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RTB Digital (RTB)
NASDAQ:RTB
US Market
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RTB Digital (RTB) AI Stock Analysis

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RTB

RTB Digital

(NASDAQ:RTB)

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Neutral 52 (OpenAI - 5.2)
Rating:52Neutral
Price Target:
$17.00
▲(245.53% Upside)
Action:Reiterated
Date:07/07/26
The score is held back primarily by weak financial performance—sharp revenue contraction, deep losses, renewed cash burn, and negative equity. Technicals provide support due to strong trend momentum above major moving averages, but overbought signals raise near-term risk. Valuation is hard to justify on earnings given negative P/E, while recent product and governance announcements are positive yet offset by dilution/capital-structure considerations.
Positive Factors
Real-time onchain payments product
Introducing real-time, onchain settlement for ~200 publishers is a structural product expansion that addresses slow legacy settlement cycles. It can strengthen RTB's position as payments infrastructure for media, improve client working capital dynamics, and create sticky platform revenue streams over time.
Negative Factors
Sharp revenue decline and margin pressure
A severe, persistent revenue contraction materially weakens RTB's unit economics and ability to absorb fixed costs. Falling revenue and compressed gross margins reduce cash generation, undermine scalability of the payments platform, and signal structural client attrition or product-market challenges that impair medium-term recovery.
Read all positive and negative factors
Positive Factors
Negative Factors
Real-time onchain payments product
Introducing real-time, onchain settlement for ~200 publishers is a structural product expansion that addresses slow legacy settlement cycles. It can strengthen RTB's position as payments infrastructure for media, improve client working capital dynamics, and create sticky platform revenue streams over time.
Read all positive factors

RTB Digital (RTB) vs. SPDR S&P 500 ETF (SPY)

RTB Digital Business Overview & Revenue Model

Company Description
RYVYL Inc. functions as a leading financial technology enterprise, specializing in the creation of advanced software platforms and tools. Its primary objective is to offer comprehensive global capabilities for both accepting and disbursing payment...
How the Company Makes Money
Ryvyl makes money primarily by providing payment processing and related payment services. Its revenue model is generally driven by (1) transaction-based fees earned when it processes electronic payments (e.g., card-present/card-not-present transac...

RTB Digital Financial Statement Overview

Summary
Fundamentals are highly pressured: TTM revenue is down ~54%, profitability remains deeply negative (TTM net margin around -166%), and cash flow has flipped back to heavy burn (TTM operating cash flow about -$9.5M; free cash flow about -$12.1M). Balance-sheet risk is elevated due to negative stockholders’ equity in TTM, despite lower absolute debt versus prior years.
Income Statement
18
Very Negative
Balance Sheet
22
Negative
Cash Flow
28
Negative
BreakdownTTMDec 2025Mar 2025Dec 2023Mar 2023Mar 2022
Income Statement
Total Revenue10.90M11.13M1.18M170.00K32.91M26.30M
Gross Profit143.00K-1.18M359.00K-362.00K16.12M16.23M
EBITDA-11.19M-13.40M-1.07M-1.40M-6.13M-29.43M
Net Income-11.56M-11.03M-1.32M-1.49M-49.24M-35.27M
Balance Sheet
Total Assets9.90M13.10M937.00K813.00K97.66M114.05M
Cash, Cash Equivalents and Short-Term Investments5.76M7.43M8.00K22.00K13.96M89.05M
Total Debt2.73M3.13M0.00460.00K63.39M79.57M
Total Liabilities10.87M12.43M1.52M1.71M99.58M84.58M
Stockholders Equity-972.00K668.00K-587.00K-901.00K-1.92M29.47M
Cash Flow
Free Cash Flow-8.48M-23.12M-1.53M-875.00K-9.51M-27.32M
Operating Cash Flow-9.53M-23.04M-997.00K-874.00K-9.34M-27.17M
Investing Cash Flow-75.08M-76.35M-282.00K-1.00K-47.65M-2.66M
Financing Cash Flow12.28M13.89M1.26M500.00K-10.05M116.06M

RTB Digital Technical Analysis

Technical Analysis Sentiment
Positive
Last Price4.92
Price Trends
50DMA
7.01
Positive
100DMA
6.36
Positive
200DMA
7.99
Positive
Market Momentum
MACD
2.50
Negative
RSI
77.36
Negative
STOCH
54.33
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For RTB, the sentiment is Positive. The current price of 4.92 is below the 20-day moving average (MA) of 9.10, below the 50-day MA of 7.01, and below the 200-day MA of 7.99, indicating a bullish trend. The MACD of 2.50 indicates Negative momentum. The RSI at 77.36 is Negative, neither overbought nor oversold. The STOCH value of 54.33 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for RTB.

RTB Digital Risk Analysis

RTB Digital disclosed 40 risk factors in its most recent earnings report. RTB Digital reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

RTB Digital Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
53
Neutral
$14.99M-8.57-25.73%0.53%40.33%
52
Neutral
$201.51M-0.95-148.44%-79.95%88.44%
45
Neutral
$13.35M-0.13-46.76%-15.97%-441.51%
43
Neutral
$3.30M>-0.01-142.62%-5.59%99.16%
42
Neutral
$8.36M-2.22-88.69%20.31%90.57%
41
Neutral
$4.70M-0.39
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
RTB
RTB Digital
14.80
-6.56
-30.70%
BLIN
Bridgeline Digital
1.19
-0.31
-20.67%
TAOP
Taoping
1.39
-3.34
-70.61%
CETX
Cemtrex
2.97
-192.03
-98.48%
DTSS
Datasea
0.80
-1.14
-58.66%
HUBC
Hub
1.41
-28,348.59
-100.00%

RTB Digital Corporate Events

M&A TransactionsRegulatory Filings and Compliance
RTB Digital Reports Expanded Common Share Count Post-Merger
Neutral
Jun 22, 2026
Following the completion of its combination with RTB Digital, Inc. on May 12, 2026, the registrant finalized the issuance of common shares required under the merger agreement. As of June 18, 2026, the company reported 13,619,997 shares of common s...
Business Operations and StrategyProduct-Related Announcements
RTB Digital launches real-time onchain payments for publishers
Positive
Jun 22, 2026
On June 22, 2026 in Cannes, France, Roundtable announced the launch of a real-time, onchain payment infrastructure that allows nearly 200 professional publishers to receive ad revenue instantly in USDC, supported by Coinbase’s wallet and pay...
Executive/Board Changes
RTB Digital Director David Bailey Steps Down From Board
Neutral
Jun 5, 2026
On June 1, 2026, RTB Digital, Inc. announced that David Bailey, co-founder of a recently acquired business and a founding investor and director of RTB, will step down from the company’s board to focus on his role as Chief Executive Officer o...
Business Operations and StrategyExecutive/Board ChangesPrivate Placements and Financing
RTB Digital Strengthens Governance with New Independent Committees
Positive
May 21, 2026
RTB Digital operates in the digital technology sector, with a capital structure that includes options, warrants and convertible debt, indicating a focus on equity-linked financing and incentive-based compensation for executives and employees. The ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 07, 2026