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Riskified
(NYSE:RSKD)
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Rating:71Outperform
Price Target:
$10.00
▲(68.35% Upside)
Action:Reiterated
Date:09/25/26
RSKD scores well primarily on improving financial quality (especially strong free cash flow and low leverage) and strong technical momentum with price above all key moving averages. The latest earnings call reinforced upside via raised guidance and continued cash generation. These positives are tempered by weaker valuation signals (negative P/E from ongoing GAAP losses) and some margin/FX and growth-mix risks highlighted on the call.
Positive Factors
Accelerating Revenue Growth
Accelerating revenue and higher full-year guidance indicate stronger merchant demand and expanding platform usage. If sustained, this growth can improve operating leverage, support continued investment in risk technology, and strengthen Riskified’s position in e-commerce fraud management.
Negative Factors
Continued GAAP Losses
Ongoing GAAP losses show that Riskified has not yet established durable accounting profitability, even as adjusted EBITDA improves. Continued losses can limit retained capital, increase dependence on operating execution, and leave earnings quality sensitive to expenses, interest income, and currency movements.
Read all positive and negative factors
Positive Factors
Negative Factors
Accelerating Revenue Growth
Accelerating revenue and higher full-year guidance indicate stronger merchant demand and expanding platform usage. If sustained, this growth can improve operating leverage, support continued investment in risk technology, and strengthen Riskified’s position in e-commerce fraud management.
Read all positive factors
Riskified (RSKD) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$1.22B
Dividend YieldN/A
Average Volume (3M)2.44M
Price to Earnings (P/E)―
Beta (1Y)1.30
Revenue Growth9.63%
EPS Growth55.51%
CountryUS
Employees663
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)-0.11
Shares Outstanding91,847,755
10 Day Avg. Volume2,232,192
30 Day Avg. Volume2,438,530
Financial Highlights & Ratios
PEG Ratio2.76
Price to Book (P/B)2.65
Price to Sales (P/S)2.27
P/FCF Ratio23.67
Enterprise Value/Market Cap0.41
Enterprise Value/Revenue1.36
Enterprise Value/Gross Profit2.68
Enterprise Value/Ebitda235.83
Forecast
1Y Price Target
$7.65Price Target Upside28.79% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)0.26
Revenue Forecast (FY)$406.71M
Riskified Business Overview & Revenue Model
Company Description
Headquartered in Tel Aviv, Israel, and incorporated in 2012, Riskified Ltd. provides a comprehensive e-commerce risk management platform. This platform empowers online merchants to foster secure relationships with their consumers across global mar...
How the Company Makes Money
Riskified primarily generates revenue by providing fraud and risk management services to e-commerce merchants through its platform, typically charging fees tied to the volume or value of transactions it evaluates and/or the outcomes of those decis...
Riskified Earnings Call Summary
Earnings Call Date:Aug 12, 2026
(Q2-2026)
| % Change Since: |
Next Earnings Date:Nov 18, 2026
Earnings Call Sentiment Positive
The call conveyed strong operational momentum: accelerating revenue (22% YoY), substantial EBITDA improvement (84% YoY), robust category/regional growth (e.g., digital finance +180%, U.S. +38%, APAC +42%), expanding multiproduct adoption (+50% YoY), sizable cash balance and active buybacks. Management raised full-year revenue and EBITDA guidance and expects meaningful free cash flow for 2026. Noted risks include continued GAAP losses, mix-driven gross margin pressure from new lower-margin merchant ramps and event-driven concentration, currency-related expenses, and reliance on new business for much of the growth. Overall, positives materially outweigh the negatives, though investors should monitor margin seasoning, retention vs. new logo balance, and FX/cyclicality exposure.Positive Updates
Accelerating Revenue Growth
Revenue of $98.7M in Q2 2026, up 22% year-over-year — the fastest revenue growth in over four years; company raised full-year revenue guidance to $400M–$410M (midpoint $405M) and expects ~27% revenue growth in Q3.
Negative Updates
GAAP Loss and Expense Headwinds
GAAP net loss improved but remained $9.1M in Q2 (22% improvement YoY from -$11.6M). GAAP results impacted by declining interest income and increased other expense primarily tied to foreign currency fluctuations.
Read all updates
Q2-2026 Updates
Positive
Negative
Accelerating Revenue Growth
Revenue of $98.7M in Q2 2026, up 22% year-over-year — the fastest revenue growth in over four years; company raised full-year revenue guidance to $400M–$410M (midpoint $405M) and expects ~27% revenue growth in Q3.
Read all positive updates
Company Guidance
Riskified raised its full‑year outlook, now forecasting revenue of $400–$410M (midpoint $405M) and adjusted EBITDA of $33–$39M (midpoint $36M), which implies roughly a 9% adjusted EBITDA margin at the midpoint (up from ~8% prior); management also expects Q3 revenue growth of ~27%. The company reiterated full‑year gross profit growth of 11–14% (12.5% midpoint) and said Q3 gross‑profit growth should be similar to Q2, while quarterly non‑GAAP operating expenses are expected to be $42–$43M and net dollar retention is expected to remain around 105%; Riskified expects to exceed $40M of positive free cash flow in 2026. For context, Q2 results that drove the raise included revenue of $98.7M (+22% YoY), GMV $41.3M (+13%), non‑GAAP gross profit $45.4M (46% margin), adjusted EBITDA $3.9M (+84%), free cash flow $12.9M, cash/deposits/investments of ~$223.6M, 0 debt, and share repurchases (Q2 buyback: 13.7M shares for $63.9M; total repurchases 72M shares for $351M, reducing shares outstanding ~26% since inception).Riskified Financial Statement Overview
Summary
Income Statement
56
Neutral
Balance Sheet
62
Positive
Cash Flow
78
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 368.15M | 344.64M | 327.52M | 297.61M | 261.25M | 229.14M |
| Gross Profit | 187.02M | 175.98M | 170.94M | 152.52M | 135.10M | 122.97M |
| EBITDA | 2.13M | -5.62M | -23.62M | -48.14M | -94.39M | -175.44M |
| Net Income | -15.58M | -27.57M | -34.92M | -59.03M | -104.70M | -179.43M |
Balance Sheet | ||||||
| Total Assets | 331.51M | 410.57M | 495.86M | 601.93M | 606.98M | 600.63M |
| Cash, Cash Equivalents and Short-Term Investments | 223.57M | 297.58M | 376.06M | 474.81M | 475.67M | 503.27M |
| Total Debt | 23.53M | 25.02M | 27.53M | 31.31M | 37.42M | 0.00 |
| Total Liabilities | 122.31M | 115.81M | 113.56M | 110.21M | 112.55M | 71.77M |
| Stockholders Equity | 209.20M | 294.76M | 382.30M | 491.72M | 494.44M | 528.86M |
Cash Flow | ||||||
| Free Cash Flow | 47.58M | 33.07M | 39.06M | 5.92M | -34.26M | -33.78M |
| Operating Cash Flow | 48.33M | 33.88M | 39.70M | 7.28M | -26.25M | -20.28M |
| Investing Cash Flow | -51.68M | -132.85M | 27.75M | 251.56M | -210.01M | -84.44M |
| Financing Cash Flow | -162.66M | -110.66M | -136.82M | -9.31M | 3.85M | 423.19M |
Riskified Technical Analysis
Positive
5.94
Price Trends
7.19
Positive
6.18
Positive
5.32
Positive
Market Momentum
0.55
Negative
72.19
Negative
95.46
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For RSKD, the sentiment is Positive. The current price of 5.94 is below the 20-day moving average (MA) of 8.35, below the 50-day MA of 7.19, and above the 200-day MA of 5.32, indicating a bullish trend. The MACD of 0.55 indicates Negative momentum. The RSI at 72.19 is Negative, neither overbought nor oversold. The STOCH value of 95.46 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for RSKD.
Riskified Risk Analysis
Riskified disclosed 64 risk factors in its most recent earnings report. Riskified reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Riskified Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
78 Outperform | $1.29B | 69.07 | 15.64% | 0.82% | 20.18% | 85.68% | |
76 Outperform | $844.69M | 37.35 | 9.35% | ― | 11.10% | 47.69% | |
71 Outperform | $1.22B | -85.85 | -5.70% | ― | 9.63% | 55.51% | |
65 Neutral | $50.06M | 16.35 | 15.02% | ― | 16.70% | ― | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
49 Neutral | $13.53M | -0.98 | -141.04% | ― | 2.13% | 95.54% | |
44 Neutral | $18.21M | -2.10 | -35.20% | 35.00% | 1.75% | -47.10% |
* Technology Sector Average
RSKD
Riskified
9.22
4.34
88.93%
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RDVT
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IDAI
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2.38
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-47.81%
Riskified Corporate Events
Riskified Posts Strong Q2 2026, Raises Guidance and Appoints New CTO
Aug 12, 2026
Riskified reported a strong second quarter on August 12, 2026, posting its fastest revenue growth in more than four years as ecommerce fraud complexity and merchant demand for its unified platform accelerated new business and multi-product adoptio...
Riskified Shareholders Approve All Proposals at August 2026 Annual Meeting
Aug 7, 2026
On August 6, 2026, Riskified Ltd. held its Annual General Meeting of Shareholders at its Tel Aviv office in Israel, with investors voting on corporate proposals under Israel Companies Law. All items presented in the notice and proxy statement were...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.