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Pinnacle Bankshares (PPBN) Price & Analysis

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PPBN Stock Chart & Stats

$65.39

$0.00(0.00%)

At close: Jul 29 4:00 PM EDT

$65.39

$0.00(0.00%)

Day’s Range― - ―

52-Week Range$36.78 - $68.87

Previous CloseN/A

Volume535.00

Average Volume (3M)718.00

Market Cap

$142.34M

Enterprise Value-$32.32

Total Cash (Recent Filing)$297.68M

Total Debt (Recent Filing)$0.00

Price to Earnings (P/E)3.5

Beta0.35

Next Earnings

Oct 27, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield1.81%

Share Statistics

EPS (TTM)16.83

Shares Outstanding2,171,235

10 Day Avg. Volume612

30 Day Avg. Volume718

Financial Highlights & Ratios

PEG Ratio0.56

Price to Book (P/B)1.40

Price to Sales (P/S)2.11

P/FCF Ratio12.86

Enterprise Value/Market Cap>-0.01

Enterprise Value/Revenue>-0.01

Enterprise Value/Gross Profit>-0.01

Enterprise Value/Ebitda>-0.01

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Revenue ScalingSustained revenue growth from $26.8M to $59.1M over five years signals durable franchise expansion and successful customer acquisition or product uptake. This scale strengthens competitive position and supports long‑term operating leverage, improving resilience to cyclical shocks.

Improving ProfitabilityA meaningful rise in net margin and net income indicates better core profitability and cost or spread management. Higher margins enhance cash generation potential and capacity to fund growth or cushions against credit losses, supporting sustainable return profiles for a regional bank.

Conservative Reported LeverageMaterial reduction in reported leverage and rising equity provide a stronger capital buffer and capacity to absorb losses or expand lending. Conservative leverage enhances solvency and regulatory flexibility, reducing long‑term funding and credit risk under stressed scenarios.

Bears Say

Uneven Cash GenerationVolatile operating and free cash flow reduce certainty around internal funding for growth, dividends, or loan loss coverage. Inconsistent cash conversion increases reliance on external funding in weak years and complicates medium‑term capital planning and stress testing for the bank.

Earnings VolatilityMaterial year‑to‑year swings in profitability suggest earnings are exposed to interest rate moves and credit conditions. This cyclicality undermines predictability of returns and could pressure capital ratios or strategic choices during adverse rate or credit environments.

Incomplete Funding VisibilityLack of granular deposit and liability information makes assessment of liquidity and wholesale funding dependence uncertain. Without detailed funding composition, it's harder to judge resilience to deposit runs or market stress, a structural risk for regional banks.

PPBN FAQ

What was Pinnacle Bankshares Corporation’s price range in the past 12 months?

Pinnacle Bankshares Corporation lowest stock price was $36.78 and its highest was $68.87 in the past 12 months.

What is Pinnacle Bankshares Corporation’s market cap?

Pinnacle Bankshares Corporation’s market cap is $142.34M.

When is Pinnacle Bankshares Corporation’s upcoming earnings report date?

Pinnacle Bankshares Corporation’s upcoming earnings report date is Oct 27, 2026 which is in 50 days.

How were Pinnacle Bankshares Corporation’s earnings last quarter?

Pinnacle Bankshares Corporation released its earnings results on Jul 28, 2026. The company reported $2.986 earnings per share for the quarter.

Is Pinnacle Bankshares Corporation overvalued?

According to Wall Street analysts Pinnacle Bankshares Corporation’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Pinnacle Bankshares Corporation pay dividends?

Pinnacle Bankshares Corporation pays a Quarterly dividend of $0.33 which represents an annual dividend yield of 1.81%. See more information on Pinnacle Bankshares Corporation dividends here

What is Pinnacle Bankshares Corporation’s EPS estimate?

Pinnacle Bankshares Corporation’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Pinnacle Bankshares Corporation have?

Pinnacle Bankshares Corporation has 2,171,235 shares outstanding.

What happened to Pinnacle Bankshares Corporation’s price movement after its last earnings report?

Pinnacle Bankshares Corporation reported an EPS of $2.986 in its last earnings report. Following the earnings report the stock price went up 5.017%.

Which hedge fund is a major shareholder of Pinnacle Bankshares Corporation?

Currently, no hedge funds are holding shares in PPBN

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Pinnacle Bankshares Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

1.81%

Trailing 12-Months

Asset Growth

9.73%

Trailing 12-Months

Learn more about TipRanks Smart Score

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Company Description

Pinnacle Bankshares Corporation

Pinnacle Bankshares Corporation operates as a bank holding company for First National Bank that provides a range of commercial and retail banking products and services in the United States. The company accepts checking accounts, savings and time deposits, individual retirement accounts, certificates of deposit, and money market accounts. Its loan products include residential and commercial mortgage loans, home equity loans, consumer installment loans, agricultural loans, investment loans, small business loans, commercial loans, lines of credit, and letters of credit. It also provides credit cards; insurance products, including property and casualty, life, and health; treasury and other services; investment and annuity products; and overdraft protection, merchant bankcard processing, reorder checks, remote deposit capture, online bill pay, digital wallet, mobile capture, night drop, safe deposit box, merchant, and notary services, as well as telephone, mobile, and online banking services. The company operates through branches in Amherst County, Bedford County, Campbell County, and Pittsylvania County; and the city of Danville, Lynchburg and Charlottesville. Pinnacle Bankshares Corporation was founded in 1908 and is headquartered in Altavista, Virginia.