Provident Financial Holdings (PROV) Stock Statistics & Valuation Metrics

Provident Financial Holdings has a market cap or net worth of $113.27M. The enterprise value is $232.22M.

Market Cap

$113.27M

Enterprise Value

$232.22M

Provident Financial Holdings has 6,233,958 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding

6,233,958

Owned by Insiders

9.86%

Owned by Institutions

36.07%

Provident Financial Holdings’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 0.55%.

Return on Equity (ROE)

0.05

Return on Assets (ROA)

0.01

Return on Invested Capital (ROIC)

0.55%

Return on Capital Employed (ROCE)

0.01

Revenue Per Employee

435.15K

Profits Per Employee

48.58K

Employee Count

137

Asset Turnover

0.05

Inventory Turnover

0.00

The current PE Ratio of Provident Financial Holdings is 17.81. Provident Financial Holdings’s PEG ratio is 1.64.

PE Ratio

17.81

PS Ratio

1.88

PB Ratio

0.90

Price to FCF

12.90

Price to Operating Cash Flow

12.65

PEG Ratio

1.64

In the last 12 months, Provident Financial Holdings had revenue of 59.62M and earned 6.66M in profits. Earnings per share was 1.04.

Revenue

59.62M

Gross Profit

40.61M

Operating Income

9.64M

Pretax Income

9.64M

Net Income

6.66M

EBITDA

9.64M

Earnings Per Share (EPS)

1.04

In the last 12 months, operating cash flow was 8.97M and capital expenditures -189,000, giving a free cash flow of 8.78M billion.

Operating Cash Flow

8.97M

Free Cash Flow

8.78M

Free Cash Flow per Share

1.41

Provident Financial Holdings pays an annual dividend of $0.14, resulting in a dividend yield of 3.08%

Dividend Per Share

$0.14

Dividend Yield

3.08%

Payout Ratio

60.87%

Free Cash Flow Yield

7.75%

Earnings Yield

5.77%

Beta

0.39

52-Week Price Change

15.59%

50-Day Moving Average

18.35

200-Day Moving Average

17.07

Relative Strength Index (RSI)

46.35

Average Volume (3m)

15.34K

Provident Financial Holdings upcoming earnings date is Jan 27, 2027, TBA (Not Confirmed).

Last Earnings Date

Oct 27, 2026

Next Earnings Date

Jan 27, 2027

Ex-Dividend Date

May 14, 2026

Provident Financial Holdings as a current ratio of 0.48, with Debt / Equity ratio of 124.42%

Current Ratio

0.48

Quick Ratio

0.48

Debt to Market Cap

1.43

Net Debt to EBITDA

11.19

Interest Coverage Ratio

0.49

In the past 12 months, Provident Financial Holdings has paid 2.98M in taxes.

Income Tax

2.98M

Effective Tax Rate

0.31

Provident Financial Holdings EV to EBITDA ratio is 14.30, with an EV/FCF ratio of 26.43.

EV to Sales

3.86

EV to EBITDA

14.30

EV to Free Cash Flow

26.43

EV to Operating Cash Flow

25.87

Provident Financial Holdings has $49.21M in cash and marketable securities with $157.05M in debt, giving a net cash position of -$107.84M billion.

Cash & Marketable Securities

$49.21M

Total Debt

$157.05M

Net Cash

-$107.84M

Net Cash Per Share

-$17.30

Tangible Book Value Per Share

$19.82

Gross margin is 66.52%, with operating margin of 15.08%, and net profit margin of 10.88%.

Gross Margin

66.52%

Operating Margin

15.08%

Pretax Margin

15.08%

Net Profit Margin

10.88%

EBITDA Margin

26.96%

EBIT Margin

23.32%

The average price target for Provident Financial Holdings is $18.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy

Price Target

$18.00

Price Target Upside

0.94% Downside

Analyst Consensus

Moderate Buy

Analyst Count

1

Revenue Growth Forecast

0.19%

EPS Growth Forecast

13.84%

Smart Score

6

AI Score

60