PMI Group AI Stock Analysis
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PMI Group (PMIR) AI Stock Analysis
PMI Group
(Other OTC:PMIR)
The overall score is at the absolute minimum, reflecting a company in severe financial distress with an insolvent balance sheet, negative cash flows, and negligible revenue. Technical indicators confirm a dead market with no momentum, and the negative P/E ratio underscores the lack of earnings. There are no mitigating factors from earnings calls or corporate events. This represents an extreme level of risk for investors.
PMI Group (PMIR) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- $497.87K
- Dividend Yield
- ―
- Average Volume (3M)
- ―
- Price to Earnings (P/E)
- -1.0
- Beta (1Y)
- 0.63
- Revenue Growth
- -100.00%
- EPS Growth
- 11.12%
- Country
- US
- Employees
- 0
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Insurance - Specialty
PMI Group Business Overview & Revenue Model
Company Description
The PMI Group, Inc. does not have significant operations. Previously, the company was involved in mortgage insurance business. The PMI Group, Inc. was founded in 1972 and is based in New York, New York.
How the Company Makes Money
PMI Group historically made money primarily by underwriting private mortgage insurance (PMI) on residential mortgage loans, earning insurance premiums in exchange for assuming a portion of the credit-loss risk when borrowers defaulted. Key revenue st...
PMI Group Financial Statement Overview
Summary
The company is in critical financial distress. Revenue is negligible ($2,000) with no growth, while operating expenses far exceed revenue, resulting in a net loss of $645,000. Liabilities exceed assets, leading to negative shareholders' equity of -$2,709,000, indicating insolvency. Operating cash flow is negative (-$200,000), meaning the company is burning cash with no ability to service debt. This is an extremely high-risk financial profile.
Income Statement
1Very NegativeBalance Sheet
1Very NegativeCash Flow
1Very Negative| Breakdown | TTM | Mar 2026 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 2,000 | 2,000 | 2,000 | 20.00K | 216.00K | -148.00K |
| Gross Profit | 2,000 | 2,000 | 0 | 20.00K | 4,000 | 2,000 |
| EBITDA | -571.00K | -350.00K | -698.00K | -595.00K | 4.79M | -933.00K |
| Net Income | -817.00K | -645.00K | -907.00K | -784.00K | 4.10M | -1.64M |
Balance Sheet | ||||||
| Total Assets | 589.00K | 514.00K | 205.00K | 745.00K | 1.22M | 2.56M |
| Cash, Cash Equivalents and Short-Term Investments | 0 | 400.00K | 0 | 0 | 396.00K | 779.00K |
| Total Debt | 2.47M | 2.62M | 1.83M | 1.62M | 1.43M | 6.78M |
| Total Liabilities | 2.97M | 3.22M | 2.27M | 1.90M | 1.59M | 7.03M |
| Stockholders Equity | -2.38M | -2.71M | -2.06M | -1.16M | -373.00K | -4.47M |
Cash Flow | ||||||
| Free Cash Flow | -300.00K | -200.00K | -471.00K | -496.00K | -1.24M | -1.10M |
| Operating Cash Flow | -300.00K | -200.00K | -471.00K | -496.00K | -1.24M | -1.10M |
| Investing Cash Flow | 0 | 0 | 0 | 0 | 749.00K | 500.00K |
| Financing Cash Flow | 500.00K | 500.00K | 0 | 0 | 100.00K | 0 |
PMI Group Peers Comparison
Overall Rating
NMIH80Outperform
AGO75Outperform
RDN75Outperform
MBI46Neutral- PMIR37Underperform
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| NMIH | 80Outperform | $2.91B | 7.51 | 14.78% | ― | 6.85% | 6.19% |
| AGO | 75Outperform | $3.24B | 10.49 | 5.88% | 2.02% | 3.29% | -12.50% |
| RDN | 75Outperform | $4.71B | 8.90 | 11.73% | 2.78% | 56.63% | 1.91% |
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| MBI | 46Neutral | $240.81M | -1.47 | 6.97% | ― | 17.98% | 10.28% |
| PMIR | 37Underperform | $497.87K | -1.02 | 19.10% | ― | -100.00% | 11.12% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| PMIR | PMI Group | 0.24 | -0.01 | -4.00% | |
| AGO | Assured Guaranty | 73.16 | -12.02 | -14.11% | |
| MBI | MBIA Inc | 4.68 | -2.86 | -37.93% | |
| RDN | Radian Group Inc | 36.75 | 3.45 | 10.35% | |
| NMIH | NMI Holdings Inc | 38.88 | 2.26 | 6.17% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Nov 12, 2026