Want to see RWCB full AI Analyst Report?
Redwood Capital Bancorp (RWCB) Ratios
Redwood Capital Bancorp Ratios
RWCB's free cash flow for Q1 2026 was $0.00. For the 2026 fiscal year, RWCB's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 685.82 | 0.15 | 0.08 | 0.40 | 0.53 |
| Quick Ratio | 685.82 | 0.15 | 0.08 | 0.40 | 0.53 |
| Cash Ratio | 152.27 | 0.15 | 0.04 | 0.11 | 0.29 |
| Solvency Ratio | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 117.85 | 0.02 | 0.02 | 0.03 | 0.04 |
| Short-Term Operating Cash Flow Coverage | 117.85 | 127.96 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -440.76M | $ -432.86M | $ -439.81M | $ -368.02M | $ -384.36M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.00 | 0.01 | 0.02 | 0.02 | 0.02 |
| Debt-to-Equity Ratio | 0.00 | 0.10 | 0.24 | 0.28 | 0.27 |
| Debt-to-Capital Ratio | 0.00 | 0.09 | 0.19 | 0.22 | 0.21 |
| Long-Term Debt-to-Capital Ratio | 0.00 | 0.09 | 0.19 | 0.22 | 0.21 |
| Financial Leverage Ratio | 9.65 | 10.52 | 11.41 | 13.59 | 14.84 |
| Debt Service Coverage Ratio | 1.01 | 100.77 | 3.61 | 6.52 | 5.11 |
| Interest Coverage Ratio | 1.41 | 0.00 | 4.64 | 8.19 | 5.99 |
| Debt to Market Cap | 0.00 | 0.12 | 0.25 | 0.30 | 0.27 |
| Interest Debt Per Share | 2.73 | 2.66 | 6.71 | 6.11 | 6.31 |
| Net Debt to EBITDA | -1.09 | -5.75 | -0.91 | -2.51 | -9.78 |
| Profitability Margins | |||||
| Gross Profit Margin | 82.59% | 80.01% | 91.56% | 94.28% | 93.15% |
| EBIT Margin | 25.74% | 26.78% | 38.10% | 37.94% | 37.01% |
| EBITDA Margin | 25.74% | 26.78% | 40.23% | 40.80% | 41.74% |
| Operating Profit Margin | 25.74% | 42.24% | 38.10% | 37.94% | 37.01% |
| Pretax Profit Margin | 25.74% | 26.78% | 38.10% | 37.94% | 37.01% |
| Net Profit Margin | 18.60% | 19.54% | 27.54% | 27.34% | 26.88% |
| Continuous Operations Profit Margin | 18.60% | 19.54% | 27.54% | 27.34% | 26.88% |
| Net Income Per EBT | 72.28% | 72.96% | 72.27% | 72.06% | 72.62% |
| EBT Per EBIT | 100.00% | 63.41% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.97% | 0.99% | 1.35% | 1.15% | 0.94% |
| Return on Equity (ROE) | 9.41% | 10.42% | 15.41% | 15.58% | 13.92% |
| Return on Capital Employed (ROCE) | 1.35% | 5.30% | 17.19% | 3.64% | 2.85% |
| Return on Invested Capital (ROIC) | 0.97% | 3.16% | 12.42% | 2.62% | 2.07% |
| Return on Tangible Assets | 0.97% | 0.99% | 1.36% | 1.15% | 0.94% |
| Earnings Yield | 9.42% | 12.72% | 16.00% | 16.54% | 13.95% |
| Efficiency Ratios | |||||
| Receivables Turnover | 15.31 | 0.00 | 2.24 | 2.05 | 2.73 |
| Payables Turnover | 0.00 | 0.00 | 0.50 | 0.31 | 0.43 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 3.29 | 3.10 | 3.02 | 3.31 | 3.01 |
| Asset Turnover | 0.05 | 0.05 | 0.05 | 0.04 | 0.03 |
| Working Capital Turnover Ratio | -0.24 | -0.08 | -0.08 | -0.13 | -0.55 |
| Cash Conversion Cycle | 23.84 | 0.00 | -562.95 | -1000.99 | -721.35 |
| Days of Sales Outstanding | 23.84 | 0.00 | 163.30 | 178.48 | 133.73 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 726.25 | 1179.47 | 855.08 |
| Operating Cycle | 23.84 | 0.00 | 163.30 | 178.48 | 133.73 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 3.19 | 3.43 | 3.95 | 3.81 | 6.14 |
| Free Cash Flow Per Share | 3.06 | 3.34 | 2.26 | 3.70 | 5.81 |
| Dividend Paid and CapEx Coverage Ratio | 6.63 | 8.21 | 1.97 | 9.58 | 10.09 |
| Capital Expenditure Coverage Ratio | 24.43 | 34.95 | 2.34 | 35.46 | 18.70 |
| Operating Cash Flow Coverage Ratio | 35.13 | 1.29 | 0.70 | 0.68 | 1.09 |
| Operating Cash Flow to Sales Ratio | 0.22 | 0.25 | 0.30 | 0.34 | 0.57 |
| Free Cash Flow Yield | 10.75% | 15.69% | 10.04% | 19.99% | 28.23% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 10.29 | 7.87 | 6.25 | 6.05 | 7.17 |
| Price-to-Sales (P/S) Ratio | 1.97 | 1.54 | 1.72 | 1.65 | 1.93 |
| Price-to-Book (P/B) Ratio | 1.00 | 0.82 | 0.96 | 0.94 | 1.00 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 9.30 | 6.37 | 9.96 | 5.00 | 3.54 |
| Price-to-Operating Cash Flow Ratio | 8.92 | 6.19 | 5.71 | 4.86 | 3.35 |
| Price-to-Earnings Growth (PEG) Ratio | 3.97 | -0.31 | 0.35 | 0.91 | 0.28 |
| Enterprise Value Multiple | 6.58 | -0.01 | 3.36 | 1.55 | -5.16 |
| Enterprise Value | 47.22M | -71.49K | 34.62M | 13.89M | -44.83M |
| EV to EBITDA | 6.58 | -0.01 | 3.36 | 1.55 | -5.16 |
| EV to Sales | 1.69 | -0.00 | 1.35 | 0.63 | -2.15 |
| EV to Free Cash Flow | 7.99 | -0.01 | 7.83 | 1.91 | -3.96 |
| EV to Operating Cash Flow | 7.66 | -0.01 | 4.49 | 1.86 | -3.75 |
| Tangible Book Value Per Share | 28.55 | 25.05 | 22.46 | 18.66 | 19.90 |
| Shareholders’ Equity Per Share | 28.55 | 25.94 | 23.41 | 19.64 | 20.62 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.28 | 0.27 | 0.28 | 0.28 | 0.27 |
| Revenue Per Share | 14.44 | 13.84 | 13.10 | 11.19 | 10.68 |
| Net Income Per Share | 2.69 | 2.70 | 3.61 | 3.06 | 2.87 |
| Tax Burden | 0.72 | 0.73 | 0.72 | 0.72 | 0.73 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.38 | 0.35 | 0.37 | 0.35 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.02 | 0.02 | 0.02 |
| Income Quality | 1.19 | 1.27 | 1.10 | 1.24 | 2.14 |
Currency in USD
