Seacoast Banking Of Florida(SBCF)
$33.72-0.35 (-1.03%)
SBCF
Seacoast Banking Of Florida financials statements
$33.72
At close:-0.35 (-1.03%)
Want to see SBCF full AI Analyst Report?
Seacoast Banking Of Florida (SBCF) Ratios
112 Followers
Seacoast Banking Of Florida Ratios
SBCF's free cash flow for Q3 2026 was $137.77M. For the 2026 fiscal year, SBCF's free cash flow was decreased by $-871.00K and operating cash flow was $138.64M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.40 | 0.21 | 0.19 | 0.20 | 0.29 |
| Quick Ratio | 0.40 | 0.21 | 0.19 | 0.20 | 0.29 |
| Cash Ratio | 0.01 | 0.04 | 0.04 | 0.02 | 0.09 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 0.48 | 0.78 | 0.40 | 1.14 | 1.27 |
| Net Current Asset Value | $ -12.44B | $ -10.32B | $ -10.18B | $ -8.46B | $ -5.99B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.06 | 0.04 | 0.04 | 0.03 | 0.02 |
| Debt-to-Equity Ratio | 0.44 | 0.27 | 0.25 | 0.25 | 0.15 |
| Debt-to-Capital Ratio | 0.30 | 0.21 | 0.20 | 0.20 | 0.13 |
| Long-Term Debt-to-Capital Ratio | 0.24 | 0.14 | 0.07 | 0.13 | 0.05 |
| Financial Leverage Ratio | 6.82 | 6.95 | 6.92 | 7.55 | 7.39 |
| Debt Service Coverage Ratio | 0.27 | 0.27 | 0.18 | 0.63 | 0.93 |
| Interest Coverage Ratio | 0.66 | 0.53 | 0.67 | 9.64 | 19.31 |
| Debt to Market Cap | 0.48 | 0.25 | 0.22 | 0.20 | 0.10 |
| Interest Debt Per Share | 18.35 | 10.40 | 8.73 | 6.61 | 3.56 |
| Net Debt to EBITDA | 5.11 | 0.60 | 0.58 | 1.35 | -3.52 |
| Profitability Margins | |||||
| Gross Profit Margin | 61.57% | 61.58% | 68.82% | 90.67% | 100.30% |
| EBIT Margin | 21.45% | 19.26% | 17.48% | 30.93% | 44.72% |
| EBITDA Margin | 26.02% | 21.64% | 17.53% | 33.31% | 43.63% |
| Operating Profit Margin | 21.45% | 19.26% | 17.48% | 30.93% | 44.72% |
| Pretax Profit Margin | 21.45% | 19.26% | 17.48% | 30.93% | 44.72% |
| Net Profit Margin | 16.66% | 14.96% | 13.54% | 23.85% | 35.05% |
| Continuous Operations Profit Margin | 16.66% | 14.96% | 13.54% | 23.85% | 35.05% |
| Net Income Per EBT | 77.68% | 77.63% | 77.49% | 77.10% | 78.37% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.70% | 0.80% | 0.71% | 0.88% | 1.28% |
| Return on Equity (ROE) | 4.74% | 5.54% | 4.93% | 6.62% | 9.49% |
| Return on Capital Employed (ROCE) | 2.51% | 5.77% | 5.53% | 6.93% | 10.64% |
| Return on Invested Capital (ROIC) | -2.33% | 4.12% | 3.71% | 4.92% | 7.71% |
| Return on Tangible Assets | 0.74% | 0.84% | 0.76% | 0.92% | 1.32% |
| Earnings Yield | 5.22% | 5.21% | 4.36% | 5.36% | 6.21% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 5.43 | 7.52 | 6.78 | 3.82 | 4.90 |
| Asset Turnover | 0.04 | 0.05 | 0.05 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.10 | -0.08 | -0.09 | -0.06 | -0.06 |
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Sales Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 2.13 | 2.13 | 1.80 | 3.07 | 2.73 |
| Free Cash Flow Per Share | 2.03 | 2.08 | 1.67 | 2.88 | 2.66 |
| Dividend Paid and CapEx Coverage Ratio | 2.45 | 2.74 | 2.12 | 3.63 | 5.76 |
| Capital Expenditure Coverage Ratio | 20.50 | 44.60 | 14.63 | 15.49 | 35.72 |
| Operating Cash Flow Coverage Ratio | 0.14 | 0.31 | 0.28 | 0.48 | 0.80 |
| Operating Cash Flow to Sales Ratio | 0.22 | 0.22 | 0.20 | 0.44 | 0.44 |
| Free Cash Flow Yield | 6.45% | 7.57% | 5.88% | 9.22% | 7.50% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 19.40 | 19.25 | 22.92 | 18.66 | 16.10 |
| Price-to-Sales (P/S) Ratio | 3.19 | 2.87 | 3.10 | 4.45 | 5.64 |
| Price-to-Book (P/B) Ratio | 0.91 | 1.06 | 1.13 | 1.24 | 1.53 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 15.50 | 13.21 | 17.00 | 10.85 | 13.33 |
| Price-to-Operating Cash Flow Ratio | 14.75 | 12.91 | 15.83 | 10.15 | 12.96 |
| Price-to-Earnings Growth (PEG) Ratio | 1.46 | 1.26 | -0.89 | -0.77 | 0.31 |
| Enterprise Value Multiple | 17.37 | 13.86 | 18.29 | 14.71 | 9.41 |
| Enterprise Value | 3.93B | 2.43B | 2.46B | 2.19B | 1.46B |
| EV to EBITDA | 17.37 | 13.86 | 18.29 | 14.71 | 9.41 |
| EV to Sales | 4.52 | 3.00 | 3.21 | 4.90 | 4.11 |
| EV to Free Cash Flow | 21.96 | 13.80 | 17.55 | 11.94 | 9.70 |
| EV to Operating Cash Flow | 20.89 | 13.49 | 16.35 | 11.17 | 9.43 |
| Tangible Book Value Per Share | 20.68 | 16.35 | 15.27 | 16.58 | 18.45 |
| Shareholders’ Equity Per Share | 34.62 | 25.88 | 25.16 | 25.24 | 23.16 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.22 | 0.23 | 0.23 | 0.22 |
| Revenue Per Share | 9.85 | 9.59 | 9.17 | 7.01 | 6.27 |
| Net Income Per Share | 1.64 | 1.43 | 1.24 | 1.67 | 2.20 |
| Tax Burden | 0.78 | 0.78 | 0.77 | 0.77 | 0.78 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.30 | 0.26 | 0.28 | 0.34 | 0.33 |
| Stock-Based Compensation to Revenue | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Income Quality | 1.30 | 1.49 | 1.45 | 1.84 | 1.24 |
Currency in USD
