Palomar Holdings(PLMR)
$159.16-1.93 (-1.20%)
PLMR
Palomar Holdings financials statements
$159.16
At close:-1.93 (-1.20%)
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Palomar Holdings (PLMR) Ratios
369 Followers
Palomar Holdings Ratios
PLMR's free cash flow for Q3 2026 was $120.49M. For the 2026 fiscal year, PLMR's free cash flow was decreased by $-70.00K and operating cash flow was $120.56M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Quick Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Solvency Ratio | 0.16 | 0.08 | 0.07 | 0.06 | 0.09 |
| Operating Cash Flow Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Short-Term Operating Cash Flow Coverage | 441.34 | 248.72 | 2.21 | 4.66 | 0.00 |
| Net Current Asset Value | $ -723.88M | $ -1.53B | $ -1.24B | $ -921.70M | $ -531.57M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.00 | 0.00 | 0.03 | 0.03 | 0.00 |
| Debt-to-Equity Ratio | 0.01 | 0.00 | 0.11 | 0.09 | 0.00 |
| Debt-to-Capital Ratio | 0.01 | 0.00 | 0.10 | 0.09 | 0.00 |
| Long-Term Debt-to-Capital Ratio | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 |
| Financial Leverage Ratio | 2.36 | 3.10 | 3.62 | 3.40 | 2.35 |
| Debt Service Coverage Ratio | 156.47 | 56.59 | 1.55 | 1.53 | 1235.78 |
| Interest Coverage Ratio | 646.40 | 132.86 | 27.45 | 77.38 | 1428.45 |
| Debt to Market Cap | 0.00 | 0.00 | 0.04 | 0.03 | 0.00 |
| Interest Debt Per Share | 0.28 | 0.04 | 2.27 | 1.48 | 0.00 |
| Net Debt to EBITDA | -0.38 | -0.51 | 0.01 | -0.44 | -0.83 |
| Profitability Margins | |||||
| Gross Profit Margin | 73.90% | 48.65% | 52.03% | 42.08% | 44.76% |
| EBIT Margin | 28.97% | 27.50% | 28.57% | 20.92% | 23.08% |
| EBITDA Margin | 29.99% | 28.43% | 29.77% | 22.18% | 24.51% |
| Operating Profit Margin | 28.93% | 27.30% | 27.57% | 20.65% | 23.06% |
| Pretax Profit Margin | 28.93% | 27.30% | 27.57% | 20.65% | 23.06% |
| Net Profit Margin | 22.50% | 21.23% | 21.07% | 15.95% | 18.50% |
| Continuous Operations Profit Margin | 22.50% | 21.23% | 21.07% | 15.95% | 18.50% |
| Net Income Per EBT | 77.77% | 77.76% | 76.42% | 77.23% | 80.24% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 8.85% | 5.20% | 4.64% | 3.99% | 4.95% |
| Return on Equity (ROE) | 20.91% | 16.13% | 16.81% | 13.56% | 11.63% |
| Return on Capital Employed (ROCE) | 11.38% | 6.68% | 6.07% | 5.17% | 6.17% |
| Return on Invested Capital (ROIC) | 8.85% | 5.19% | 150.57% | 143.32% | 0.00% |
| Return on Tangible Assets | 9.18% | 5.23% | 4.67% | 4.02% | 5.00% |
| Earnings Yield | 5.49% | 4.36% | 5.75% | 4.58% | 2.78% |
| Efficiency Ratios | |||||
| Receivables Turnover | 1.93 | 0.79 | 0.70 | 0.92 | 1.01 |
| Payables Turnover | 0.59 | 1.09 | 0.80 | 1.10 | 2.33 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 343.38 | 1291.06 | 1007.84 | 542.43 | 470.19 |
| Asset Turnover | 0.39 | 0.24 | 0.22 | 0.25 | 0.27 |
| Working Capital Turnover Ratio | 3.13 | 0.00 | 0.00 | 0.00 | 0.91 |
| Cash Conversion Cycle | -429.33 | 127.90 | 69.49 | 66.62 | 204.74 |
| Days of Sales Outstanding | 188.72 | 461.89 | 523.11 | 397.79 | 361.37 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 618.05 | 333.98 | 453.61 | 331.17 | 156.63 |
| Operating Cycle | 188.72 | 461.89 | 523.11 | 397.79 | 361.37 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 15.36 | 10.23 | 4.68 | 6.72 | 3.45 |
| Free Cash Flow Per Share | 15.09 | 10.22 | 4.41 | 6.48 | 3.26 |
| Dividend Paid and CapEx Coverage Ratio | 57.36 | 1074.72 | 17.18 | 28.57 | 18.09 |
| Capital Expenditure Coverage Ratio | 57.36 | 1074.72 | 17.18 | 28.57 | 18.09 |
| Operating Cash Flow Coverage Ratio | 57.70 | 0.00 | 2.21 | 4.66 | 0.00 |
| Operating Cash Flow to Sales Ratio | 0.47 | 0.47 | 0.31 | 0.52 | 0.35 |
| Free Cash Flow Yield | 11.20% | 9.68% | 7.94% | 14.36% | 5.03% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 18.21 | 22.90 | 17.39 | 21.85 | 35.97 |
| Price-to-Sales (P/S) Ratio | 4.10 | 4.87 | 3.66 | 3.49 | 6.65 |
| Price-to-Book (P/B) Ratio | 3.81 | 3.70 | 2.92 | 2.96 | 4.18 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 8.93 | 10.33 | 12.60 | 6.97 | 19.88 |
| Price-to-Operating Cash Flow Ratio | 8.77 | 10.32 | 11.87 | 6.72 | 18.78 |
| Price-to-Earnings Growth (PEG) Ratio | 0.30 | 0.51 | 0.32 | 1.46 | 0.06 |
| Enterprise Value Multiple | 13.29 | 16.60 | 12.32 | 15.28 | 26.33 |
| Enterprise Value | 3.49B | 2.61B | 1.38B | 1.11B | 1.60B |
| EV to EBITDA | 13.29 | 16.60 | 12.32 | 15.28 | 26.33 |
| EV to Sales | 3.98 | 4.72 | 3.67 | 3.39 | 6.45 |
| EV to Free Cash Flow | 8.68 | 10.02 | 12.61 | 6.77 | 19.27 |
| EV to Operating Cash Flow | 8.53 | 10.01 | 11.87 | 6.54 | 18.21 |
| Tangible Book Value Per Share | 32.37 | 28.05 | 18.49 | 14.91 | 15.11 |
| Shareholders’ Equity Per Share | 35.39 | 28.57 | 18.99 | 15.24 | 15.48 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.22 | 0.24 | 0.23 | 0.20 |
| Revenue Per Share | 32.88 | 21.70 | 15.14 | 12.96 | 9.73 |
| Net Income Per Share | 7.40 | 4.61 | 3.19 | 2.07 | 1.80 |
| Tax Burden | 0.78 | 0.78 | 0.76 | 0.77 | 0.80 |
| Interest Burden | 1.00 | 0.99 | 0.96 | 0.99 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock-Based Compensation to Revenue | 0.02 | 0.03 | 0.04 | 0.04 | 0.02 |
| Income Quality | 2.08 | 2.22 | 1.47 | 3.25 | 1.92 |
Currency in USD
