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ProCredit Holding AG (PRRCF) Stock Price & Analysis

PRRCF Stock Chart & Stats

$9.70-$0.22(-2.27%)
At close: 4:00 PM EDT
$9.2$9.225$9.259 Jun31 Jul
Day’s Range
$9.10 - $10.29
52-Week Range
$7.65 - $12.06
Previous Close
$9.92
Volume
170
Average Volume (3M)
0
Market Cap
$571.56M
Enterprise Value
$38.85M
Total Cash (Recent Filing)
$1.83B
Total Debt (Recent Filing)
$1.39B
Price to Earnings (P/E)
6.8
Beta
0.54
Next Earnings
Nov 12, 2026 (Est.)
EPS Estimate
N/A
Last Dividend Ex-Date
Jun 05, 2026
Dividend Yield
5.59%

Bulls Say, Bears Say

Bulls Say

Loan Growth And Market Expansion

Strong loan growth across several core markets indicates continued demand for ProCredit’s banking services and expanding customer penetration. If management delivers its guidance, a larger loan book should support recurring interest income and strengthen the group’s competitive position over the next several quarters.

Structural Margin Improvement

Rising net interest income alongside an improving margin provides a durable earnings driver for the banking group. Management expects the margin improvement to continue, while greater exposure to higher-yielding segments could help sustain revenue growth and support future returns.

Strengthened Capital Position

The successful AT1 issuance materially improved ProCredit’s capital buffer and provides greater capacity to support planned loan growth. Stronger regulatory capital also improves resilience against credit losses and gives management more flexibility to invest in digital expansion and customer acquisition.

Bears Say

Higher Balance-sheet Leverage

The sharp increase in total debt represents a meaningful deterioration from the recent leverage trend and raises balance-sheet risk. Greater reliance on debt can increase funding pressure and reduce financial flexibility if credit conditions worsen or loan growth produces weaker-than-expected returns.

Persistently Negative Cash Generation

Repeatedly negative operating and free cash flow indicate that recent operations have not generated sufficient internal funding. This can increase dependence on external financing, constrain capital allocation, and make the balance sheet more sensitive to funding conditions while debt has also increased.

Elevated Operating Cost Base

A high cost-income ratio limits the conversion of revenue growth into sustainable profitability and leaves earnings exposed to continued personnel, software, and administrative cost increases. Management’s efficiency targets imply substantial execution is still required before operating leverage improves.

ProCredit Holding AG News

PRRCF FAQ

What was ProCredit Holding AG’s price range in the past 12 months?
ProCredit Holding AG lowest stock price was $7.65 and its highest was $12.06 in the past 12 months.
What is ProCredit Holding AG’s market cap?
ProCredit Holding AG’s market cap is $571.56M.
When is ProCredit Holding AG’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were ProCredit Holding AG’s earnings last quarter?
ProCredit Holding AG released its earnings results on Aug 13, 2026. The company reported $0.319 earnings per share for the quarter.
Is ProCredit Holding AG overvalued?
According to Wall Street analysts ProCredit Holding AG’s price is currently Undervalued.
Does ProCredit Holding AG pay dividends?
ProCredit Holding AG pays a Annually dividend of $0.542 which represents an annual dividend yield of 5.59%. See more information on ProCredit Holding AG dividends here
What is ProCredit Holding AG’s EPS estimate?
ProCredit Holding AG’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does ProCredit Holding AG have?
ProCredit Holding AG has 58,898,490 shares outstanding.
What happened to ProCredit Holding AG’s price movement after its last earnings report?
ProCredit Holding AG reported an EPS of $0.319 in its last earnings report. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of ProCredit Holding AG?
Currently, no hedge funds are holding shares in PRRCF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology