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UBK Stock Chart & Stats
€3.86
€0.02(0.53%)
At close: 4:00 PM EDT
€3.86
€0.02(0.53%)
Day’s Range― - ―
52-Week Range€3.25 - €4.16
Previous CloseN/A
Volume121.00
Average Volume (3M)4.01K
Market Cap
€139.92M
Enterprise Value€10.00T>
Total Cash (Recent Filing)€0.00
Total Debt (Recent Filing)€0.00
Price to Earnings (P/E)―
Beta0.15
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.96%
Share Statistics
EPS (TTM)N/A
Shares Outstanding41,396,717
10 Day Avg. Volume3,550
30 Day Avg. Volume4,014
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.51
Price to Sales (P/S)0.98
P/FCF Ratio-0.38
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Sustainable Banking NicheUmweltBank’s specialized focus on environmentally and socially sustainable financing gives it a clearly defined market identity. Concentration on renewable energy, efficient buildings, and related projects can support durable customer relevance and differentiate the bank from more general regional lenders.
2025 Revenue RecoveryThe sharp 2025 revenue rebound shows that the business regained substantial top-line activity after a weak 2024. If maintained, stronger revenue provides a broader base for operating leverage, customer expansion, and rebuilding earnings capacity over the next several quarters.
Improved Net ProfitabilityThe substantial improvement in net margin indicates that 2025 revenue recovery translated into materially better bottom-line performance. This strengthens internal capital generation relative to the prior year and gives management more capacity to support lending growth and reinforce the franchise.
Bears Say
High LeveragePersistently high leverage reduces financial flexibility and makes results more sensitive to earnings volatility. A highly leveraged balance sheet can constrain lending and investment decisions, while leaving less capacity to absorb weaker performance or unexpected pressure over the coming quarters.
Negative Recent Cash FlowSustained negative operating and free cash flow is a material weakness because reported earnings have not recently converted into cash. Continued outflows can increase reliance on balance-sheet funding and limit the resources available for growth, resilience, and shareholder returns.
Volatile Operating ProfitabilityThe repeated shift from positive operating performance to negative margins demonstrates limited consistency in the core business. Even with improved net profitability in 2025, unstable operating results make earnings quality harder to assess and reduce confidence in sustainable returns.
UBK FAQ
What was UmweltBank AG’s price range in the past 12 months?
UmweltBank AG lowest stock price was €3.25 and its highest was €4.16 in the past 12 months.
What is UmweltBank AG’s market cap?
UmweltBank AG’s market cap is €139.92M.
When is UmweltBank AG’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were UmweltBank AG’s earnings last quarter?
Currently, no data Available
Is UmweltBank AG overvalued?
According to Wall Street analysts UmweltBank AG’s price is currently Overvalued.
Does UmweltBank AG pay dividends?
UmweltBank AG pays a Monthly dividend of €0.05 which represents an annual dividend yield of 2.96%. See more information on UmweltBank AG dividends here
What is UmweltBank AG’s EPS estimate?
UmweltBank AG’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does UmweltBank AG have?
UmweltBank AG has 41,396,717 shares outstanding.
What happened to UmweltBank AG’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of UmweltBank AG?
Currently, no hedge funds are holding shares in DE:UBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
UmweltBank AG Stock Smart Score
Underperform
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-5.88%
12-Months-Change
Fundamentals
Return on Equity
-0.13%
Trailing 12-Months
Asset Growth
―
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
UmweltBank AG
Operating as a financial institution in Germany, UmweltBank AG delivers a diverse array of banking and financial services. Its offerings include various deposit solutions, structured savings plans, environmentally-focused bonds, and specialized ecological investment accounts. The bank also provides personal credit and funds for construction endeavors. Furthermore, customers can access guaranteed bonus schemes, income-generating programs, a variety of investment instruments, as well as insurance and pension provisions, all supported by convenient online and telephone banking services. A significant aspect of its operations involves financing sustainable projects, such as residential developments, photovoltaic installations, wind and hydropower facilities, and biomass ventures. UmweltBank AG was established in 1997 and is headquartered in Nuremberg, Germany.
Technical Analysis
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MERKUR PRIVATBANK KGaA
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