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Quaint Oak Bancorp Inc (QNTO)
OTHER OTC:QNTO
US Market
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Quaint Oak Bancorp (QNTO) Ratios

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Quaint Oak Bancorp Ratios

QNTO's free cash flow for Q2 2025 was $0.50. For the 2025 fiscal year, QNTO's free cash flow was decreased by $ and operating cash flow was $0.04. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
1.12 0.21 0.14 0.91 5.52
Quick Ratio
1.12 0.21 0.26 1.75 10.02
Cash Ratio
0.09 0.09 0.08 0.71 4.19
Solvency Ratio
<0.01 <0.01 0.01 0.01 <0.01
Operating Cash Flow Ratio
0.02 0.12 -0.12 -1.43 -4.22
Short-Term Operating Cash Flow Coverage
0.00 2.69 -0.12 0.00 0.00
Net Current Asset Value
$ -22.03M$ -572.88M$ -729.11M$ -493.29M$ -398.19M
Leverage Ratios
Debt-to-Assets Ratio
0.12 0.07 0.22 0.10 0.10
Debt-to-Equity Ratio
1.48 1.05 3.85 1.64 1.60
Debt-to-Capital Ratio
0.60 0.51 0.79 0.62 0.62
Long-Term Debt-to-Capital Ratio
0.60 0.38 0.62 0.47 0.56
Financial Leverage Ratio
12.84 15.55 17.69 15.93 16.85
Debt Service Coverage Ratio
0.13 0.03 0.07 1.11 0.67
Interest Coverage Ratio
0.06 0.15 2.24 2.03 0.83
Debt to Market Cap
2.91 2.20 3.82 0.82 1.24
Interest Debt Per Share
38.45 33.94 88.83 30.82 26.11
Net Debt to EBITDA
7.71 -2.97 14.90 5.24 0.55
Profitability Margins
Gross Profit Margin
48.36%171.56%100.00%100.00%100.00%
EBIT Margin
6.07%1.67%23.81%20.90%-2.53%
EBITDA Margin
7.75%8.99%25.69%22.52%28.47%
Operating Profit Margin
2.97%11.39%45.69%27.29%25.94%
Pretax Profit Margin
6.07%8.65%31.01%28.57%25.94%
Net Profit Margin
3.81%6.03%18.24%19.64%18.55%
Continuous Operations Profit Margin
4.20%4.99%23.92%20.93%18.55%
Net Income Per EBT
62.68%69.70%58.83%68.76%71.52%
EBT Per EBIT
204.72%75.98%67.86%104.70%100.00%
Return on Assets (ROA)
0.27%0.27%0.99%1.16%0.67%
Return on Equity (ROE)
3.49%4.17%17.55%18.41%11.30%
Return on Capital Employed (ROCE)
1.03%3.13%2.84%1.69%0.96%
Return on Invested Capital (ROIC)
1.66%1.04%65.87%90.16%5.35%
Return on Tangible Assets
0.27%0.27%1.00%1.16%0.67%
Earnings Yield
6.86%7.79%17.38%16.89%11.13%
Efficiency Ratios
Receivables Turnover
0.09 9.56 0.00 0.00 0.00
Payables Turnover
18.18 47.48 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
30.29 12.61 15.53 12.29 7.47
Asset Turnover
0.07 0.04 0.05 0.06 0.04
Working Capital Turnover Ratio
0.17 -0.06 -1.00 1.46 0.50
Cash Conversion Cycle
4.14K 30.47 0.00 0.00 0.00
Days of Sales Outstanding
4.16K 38.16 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
20.08 7.69 0.00 0.00 0.00
Operating Cycle
4.16K 38.16 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
4.85 32.44 -5.99 -18.74 -22.15
Free Cash Flow Per Share
4.89 32.13 -6.27 -19.21 -22.47
CapEx Per Share
0.04 0.31 0.27 0.47 0.32
Free Cash Flow to Operating Cash Flow
1.01 0.99 1.05 1.03 1.01
Dividend Paid and CapEx Coverage Ratio
8.61 39.70 -7.76 -21.04 -32.39
Capital Expenditure Coverage Ratio
112.81 106.29 -21.85 -39.86 -69.02
Operating Cash Flow Coverage Ratio
0.16 1.43 -0.07 -0.65 -0.95
Operating Cash Flow to Sales Ratio
0.27 2.18 -0.28 -1.15 -2.50
Free Cash Flow Yield
48.30%279.42%-28.28%-101.10%-152.33%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
14.57 12.83 5.75 5.92 8.98
Price-to-Sales (P/S) Ratio
0.56 0.77 1.05 1.16 1.67
Price-to-Book (P/B) Ratio
0.51 0.53 1.01 1.09 1.01
Price-to-Free Cash Flow (P/FCF) Ratio
2.07 0.36 -3.54 -0.99 -0.66
Price-to-Operating Cash Flow Ratio
2.08 0.35 -3.70 -1.01 -0.67
Price-to-Earnings Growth (PEG) Ratio
1.70 -0.17 0.29 0.06 0.31
Price-to-Fair Value
0.51 0.53 1.01 1.09 1.01
Enterprise Value Multiple
14.88 5.64 18.98 10.41 6.40
Enterprise Value
55.26M 16.99M 210.20M 76.41M 31.86M
EV to EBITDA
14.88 5.64 18.98 10.41 6.40
EV to Sales
1.15 0.51 4.88 2.34 1.82
EV to Free Cash Flow
4.30 0.23 -16.42 -1.99 -0.72
EV to Operating Cash Flow
4.34 0.23 -17.18 -2.04 -0.73
Tangible Book Value Per Share
19.66 22.59 22.68 17.10 14.14
Shareholders’ Equity Per Share
19.88 21.51 21.93 17.43 14.54
Tax and Other Ratios
Effective Tax Rate
0.24 0.42 0.23 0.27 0.28
Revenue Per Share
18.22 14.86 21.10 16.34 8.85
Net Income Per Share
0.69 0.90 3.85 3.21 1.64
Tax Burden
0.63 0.70 0.59 0.69 0.72
Interest Burden
1.00 5.17 1.30 1.37 -10.24
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.32 0.66 0.49 0.52 0.54
Stock-Based Compensation to Revenue
<0.01 <0.01 0.01 0.01 0.02
Income Quality
6.34 36.20 -1.19 -5.48 -13.49
Currency in USD
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