ProCredit Holding AG (PRRCF) Ratios
ProCredit Holding AG Ratios
PRRCF's free cash flow for Q2 2026 was $0.00. For the 2026 fiscal year, PRRCF's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 8.06 | 0.24 | 0.28 | 0.26 | 0.23 |
| Quick Ratio | 8.06 | 0.24 | 0.28 | 0.26 | 0.23 |
| Cash Ratio | 8.06 | 0.23 | 0.28 | 0.25 | 0.23 |
| Solvency Ratio | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 |
| Operating Cash Flow Ratio | -0.37 | -0.02 | 0.00 | 0.07 | 0.02 |
| Short-Term Operating Cash Flow Coverage | -0.37 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -8.36B | $ -7.49B | $ -6.39B | $ -5.99B | $ -5.79B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.11 | 0.04 | 0.03 | 0.04 | 0.06 |
| Debt-to-Equity Ratio | 1.23 | 0.36 | 0.32 | 0.36 | 0.54 |
| Debt-to-Capital Ratio | 0.55 | 0.26 | 0.24 | 0.26 | 0.35 |
| Long-Term Debt-to-Capital Ratio | 0.49 | 0.26 | 0.24 | 0.26 | 0.35 |
| Financial Leverage Ratio | 10.80 | 10.18 | 9.91 | 10.15 | 9.59 |
| Debt Service Coverage Ratio | 0.25 | 0.54 | 0.78 | 1.26 | 1.25 |
| Interest Coverage Ratio | 0.44 | 0.64 | 0.78 | 0.15 | 1.07 |
| Debt to Market Cap | 2.59 | 0.83 | 0.66 | 1.41 | 0.98 |
| Interest Debt Per Share | 26.52 | 10.34 | 8.60 | 7.30 | 9.32 |
| Net Debt to EBITDA | -5.65 | -10.64 | -10.86 | -10.70 | -8.66 |
| Profitability Margins | |||||
| Gross Profit Margin | 66.31% | 66.63% | 69.11% | 74.98% | 77.37% |
| EBIT Margin | 14.07% | 21.19% | 23.98% | 3.73% | 24.19% |
| EBITDA Margin | 19.93% | 24.25% | 29.95% | 31.84% | 32.05% |
| Operating Profit Margin | 14.07% | 21.19% | 23.98% | 3.73% | 24.19% |
| Pretax Profit Margin | 14.07% | 21.19% | 23.98% | 3.73% | 24.19% |
| Net Profit Margin | 11.12% | 15.07% | 18.12% | 3.45% | 20.38% |
| Continuous Operations Profit Margin | 11.11% | 15.07% | 18.12% | 3.45% | 20.38% |
| Net Income Per EBT | 79.04% | 71.11% | 75.57% | 92.44% | 84.25% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.72% | 0.97% | 1.16% | 0.19% | 0.97% |
| Return on Equity (ROE) | 7.77% | 9.88% | 11.52% | 1.90% | 9.30% |
| Return on Capital Employed (ROCE) | 0.93% | 9.69% | 10.97% | 1.47% | 6.95% |
| Return on Invested Capital (ROIC) | 0.72% | 6.89% | 8.29% | 1.35% | 5.86% |
| Return on Tangible Assets | 0.72% | 0.97% | 1.17% | 0.19% | 0.97% |
| Earnings Yield | 16.80% | 22.94% | 23.76% | 7.51% | 16.86% |
| Efficiency Ratios | |||||
| Receivables Turnover | 32.58 | 51.70 | 46.03 | 34.57 | 38.39 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 4.67 | 4.55 | 4.55 | 3.58 | 2.84 |
| Asset Turnover | 0.06 | 0.06 | 0.06 | 0.05 | 0.05 |
| Working Capital Turnover Ratio | -0.29 | -0.11 | -0.11 | -0.09 | -0.08 |
| Cash Conversion Cycle | 11.20 | 7.06 | 7.93 | 10.56 | 9.51 |
| Days of Sales Outstanding | 11.20 | 7.06 | 7.93 | 10.56 | 9.51 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 11.20 | 7.06 | 7.93 | 10.56 | 9.51 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | -1.69 | -3.00 | 0.50 | 9.63 | 2.26 |
| Free Cash Flow Per Share | -2.40 | -3.70 | 0.02 | 9.27 | 1.96 |
| Dividend Paid and CapEx Coverage Ratio | -1.31 | -2.25 | 1.05 | 26.71 | 2.73 |
| Capital Expenditure Coverage Ratio | -2.41 | -4.31 | 1.05 | 26.71 | 7.61 |
| Operating Cash Flow Coverage Ratio | -0.08 | -0.47 | 0.09 | 1.83 | 0.29 |
| Operating Cash Flow to Sales Ratio | -0.13 | -0.26 | 0.05 | 1.18 | 0.34 |
| Free Cash Flow Yield | -28.39% | -47.90% | 0.30% | 248.40% | 24.48% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 5.94 | 4.36 | 4.21 | 13.32 | 5.93 |
| Price-to-Sales (P/S) Ratio | 0.66 | 0.66 | 0.76 | 0.46 | 1.21 |
| Price-to-Book (P/B) Ratio | 0.46 | 0.43 | 0.48 | 0.25 | 0.55 |
| Price-to-Free Cash Flow (P/FCF) Ratio | -3.52 | -2.09 | 338.35 | 0.40 | 4.08 |
| Price-to-Operating Cash Flow Ratio | -4.98 | -2.57 | 16.31 | 0.39 | 3.55 |
| Price-to-Earnings Growth (PEG) Ratio | -0.30 | -0.56 | 0.01 | -0.17 | 0.06 |
| Enterprise Value Multiple | -2.33 | -7.93 | -8.31 | -9.26 | -4.89 |
| Enterprise Value | -348.48M | -1.33B | -1.56B | -1.41B | -612.54M |
| EV to EBITDA | -2.33 | -7.93 | -8.31 | -9.26 | -4.89 |
| EV to Sales | -0.46 | -1.92 | -2.49 | -2.95 | -1.57 |
| EV to Free Cash Flow | 2.47 | 6.11 | -1104.62 | -2.58 | -5.30 |
| EV to Operating Cash Flow | 3.49 | 7.53 | -53.24 | -2.49 | -4.60 |
| Tangible Book Value Per Share | 17.44 | 17.34 | 16.32 | 14.46 | 14.23 |
| Shareholders’ Equity Per Share | 18.24 | 17.93 | 16.70 | 14.76 | 14.54 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.21 | 0.29 | 0.24 | 0.08 | 0.16 |
| Revenue Per Share | 12.75 | 11.75 | 10.62 | 8.12 | 6.63 |
| Net Income Per Share | 1.42 | 1.77 | 1.92 | 0.28 | 1.35 |
| Tax Burden | 0.79 | 0.71 | 0.76 | 0.92 | 0.84 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.21 | 0.13 | 0.10 | 0.11 | 0.23 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | -1.20 | -1.20 | 0.26 | 31.77 | 1.41 |
Currency in EUR