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Total Valuation
River City Bank has a market cap or net worth of $760.96M. The enterprise value is $270.48M.
Market Cap$760.96M
Enterprise Value$270.48M
Share Statistics
River City Bank has 14,199,704 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding14,199,704
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
River City Bank’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 1.18%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.18%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee42.14K
Profits Per Employee10.22K
Employee Count6,692
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of River City Bank is 10.0. River City Bank’s PEG ratio is -1.56.
PE Ratio10.0
PS Ratio2.27
PB Ratio1.17
Price to FCF8.48
Price to Operating Cash Flow0.00
PEG Ratio-1.56
Income Statement
In the last 12 months, River City Bank had revenue of 281.98M and earned 68.42M in profits. Earnings per share was 4.69.
Revenue281.98M
Gross Profit139.57M
Operating Income95.09M
Pretax Income95.09M
Net Income68.42M
EBITDA95.09M
Earnings Per Share (EPS)4.69
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
River City Bank pays an annual dividend of $0.05, resulting in a dividend yield of 0.35%
Dividend Per Share$0.05
Dividend Yield0.35%
Payout Ratio3.51%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.31
52-Week Price Change41.53%
50-Day Moving Average51.22
200-Day Moving Average44.97
Relative Strength Index (RSI)54.35
Average Volume (3m)95.27K
Important Dates
River City Bank upcoming earnings date is Oct 23, 2026, TBA (Not Confirmed).
Last Earnings DateJul 22, 2026
Next Earnings DateOct 23, 2026
Ex-Dividend Date―
Financial Position
River City Bank as a current ratio of 19.59, with Debt / Equity ratio of 0.00%
Current Ratio19.59
Quick Ratio19.59
Debt to Market Cap0.04
Net Debt to EBITDA-4.74
Interest Coverage Ratio0.68
Taxes
In the past 12 months, River City Bank has paid 26.68M in taxes.
Income Tax26.68M
Effective Tax Rate0.28
Enterprise Valuation
River City Bank EV to EBITDA ratio is 1.99, with an EV/FCF ratio of 2.51.
EV to Sales0.67
EV to EBITDA1.99
EV to Free Cash Flow2.51
EV to Operating Cash Flow2.47
Balance Sheet
River City Bank has $353.37M in cash and marketable securities with $0.00 in debt, giving a net cash position of $353.37M billion.
Cash & Marketable Securities$353.37M
Total Debt$0.00
Net Cash$353.37M
Net Cash Per Share$24.89
Tangible Book Value Per Share$37.61
Margins
Gross margin is 51.61%, with operating margin of 33.72%, and net profit margin of 24.26%.
Gross Margin51.61%
Operating Margin33.72%
Pretax Margin33.72%
Net Profit Margin24.26%
EBITDA Margin33.72%
EBIT Margin33.72%
Analyst Forecast
The average price target for River City Bank is $55.75, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$55.75
Price Target Upside11.93% Upside
Analyst ConsensusModerate Buy
Analyst Count4
Revenue Growth Forecast―
EPS Growth Forecast―