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Peoples Ltd. (PPLL)
OTHER OTC:PPLL
US Market
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Peoples (PPLL) Price & Analysis

85 Followers

PPLL Stock Chart & Stats

$58.38
$0.00(0.00%)
At close: 4:00 PM EST
$58.38
$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Revenue Growth AccelerationAn ~18% top-line acceleration in 2025 shows improving franchise demand and pricing or mix tailwinds. Durable revenue growth supports scalable earnings, helps absorb fixed costs, and provides a firmer base for reinvestment, dividends, and capital allocation over the next 2–6 months.
Improved Balance Sheet LeverageMaterial de-leveraging and rising equity materially improve financial flexibility and lower interest-rate sensitivity. A lower debt-to-equity ratio enhances capacity for lending, cushions earnings against stress, and supports strategic moves or capital returns without endangering solvency.
Consistent Cash GenerationPersistent positive OCF and FCF provide a durable funding source for dividends, capex, and debt reduction. Reliable cash generation underpins capital allocation choices, reduces reliance on external funding, and strengthens resilience through business cycles over a multi-month horizon.
Bears Say
Asset-quality Visibility RiskRapid asset expansion without disclosed asset-quality metrics is a structural concern for a regional bank. If underwriting standards slipped, provisions and credit costs could rise, compressing capital and earnings; this remains a durable monitoring risk for upcoming quarters.
Volatile Free Cash Flow / Cash ConversionHistoric FCF volatility and episodes of weak cash conversion reduce predictability of funding for dividends and investments. Even with recent positive FCF, variability can constrain capital allocation and increase refinancing or liquidity stress risk during downturns over a multi-month horizon.
Inconsistent Profitability And Missing Margin DataEarnings volatility and incomplete margin disclosure undermine confidence in quality of recent income gains. Without clear margin trends, it's hard to know if improved net income is durable or driven by one-offs, complicating forecasting of sustainable ROE and cash returns.

PPLL FAQ

What was Peoples Ltd.’s price range in the past 12 months?
Peoples Ltd. lowest stock price was $45.71 and its highest was $70.00 in the past 12 months.
    What is Peoples Ltd.’s market cap?
    Peoples Ltd.’s market cap is $104.28M.
      When is Peoples Ltd.’s upcoming earnings report date?
      Peoples Ltd.’s upcoming earnings report date is Oct 22, 2026 which is in 89 days.
        How were Peoples Ltd.’s earnings last quarter?
        Peoples Ltd. released its earnings results on Jul 23, 2026. The company reported $1.907 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Peoples Ltd. overvalued?
          According to Wall Street analysts Peoples Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Peoples Ltd. pay dividends?
            Peoples Ltd. pays a Quarterly dividend of $0.35 which represents an annual dividend yield of 2.9%. See more information on Peoples Ltd. dividends here
              What is Peoples Ltd.’s EPS estimate?
              Peoples Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Peoples Ltd. have?
              Peoples Ltd. has 1,813,551 shares outstanding.
                What happened to Peoples Ltd.’s price movement after its last earnings report?
                Peoples Ltd. reported an EPS of $1.907 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.87%.
                  Which hedge fund is a major shareholder of Peoples Ltd.?
                  Currently, no hedge funds are holding shares in PPLL
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Peoples Stock Smart Score

                    5
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    91.80%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    2.90%
                    Trailing 12-Months
                    Asset Growth
                    10.83%
                    Trailing 12-Months

                    Company Description

                    Peoples Ltd.

                    Peoples Ltd., headquartered in Wyalusing, Pennsylvania, functions as the parent entity for PS Bank, providing a comprehensive range of financial solutions. The company caters to a diverse clientele, including individual consumers, small businesses, and corporate clients across Pennsylvania, USA. Its extensive product portfolio features various deposit accounts, such as savings, checking, money market, business checking, NOW checking, and individual retirement accounts, alongside certificates of deposit. For lending requirements, Peoples Ltd. offers auto, personal, business, and commercial loans, as well as home equity loans, lines of credit, mortgages, and credit cards. Beyond traditional banking, the firm provides specialized business services like online cash management, credit card processing, remote deposit capture, and positive pay for fraud detection. Clients can also access investment and insurance products, retirement planning assistance, and convenient digital banking options via mobile and online platforms. Founded in 1914, Peoples Ltd. serves its communities through eight physical branches located in the Bradford, Sullivan, Wyoming, and Lackawanna counties of Pennsylvania.

                    Peoples (PPLL) Earnings & Revenues

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