | EBITDA |
| 1.11B | 0.00 | 984.93M | 0.00 | 1.39B | 1.49B | Net Income Common Stockholders |
| 1.39B | 200.38M | 257.86M | 797.47M | 1.52B | 953.66M |
| Balance Sheet | Cash, Cash Equivalents and Short-Term Investments | ||||
| 4.76B | 4.76B | 6.06B | 231.61M | 215.59M | 208.52M | Total Assets |
| 54.15B | 54.15B | 51.37B | 47.80B | 42.96B | 41.45B | Total Debt |
| 0.00 | 0.00 | 6.89B | 6.98B | 8.55B | 7.00B | Net Debt |
| -4.76B | -4.76B | -3.60B | 6.75B | 8.33B | 6.80B | Total Liabilities |
| 46.40B | 46.40B | 43.74B | 40.23B | 35.76B | 33.48B | Stockholders Equity |
| 7.74B | 7.74B | 7.63B | 7.57B | 7.20B | 7.98B |
| Cash Flow | Free Cash Flow | ||||
| 731.16M | 2.64B | 1.88B | 2.29B | 405.52M | 1.41B | Operating Cash Flow |
| 905.83M | 2.75B | 2.13B | 2.49B | 518.85M | 1.48B | Investing Cash Flow |
| -173.91M | -115.93M | -254.39M | -199.41M | -113.06M | -67.73M | Financing Cash Flow |
| -1.36B | -1.05B | -719.32M | -2.06B | -160.77M | -1.39B |
Resurs Holding AB Technical Analysis
Positive
24.85
Price Trends
23.75
Positive
23.64
Positive
23.48
Positive
Market Momentum
0.21
Negative
59.29
Neutral
38.10
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SE:RESURS, the sentiment is Positive. The current price of 24.85 is above the 20-day moving average (MA) of 23.99, above the 50-day MA of 23.75, and above the 200-day MA of 23.48, indicating a bullish trend. The MACD of 0.21 indicates Negative momentum. The RSI at 59.29 is Neutral, neither overbought nor oversold. The STOCH value of 38.10 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for SE:RESURS.
Resurs Holding AB Peers Comparison
Overall Rating
UnderperformOutperform
Sector (64)
Financial Indicators
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
72 Outperform | kr8.91B | 6.48 | ― | 8.78% | 7.15% | ||
70 Neutral | kr8.05B | 8.52 | 16.80% | ― | 33.39% | 67.61% | |
65 Neutral | kr7.95B | 12.18 | 26.39% | ― | 23.77% | 58.98% | |
64 Neutral | $12.75B | 9.93 | 7.86% | 17015.07% | 12.19% | -5.92% | |
58 Neutral | €425.88M | ― | -7.20% | ― | -3.13% | -844.33% | |
55 Neutral | kr4.68B | ― | -23.48% | ― | -9.54% | -905.07% | |
53 Neutral | kr4.83B | 34.11 | -0.06% | ― | 9.06% | -39.42% |
* Financial Sector Average
Performance Comparison
SE:RESURS
Resurs Holding AB
24.85
7.22
40.95%
SE:INTRUM
Intrum Justitia AB
37.98
7.19
23.35%
SE:HOFI
Hoist Finance AB
88.85
36.09
68.41%
SE:NORION
Collector AB
42.55
1.25
3.03%
SE:QLIRO
Qliro AB
20.70
-3.05
-12.84%
SE:TFBANK
TF Bank AB
366.00
142.00
63.39%
Glossary
OutperformA stock rated as "Outperform" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock is likely to deliver higher returns compared to the average returns of other stocks in the same sector or market index. Investors might consider this stock a good buying opportunity.
NeutralA stock rated as "Neutral" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly attractive nor unattractive for investment. Investors may consider holding onto the stock, as it is not expected to either significantly outperform or underperform the market.
UnderperformA stock rated as "Underperform" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock may deliver lower returns compared to the average returns of other stocks in the same sector or market index. Investors might consider selling the stock or avoiding it as an investment.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.