Protector Forsikring ASA (PSKRF) Ratios
Protector Forsikring ASA Ratios
PSKRF's free cash flow for Q3 2026 was $-112.00M. For the 2026 fiscal year, PSKRF's free cash flow was decreased by $-35.00M and operating cash flow was $-77.00M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.36 | 1.75 | 2.83 | 1.76 | 3.97 |
| Quick Ratio | 0.36 | 7.92 | 2.83 | 1.76 | 3.97 |
| Cash Ratio | 0.27 | 0.99 | 0.31 | 1.85 | 3.97 |
| Solvency Ratio | 0.13 | 0.08 | 0.10 | 0.09 | 0.08 |
| Operating Cash Flow Ratio | -0.09 | 0.06 | 0.03 | -1.13 | 13.22 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 1.65 |
| Net Current Asset Value | $ -19.65B | $ -18.40B | $ -13.41B | $ -16.32B | $ -15.37B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.08 | 0.08 | 0.09 | 0.06 | 0.07 |
| Debt-to-Equity Ratio | 0.30 | 0.36 | 0.42 | 0.33 | 0.39 |
| Debt-to-Capital Ratio | 0.23 | 0.26 | 0.29 | 0.25 | 0.28 |
| Long-Term Debt-to-Capital Ratio | 0.23 | 0.26 | 0.29 | 0.25 | 0.28 |
| Financial Leverage Ratio | 3.72 | 4.53 | 4.61 | 5.30 | 5.37 |
| Debt Service Coverage Ratio | 15.82 | 0.00 | 0.00 | 0.00 | 2.03 |
| Interest Coverage Ratio | 19.65 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt to Market Cap | 0.05 | 0.08 | 0.13 | 0.12 | 0.22 |
| Interest Debt Per Share | 30.13 | 23.78 | 22.94 | 15.11 | 16.81 |
| Net Debt to EBITDA | 0.40 | 0.71 | 0.79 | 0.59 | 0.76 |
| Profitability Margins | |||||
| Gross Profit Margin | 100.00% | 100.00% | 100.00% | 95.72% | 96.26% |
| EBIT Margin | 24.14% | 17.55% | 19.89% | 28.54% | 23.89% |
| EBITDA Margin | 24.14% | 18.17% | 20.52% | 29.50% | 24.39% |
| Operating Profit Margin | 23.32% | 17.55% | 19.89% | 28.54% | 23.89% |
| Pretax Profit Margin | 23.32% | 17.55% | 19.89% | 28.54% | 23.89% |
| Net Profit Margin | 17.95% | 13.16% | 15.53% | 23.01% | 20.79% |
| Continuous Operations Profit Margin | 17.96% | 13.16% | 15.37% | 22.85% | 19.65% |
| Net Income Per EBT | 76.96% | 75.00% | 78.07% | 80.61% | 86.99% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.01% | 100.00% |
| Return on Assets (ROA) | 9.27% | 6.24% | 7.23% | 6.91% | 6.40% |
| Return on Equity (ROE) | 34.48% | 28.29% | 33.32% | 36.66% | 34.40% |
| Return on Capital Employed (ROCE) | 13.68% | 8.48% | 9.75% | 8.62% | 7.39% |
| Return on Invested Capital (ROIC) | 10.53% | 6.36% | 6.44% | 10.05% | 9.59% |
| Return on Tangible Assets | 9.30% | 6.27% | 7.27% | 6.95% | 6.43% |
| Earnings Yield | 6.05% | 6.57% | 10.17% | 13.31% | 13.80% |
| Efficiency Ratios | |||||
| Receivables Turnover | 44.40 | 139.20 | 186.17 | 8.34 | 9.58 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 2.39 | 3.02 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 38.89 | 139.20 | 85.92 | 45.37 | 174.38 |
| Asset Turnover | 0.52 | 0.47 | 0.47 | 0.30 | 0.31 |
| Working Capital Turnover Ratio | -16.03 | 10.40 | 9.81 | 40.02 | 28.61 |
| Cash Conversion Cycle | 8.22 | 2.62 | 1.96 | -109.12 | -82.61 |
| Days of Sales Outstanding | 8.22 | 2.62 | 1.96 | 43.78 | 38.08 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 152.90 | 120.69 |
| Operating Cycle | 8.22 | 2.62 | 1.96 | 43.78 | 38.08 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | -3.63 | 0.34 | 0.34 | -1.47 | 11.78 |
| Free Cash Flow Per Share | -4.90 | -0.53 | -0.53 | -2.00 | 11.14 |
| Dividend Paid and CapEx Coverage Ratio | -0.28 | 0.03 | 0.03 | -0.12 | 1.36 |
| Capital Expenditure Coverage Ratio | -2.86 | 0.39 | 0.39 | -2.77 | 18.36 |
| Operating Cash Flow Coverage Ratio | -0.13 | 0.01 | 0.01 | -0.10 | 0.70 |
| Operating Cash Flow to Sales Ratio | -0.02 | 0.00 | 0.00 | -0.02 | 0.16 |
| Free Cash Flow Yield | -0.94% | -0.19% | -0.30% | -1.59% | 10.27% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 16.53 | 15.24 | 9.84 | 7.52 | 7.25 |
| Price-to-Sales (P/S) Ratio | 2.97 | 2.00 | 1.53 | 1.73 | 1.51 |
| Price-to-Book (P/B) Ratio | 5.70 | 4.31 | 3.28 | 2.76 | 2.49 |
| Price-to-Free Cash Flow (P/FCF) Ratio | -106.94 | -532.75 | -337.33 | -62.76 | 9.73 |
| Price-to-Operating Cash Flow Ratio | -144.35 | 837.18 | 535.83 | -85.38 | 9.20 |
| Price-to-Earnings Growth (PEG) Ratio | 0.24 | 6.97 | 1.03 | 0.65 | 0.29 |
| Enterprise Value Multiple | 12.69 | 11.74 | 8.23 | 6.45 | 6.93 |
| Enterprise Value | 45.16B | 24.94B | 16.41B | 11.41B | 10.02B |
| EV to EBITDA | 12.69 | 11.74 | 8.23 | 6.45 | 6.93 |
| EV to Sales | 3.06 | 2.13 | 1.69 | 1.90 | 1.69 |
| EV to Free Cash Flow | -110.40 | -566.84 | -372.97 | -69.10 | 10.93 |
| EV to Operating Cash Flow | -149.03 | 890.75 | 592.44 | -94.00 | 10.33 |
| Tangible Book Value Per Share | 90.54 | 64.73 | 53.63 | 40.65 | 42.61 |
| Shareholders’ Equity Per Share | 91.95 | 66.14 | 54.92 | 45.66 | 43.50 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.23 | 0.25 | 0.23 | 0.20 | 0.18 |
| Revenue Per Share | 176.60 | 142.17 | 117.85 | 72.75 | 71.98 |
| Net Income Per Share | 31.70 | 18.71 | 18.30 | 16.74 | 14.96 |
| Tax Burden | 0.77 | 0.75 | 0.78 | 0.81 | 0.87 |
| Interest Burden | 0.97 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | -0.12 | 0.02 | 0.02 | -0.14 | 0.83 |
Currency in NOK