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Protector Forsikring ASA (PSKRF)
OTHER OTC:PSKRF
US Market

Protector Forsikring ASA (PSKRF) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Oct 22, 2026
TBA (Confirmed)
Period Ending
2026 (Q3)
Consensus EPS Forecast
Last Year’s EPS
0.57
Same Quarter Last Year
Based on 0 Analysts Ratings

Earnings Call Summary

Q2 2026
Earnings Call Date:Jul 09, 2026|
% Change Since:
|
Earnings Call Sentiment|Positive
The call emphasizes a materially strong profitability quarter (combined ratio 81.5%, NOK 9/share) and strategic positives — AM Best rating confirmation, a landmark large U.K. client win, run-off gains, improving motor results in some markets, and disciplined cost reinvestment into data/technology. Offsetting this are a weak premium-growth backdrop (notably a soft U.K. market and constrained public-sector volume), reinsurance volatility with low recoveries this quarter, and persistent motor challenges in Denmark and some U.K. segments. On balance the results show robust operational and capital strength this quarter while management acknowledges clear near-term growth and reserving risks that require continued discipline.
Company Guidance
Management guided that Q2 delivered an 81.5% combined ratio and NOK 9 per share result, with a renewal rate of 88%; they reiterated a long‑term combined ratio target below 91%, view normalized large losses at 8% (this quarter’s large losses were 4.6%) and run‑off gains were 4% (run‑off expected to be stable), warned of quarter‑to‑quarter and year‑to‑year volatility, noted growth is weak and concentrated in the U.K. (mostly 1 April inceptions), said motor is roughly one‑third of the portfolio, signaled the large new U.K. client will be a Q3/Q4 effect, expect to start booking some reinsurance commission in Q3–Q4 after not booking in H1, see a slight Q2 cost reduction when normalizing for the long‑term bonus (costs flat H1), reported bond yields slightly down from spread tightening, confirmed AM Best rating with stable outlook, and expect real‑estate quoting to ramp with material traction toward Q4 (perhaps ~50% by Q4).
Very strong profitability and earnings
Q2 combined ratio of 81.5% (very strong profitability). Insurance service result together with investment result produced a NOK 9 per share result for the quarter.
Run-off gains and unusually low large losses
Run-off gains of 4% in Q2. Large losses were 4.6% in the quarter versus the company's normalized view of 8%, contributing to a slightly improved loss ratio versus Q2 2025.
Credit rating stability
AM Best confirmed Protector's credit rating with a stable outlook (confirmation cited as a highlight by management).
Client wins and commercial momentum
Won the largest client ever in the U.K. (large motor fleet) — expected to be a Q3 effect and to provide opportunities to reduce average claim size and improve claims handling. Management sees growth opportunities in commercial sectors and increasing quoting activity in U.K. real estate for Q3/Q4.
Renewals and local-currency growth across markets
Company reports local-currency growth across all markets and a renewal rate of 88% for the quarter, indicating retention strength despite a soft market environment.
Cost discipline and reinvestment in transformation
Costs described as very stable and slightly down when normalizing for the long-term bonus plan; excess capacity is being reallocated to projects focused on data, AI, technology and efficiency, supporting long-term competitive position.
Product-level improvements in motor and Sweden facilities
Motor profitability improving in Norway and Sweden (management notes Norway improvement may partly reflect lower volatility). Sweden showing facility-driven growth and momentum, returning to growth path after slower periods.

Protector Forsikring ASA (PSKRF) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

PSKRF Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Oct 22, 2026
2026 (Q3)
- / -
0.572
Jul 09, 2026
2026 (Q2)
0.90 / 0.92
0.8893.32% (+0.03)
Apr 23, 2026
2026 (Q1)
0.27 / 0.18
0.92-80.00% (-0.74)
Jan 28, 2026
2025 (Q4)
0.92 / 0.87
0.307183.33% (+0.56)
Oct 22, 2025
2025 (Q3)
0.67 / 0.57
0.726-21.13% (-0.15)
Jul 10, 2025
2025 (Q2)
0.73 / 0.89
0.317180.65% (+0.57)
Apr 23, 2025
2025 (Q1)
0.82 / 0.92
0.56263.64% (+0.36)
Jan 29, 2025
2024 (Q4)
0.26 / 0.31
0.838-63.41% (-0.53)
Oct 24, 2024
2024 (Q3)
0.61 / 0.73
-0.017200.00% (+0.74)
Jul 11, 2024
2024 (Q2)
0.54 / 0.32
0.27614.81% (+0.04)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

PSKRF Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Jul 09, 2026
$51.98$52.67+1.35%
Apr 23, 2026
$51.94$50.47-2.84%
Jan 28, 2026
$54.50$54.32-0.33%
Oct 22, 2025
$8.94$8.940.00%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Protector Forsikring ASA (PSKRF) report earnings?
Protector Forsikring ASA (PSKRF) is schdueled to report earning on Oct 22, 2026, TBA (Confirmed).
    What is Protector Forsikring ASA (PSKRF) earnings time?
    Protector Forsikring ASA (PSKRF) earnings time is at Oct 22, 2026, TBA (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
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          What is PSKRF EPS forecast?
          Currently, no data Available