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Security Bancorp (SCYT) Price & Analysis

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SCYT Stock Chart & Stats

$93.38

$2.50(3.73%)

At close: Nov 04 4:00 PM EST

$93.38

$2.50(3.73%)

Day’s Range― - ―

52-Week Range$76.00 - $132.00

Previous CloseN/A

Volume200.00

Average Volume (3M)18.00

Market Cap

$47.35M

Enterprise Value$56.03M

Total Cash (Recent Filing)$0.00

Total Debt (Recent Filing)$0.00

Price to Earnings (P/E)7.9

Beta0.20

Next EarningsN/A

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield0.81%

Share Statistics

EPS (TTM)N/A

Shares Outstanding385,000

10 Day Avg. Volume56

30 Day Avg. Volume18

Financial Highlights & Ratios

PEG Ratio0.19

Price to Book (P/B)0.85

Price to Sales (P/S)1.47

P/FCF Ratio6.24

Enterprise Value/Market Cap1.18

Enterprise Value/Revenue2.53

Enterprise Value/Gross Profit3.56

Enterprise Value/Ebitda7.46

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Revenue And Net Income GrowthSustained multi-year revenue and net income expansion, including a sharp 2025 increase, indicates scalable core banking franchise and improving franchise economics. Durable top-line momentum and rising profits support reinvestment, capital build, and longer-term earnings visibility.

Consistent Free Cash FlowPositive free cash flow across multiple years shows the business converts earnings to cash reliably, supporting dividend capacity, organic growth funding, and debt servicing. Strong cash generation enhances resilience to shocks and underpins sustainable capital allocation.

Rising Equity BaseA materially larger equity base over five years strengthens loss-absorption capacity and allows asset growth without excessive leverage. This steady capital accumulation improves regulatory and funding flexibility and supports longer-term expansion of the balance sheet.

Bears Say

2025 Debt Step-UpAn abrupt increase in debt alters the bank's historically low-leverage profile, raising interest expense, refinancing and liquidity risk. For a regional bank this higher leverage is a durable structural risk that can constrain capital flexibility and increase earnings sensitivity to rates.

Operating Metric InconsistencyIrregular operating metrics and a negative margin anomaly indicate non-recurring items or volatile expense recognition, which complicates forecasting and undermines confidence in recurring earnings quality. This reduces predictability of profit and cash flow over the medium term.

Small Scale And Low LiquidityVery small staff and thin trading volumes signal limited operational scale, concentrated execution risk, and constrained access to capital markets. Structural size limitations can hinder product diversification, technology investment, and sustained growth versus larger peers.

SCYT FAQ

What was Security Bancorp Inc’s price range in the past 12 months?

Security Bancorp Inc lowest stock price was $76.00 and its highest was $132.00 in the past 12 months.

What is Security Bancorp Inc’s market cap?

Security Bancorp Inc’s market cap is $47.35M.

When is Security Bancorp Inc’s upcoming earnings report date?

The company’s upcoming earnings report date is not yet available.

How were Security Bancorp Inc’s earnings last quarter?

Currently, no data Available

Is Security Bancorp Inc overvalued?

According to Wall Street analysts Security Bancorp Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Security Bancorp Inc pay dividends?

Security Bancorp Inc pays a Annually dividend of $1 which represents an annual dividend yield of 0.81%. See more information on Security Bancorp Inc dividends here

What is Security Bancorp Inc’s EPS estimate?

Security Bancorp Inc’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Security Bancorp Inc have?

Security Bancorp Inc has 385,000 shares outstanding.

What happened to Security Bancorp Inc’s price movement after its last earnings report?

Currently, no data Available

Which hedge fund is a major shareholder of Security Bancorp Inc?

Currently, no hedge funds are holding shares in SCYT

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Security Bancorp Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

0.81%

Trailing 12-Months

Asset Growth

-3.35%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

Security Bancorp Inc

Security Bancorp, Inc. functions as the holding company for its subsidiary, Security Federal Savings Bank, providing a comprehensive suite of financial products and services to both individual consumers and corporate clients throughout Tennessee. The institution's deposit offerings encompass traditional checking and savings accounts, in addition to various certificates of deposit. It also extends diverse lending options, including consumer loans, mortgage financing, and residential real estate loans. For its business clientele, the company provides commercial loans, which comprise installment loans and lines of credit, as well as specialized acquisition and development loans. Beyond core banking services, Security Bancorp facilitates a range of financial planning and investment solutions. These include individual retirement accounts (IRAs), various investment vehicles such as mutual funds, stocks, and bonds, alongside options for rollovers and transfers. Customers can also access a spectrum of annuities (fixed, variable, indexed, and immediate), life insurance, and college planning assistance. Furthermore, the company offers convenient digital banking capabilities, including online, mobile, and telephone services, along with bill payment solutions. Established in 1960, Security Bancorp, Inc. is headquartered in McMinnville, Tennessee.