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Peoples Ltd. (PPLL)
OTHER OTC:PPLL
US Market
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Peoples (PPLL) Price & Analysis

85 Followers

PPLL Stock Chart & Stats

$57.80
$0.00(0.00%)
At close: 4:00 PM EDT
$57.80
$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Accelerating Revenue GrowthSustained acceleration in top-line growth indicates stronger product or deposit traction and a recovering core business mix. Over the next 2–6 months this momentum supports higher recurring earnings, better capacity to fund loan growth or reserves, and strengthens medium-term earnings visibility versus prior flat years.
Conservative Leverage ProfileMarked decline in leverage and falling absolute debt improves financial flexibility and lowers solvency risk. A conservative balance sheet gives management room to absorb loan losses, pursue selective growth, or return capital, making capital structure a durable strength through cyclical pressure in the next several months.
Consistent Positive Cash GenerationPersistent positive operating and free cash flow underpins internal funding for dividends, capex and debt paydown. Over a multi-month horizon, reliable cash generation reduces reliance on external funding and supports capital allocation choices, enhancing long-term resilience despite year-to-year variation.
Bears Say
Volatile Free Cash Flow / ConversionIrregular FCF and weak cash conversion in some years reduce predictability of internal funding and heighten reliance on balance-sheet buffers. Over 2–6 months this volatility can constrain dividend sustainability, limit re-investment or force short-term funding, especially if earnings soften or loan provisions rise.
Inconsistent Profitability And Margin VisibilitySwinging margins and gaps in recent margin data make it hard to assess sustainable earnings power. If higher 2025 earnings reflect one-off items rather than structural margin improvement, earnings could revert, undermining reinvestment capacity and ROE stability in the medium term.
Asset Growth Raises Balance-sheet Risk (quality Unknown)Rapid asset expansion without disclosed asset-quality metrics increases risk of credit concentration or underwriting deterioration. Over a 2–6 month horizon, this unknown elevates provisioning uncertainty and could pressure capital ratios or require conservative provisioning if economic conditions shift.

PPLL FAQ

What was Peoples Ltd.’s price range in the past 12 months?
Peoples Ltd. lowest stock price was $48.57 and its highest was $70.00 in the past 12 months.
    What is Peoples Ltd.’s market cap?
    Peoples Ltd.’s market cap is $104.82M.
      When is Peoples Ltd.’s upcoming earnings report date?
      Peoples Ltd.’s upcoming earnings report date is Oct 22, 2026 which is in 43 days.
        How were Peoples Ltd.’s earnings last quarter?
        Peoples Ltd. released its earnings results on Jul 23, 2026. The company reported $1.907 earnings per share for the quarter.
          Is Peoples Ltd. overvalued?
          According to Wall Street analysts Peoples Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Peoples Ltd. pay dividends?
            Peoples Ltd. pays a Quarterly dividend of $0.36 which represents an annual dividend yield of 2.91%. See more information on Peoples Ltd. dividends here
              What is Peoples Ltd.’s EPS estimate?
              Peoples Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Peoples Ltd. have?
              Peoples Ltd. has 1,813,551 shares outstanding.
                What happened to Peoples Ltd.’s price movement after its last earnings report?
                Peoples Ltd. reported an EPS of $1.907 in its last earnings report. Following the earnings report the stock price went up 0.87%.
                  Which hedge fund is a major shareholder of Peoples Ltd.?
                  Currently, no hedge funds are holding shares in PPLL
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Peoples Stock Smart Score

                    3
                    Underperform
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Negative
                    20 days / 200 days
                    Momentum
                    19.53%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    2.91%
                    Trailing 12-Months
                    Asset Growth
                    9.66%
                    Trailing 12-Months
                    Learn more about TipRanks Smart Score

                    Company Description

                    Peoples Ltd.

                    Peoples Ltd., headquartered in Wyalusing, Pennsylvania, functions as the parent entity for PS Bank, providing a comprehensive range of financial solutions. The company caters to a diverse clientele, including individual consumers, small businesses, and corporate clients across Pennsylvania, USA. Its extensive product portfolio features various deposit accounts, such as savings, checking, money market, business checking, NOW checking, and individual retirement accounts, alongside certificates of deposit. For lending requirements, Peoples Ltd. offers auto, personal, business, and commercial loans, as well as home equity loans, lines of credit, mortgages, and credit cards. Beyond traditional banking, the firm provides specialized business services like online cash management, credit card processing, remote deposit capture, and positive pay for fraud detection. Clients can also access investment and insurance products, retirement planning assistance, and convenient digital banking options via mobile and online platforms. Founded in 1914, Peoples Ltd. serves its communities through eight physical branches located in the Bradford, Sullivan, Wyoming, and Lackawanna counties of Pennsylvania.

                    Peoples (PPLL) Earnings & Revenues

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