Pacific Valley Bank(PVBK)
$9.270.00 (0.00%)
PVBK
Pacific Valley Bank financials statements
$9.27
At close:0.00 (0.00%)
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Pacific Valley Bank (PVBK) Ratios
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Pacific Valley Bank Ratios
PVBK's free cash flow for Q1 2026 was $0.00. For the 2026 fiscal year, PVBK's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 223.27 | 0.16 | 0.04 | 1853.80 | 0.00 |
| Quick Ratio | 223.27 | 0.16 | 0.04 | 1853.80 | 0.00 |
| Cash Ratio | 182.94 | 0.16 | 0.04 | 1853.80 | 0.00 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 5.62 | 0.01 | 0.01 | 513.73 | 0.00 |
| Short-Term Operating Cash Flow Coverage | 5.62 | 7.44 | 0.00 | 18.89 | 11.46 |
| Net Current Asset Value | $ -497.43M | $ -508.78M | $ -514.65M | $ -483.83M | $ -412.38M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.03 | 0.03 | 0.03 | 0.03 | 0.00 |
| Debt-to-Equity Ratio | 0.26 | 0.30 | 0.33 | 0.35 | 0.03 |
| Debt-to-Capital Ratio | 0.20 | 0.23 | 0.25 | 0.26 | 0.02 |
| Long-Term Debt-to-Capital Ratio | 0.19 | 0.23 | 0.25 | 0.26 | 0.02 |
| Financial Leverage Ratio | 10.14 | 11.63 | 11.34 | 11.79 | 11.62 |
| Debt Service Coverage Ratio | 0.30 | 0.43 | 0.65 | 2.59 | 3.96 |
| Interest Coverage Ratio | 0.45 | 0.55 | 0.86 | 4.51 | 9.83 |
| Debt to Market Cap | 0.36 | 0.37 | 0.37 | 0.33 | 0.03 |
| Interest Debt Per Share | 5.91 | 5.78 | 5.07 | 3.81 | 0.38 |
| Net Debt to EBITDA | -19.35 | -10.60 | -0.39 | -1.45 | -7.73 |
| Profitability Margins | |||||
| Gross Profit Margin | 65.12% | 62.48% | 71.04% | 92.66% | 96.86% |
| EBIT Margin | 15.45% | 20.73% | 25.00% | 33.10% | 30.87% |
| EBITDA Margin | 15.45% | 22.96% | 26.31% | 33.71% | 31.60% |
| Operating Profit Margin | 15.45% | 20.73% | 25.00% | 33.10% | 30.87% |
| Pretax Profit Margin | 15.45% | 20.73% | 25.00% | 33.10% | 30.87% |
| Net Profit Margin | 10.86% | 14.62% | 17.62% | 23.13% | 21.33% |
| Continuous Operations Profit Margin | 10.86% | 14.62% | 17.62% | 23.13% | 21.33% |
| Net Income Per EBT | 70.30% | 70.51% | 70.46% | 69.87% | 69.10% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.51% | 0.67% | 0.83% | 0.93% | 0.75% |
| Return on Equity (ROE) | 5.13% | 7.85% | 9.38% | 10.99% | 8.77% |
| Return on Capital Employed (ROCE) | 0.72% | 8.24% | 9.44% | 1.33% | 12.00% |
| Return on Invested Capital (ROIC) | 0.51% | 5.77% | 6.65% | 0.93% | 8.21% |
| Return on Tangible Assets | 0.51% | 0.67% | 0.83% | 0.93% | 0.75% |
| Earnings Yield | 7.41% | 9.54% | 10.54% | 10.04% | 8.70% |
| Efficiency Ratios | |||||
| Receivables Turnover | 13.62 | 0.00 | 0.00 | 0.00 | 0.00 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 6.99 | 35.98 | 36.25 | 30.92 | 24.28 |
| Asset Turnover | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.19 | -0.06 | -0.12 | 0.62 | -0.22 |
| Cash Conversion Cycle | 26.79 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Sales Outstanding | 26.79 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 26.79 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 0.73 | 0.70 | 1.05 | 1.59 | 1.12 |
| Free Cash Flow Per Share | 0.11 | 0.65 | 1.01 | 1.56 | 1.07 |
| Dividend Paid and CapEx Coverage Ratio | 1.17 | 12.68 | 24.68 | 48.77 | 21.09 |
| Capital Expenditure Coverage Ratio | 1.17 | 12.68 | 24.68 | 48.77 | 21.09 |
| Operating Cash Flow Coverage Ratio | 0.20 | 0.20 | 0.31 | 0.46 | 4.47 |
| Operating Cash Flow to Sales Ratio | 0.11 | 0.11 | 0.19 | 0.34 | 0.28 |
| Free Cash Flow Yield | 1.07% | 6.83% | 10.77% | 14.56% | 10.80% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 14.85 | 10.56 | 9.49 | 9.96 | 11.50 |
| Price-to-Sales (P/S) Ratio | 1.47 | 1.53 | 1.67 | 2.30 | 2.45 |
| Price-to-Book (P/B) Ratio | 0.69 | 0.82 | 0.89 | 1.09 | 1.01 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 93.28 | 14.65 | 9.29 | 6.87 | 9.26 |
| Price-to-Operating Cash Flow Ratio | 13.50 | 13.49 | 8.91 | 6.73 | 8.82 |
| Price-to-Earnings Growth (PEG) Ratio | -0.56 | -1.29 | -1.13 | 0.41 | 0.71 |
| Enterprise Value Multiple | -9.86 | -3.92 | 5.96 | 5.38 | 0.04 |
| Enterprise Value | -50.38M | -27.24M | 43.14M | 40.82M | 200.07K |
| EV to EBITDA | -9.86 | -3.92 | 5.96 | 5.38 | 0.04 |
| EV to Sales | -1.52 | -0.90 | 1.57 | 1.81 | 0.01 |
| EV to Free Cash Flow | -96.88 | -8.60 | 8.72 | 5.41 | 0.04 |
| EV to Operating Cash Flow | -14.03 | -7.92 | 8.36 | 5.30 | 0.04 |
| Tangible Book Value Per Share | 14.15 | 11.55 | 10.56 | 9.80 | 9.84 |
| Shareholders’ Equity Per Share | 14.15 | 11.55 | 10.56 | 9.80 | 9.84 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.30 | 0.29 | 0.30 | 0.30 | 0.31 |
| Revenue Per Share | 6.69 | 6.20 | 5.63 | 4.65 | 4.05 |
| Net Income Per Share | 0.73 | 0.91 | 0.99 | 1.08 | 0.86 |
| Tax Burden | 0.70 | 0.71 | 0.70 | 0.70 | 0.69 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.29 | 0.31 | 0.40 | 0.45 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 |
| Income Quality | 1.02 | 0.78 | 1.06 | 1.49 | 1.31 |
Currency in USD
