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Pacific Valley Bank (PVBK)
OTHER OTC:PVBK
US Market
PVBK
Pacific Valley Bank
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Pacific Valley Bank (PVBK) Ratios

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Pacific Valley Bank Ratios

PVBK's free cash flow for Q1 2026 was $0.69. For the 2026 fiscal year, PVBK's free cash flow was decreased by $ and operating cash flow was $0.19. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 0.00 223.27 0.16 0.04 1.85K
Quick Ratio
 0.00 223.27 0.16 0.04 1.85K
Cash Ratio
 0.00 182.94 0.16 0.04 1.85K
Solvency Ratio
 <0.01 <0.01 <0.01 <0.01 0.01
Operating Cash Flow Ratio
 0.00 5.62 <0.01 0.01 513.73
Short-Term Operating Cash Flow Coverage
 0.00 5.62 7.44 0.00 18.89
Net Current Asset Value
$ -507.52M$ -497.43M$ -508.78M$ -514.65M$ -483.83M
Leverage Ratios
Debt-to-Assets Ratio
 0.03 0.03 0.03 0.03 0.03
Debt-to-Equity Ratio
 0.23 0.26 0.30 0.33 0.35
Debt-to-Capital Ratio
 0.19 0.20 0.23 0.25 0.26
Long-Term Debt-to-Capital Ratio
 0.19 0.19 0.23 0.25 0.26
Financial Leverage Ratio
 9.00 10.14 11.63 11.34 11.79
Debt Service Coverage Ratio
 0.52 0.30 0.43 0.65 2.59
Interest Coverage Ratio
 0.74 0.45 0.55 0.86 4.51
Debt to Market Cap
 0.37 0.36 0.37 0.37 0.33
Interest Debt Per Share
 4.32 5.91 5.78 5.07 3.81
Net Debt to EBITDA
 -9.13 -19.35 -10.60 -0.39 -1.45
Profitability Margins
Gross Profit Margin
67.03%65.12%62.48%71.04%92.66%
EBIT Margin
17.50%15.45%20.73%25.00%33.10%
EBITDA Margin
17.50%15.45%22.96%26.31%33.71%
Operating Profit Margin
17.50%15.45%20.73%25.00%33.10%
Pretax Profit Margin
17.50%15.45%20.73%25.00%33.10%
Net Profit Margin
12.31%10.86%14.62%17.62%23.13%
Continuous Operations Profit Margin
12.31%10.86%14.62%17.62%23.13%
Net Income Per EBT
70.35%70.30%70.51%70.46%69.87%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
0.66%0.51%0.67%0.83%0.93%
Return on Equity (ROE)
6.26%5.13%7.85%9.38%10.99%
Return on Capital Employed (ROCE)
0.93%0.72%8.24%9.44%1.33%
Return on Invested Capital (ROIC)
0.66%0.51%5.77%6.65%0.93%
Return on Tangible Assets
0.66%0.51%0.67%0.83%0.93%
Earnings Yield
7.89%7.41%9.54%10.54%10.04%
Efficiency Ratios
Receivables Turnover
 0.00 13.62 0.00 0.00 0.00
Payables Turnover
 0.00 0.00 0.00 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 0.00 6.99 35.98 36.25 30.92
Asset Turnover
 0.05 0.05 0.05 0.05 0.04
Working Capital Turnover Ratio
 0.51 -0.19 -0.06 -0.12 0.62
Cash Conversion Cycle
 0.00 26.79 0.00 0.00 0.00
Days of Sales Outstanding
 0.00 26.79 0.00 0.00 0.00
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 0.00 0.00 0.00 0.00
Operating Cycle
 0.00 26.79 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
 0.00 0.73 0.70 1.05 1.59
Free Cash Flow Per Share
 0.00 0.11 0.65 1.01 1.56
CapEx Per Share
 0.00 0.62 0.06 0.04 0.03
Free Cash Flow to Operating Cash Flow
 0.00 0.14 0.92 0.96 0.98
Dividend Paid and CapEx Coverage Ratio
 0.00 1.17 12.68 24.68 48.77
Capital Expenditure Coverage Ratio
 0.00 1.17 12.68 24.68 48.77
Operating Cash Flow Coverage Ratio
 0.00 0.20 0.20 0.31 0.46
Operating Cash Flow to Sales Ratio
 0.00 0.11 0.11 0.19 0.34
Free Cash Flow Yield
0.00%1.07%6.83%10.77%14.56%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 11.63 14.85 10.56 9.49 9.96
Price-to-Sales (P/S) Ratio
 1.32 1.47 1.53 1.67 2.30
Price-to-Book (P/B) Ratio
 0.75 0.69 0.82 0.89 1.09
Price-to-Free Cash Flow (P/FCF) Ratio
 0.00 93.28 14.65 9.29 6.87
Price-to-Operating Cash Flow Ratio
 0.00 13.50 13.49 8.91 6.73
Price-to-Earnings Growth (PEG) Ratio
 -3.22 -0.56 -1.29 -1.13 0.41
Price-to-Fair Value
 0.75 0.69 0.82 0.89 1.09
Enterprise Value Multiple
 -1.57 -9.86 -3.92 5.96 5.38
Enterprise Value
 -9.58M -50.38M -27.24M 43.14M 40.82M
EV to EBITDA
 -1.57 -9.86 -3.92 5.96 5.38
EV to Sales
 -0.28 -1.52 -0.90 1.57 1.81
EV to Free Cash Flow
 0.00 -96.88 -8.60 8.72 5.41
EV to Operating Cash Flow
 0.00 -14.03 -7.92 8.36 5.30
Tangible Book Value Per Share
 12.41 14.15 11.55 10.56 9.80
Shareholders’ Equity Per Share
 12.41 14.15 11.55 10.56 9.80
Tax and Other Ratios
Effective Tax Rate
 0.30 0.30 0.29 0.30 0.30
Revenue Per Share
 5.96 6.69 6.20 5.63 4.65
Net Income Per Share
 0.73 0.73 0.91 0.99 1.08
Tax Burden
 0.70 0.70 0.71 0.70 0.70
Interest Burden
 1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.00 0.00 0.29 0.31 0.40
Stock-Based Compensation to Revenue
 0.00 0.00 0.00 <0.01 <0.01
Income Quality
 0.00 1.02 0.78 1.06 1.49
Currency in USD