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Total Valuation
PKO Bank Polski S.A. has a market cap or net worth of zł146.13B. The enterprise value is zł159.95K.
Market Capzł146.13B
Enterprise Valuezł159.95K
Share Statistics
PKO Bank Polski S.A. has 1,250,000,000 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding1,250,000,000
Owned by Insiders―
Owned by Institutions0.15%
Financial Efficiency
PKO Bank Polski S.A.’s return on equity (ROE) is 0.18 and return on invested capital (ROIC) is 1.81%.
Return on Equity (ROE)0.18
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)1.81%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee1.22M
Profits Per Employee410.61K
Employee Count26,015
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of PKO Bank Polski S.A. is 13.5. PKO Bank Polski S.A.’s PEG ratio is 0.67.
PE Ratio13.5
PS Ratio3.34
PB Ratio1.82
Price to Fair Value1.82
Price to FCF14.60
Price to Operating Cash Flow20.05
PEG Ratio0.67
Income Statement
In the last 12 months, PKO Bank Polski S.A. had revenue of 31.87B and earned 10.68B in profits. Earnings per share was 8.55.
Revenue31.87B
Gross Profit21.88B
Operating Income13.85B
Pretax Income13.72B
Net Income10.68B
EBITDA14.27B
Earnings Per Share (EPS)8.55
Cash Flow
In the last 12 months, operating cash flow was 7.29B and capital expenditures -1.52B, giving a free cash flow of 5.77B billion.
Operating Cash Flow7.29B
Free Cash Flow5.77B
Free Cash Flow per Share4.62
Dividends & Yields
PKO Bank Polski S.A. pays an annual dividend of zł6.14, resulting in a dividend yield of 5.25%
Dividend Per Sharezł6.14
Dividend Yield5.25%
Payout Ratio70.80%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.51
52-Week Price Change69.71%
50-Day Moving Average106.92
200-Day Moving Average92.08
Relative Strength Index (RSI)67.17
Average Volume (3m)2.31M
Important Dates
PKO Bank Polski S.A. upcoming earnings date is Nov 5, 2026, TBA (Confirmed).
Last Earnings DateAug 13, 2026
Next Earnings DateNov 5, 2026
Ex-Dividend Date―
Financial Position
PKO Bank Polski S.A. as a current ratio of 1.60, with Debt / Equity ratio of 83.70%
Current Ratio1.60
Quick Ratio1.60
Debt to Market Cap0.38
Net Debt to EBITDA1.37
Interest Coverage Ratio1.52
Taxes
In the past 12 months, PKO Bank Polski S.A. has paid 3.17B in taxes.
Income Tax3.17B
Effective Tax Rate0.23
Enterprise Valuation
PKO Bank Polski S.A. EV to EBITDA ratio is 8.83, with an EV/FCF ratio of 17.29.
EV to Sales3.96
EV to EBITDA8.83
EV to Free Cash Flow17.29
EV to Operating Cash Flow14.58
Balance Sheet
PKO Bank Polski S.A. has zł15.76B in cash and marketable securities with zł46.80B in debt, giving a net cash position of -zł31.04B billion.
Cash & Marketable Securitieszł15.76B
Total Debtzł46.80B
Net Cash-zł31.04B
Net Cash Per Share-zł24.83
Tangible Book Value Per Sharezł43.46
Margins
Gross margin is 76.05%, with operating margin of 43.06%, and net profit margin of 33.52%.
Gross Margin76.05%
Operating Margin43.06%
Pretax Margin43.06%
Net Profit Margin33.52%
EBITDA Margin44.78%
EBIT Margin43.06%
Analyst Forecast
The average price target for PKO Bank Polski S.A. is zł117.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Targetzł117.00
Price Target Upside1.05% Upside
Analyst ConsensusModerate Buy
Analyst Count4
Revenue Growth Forecast-2.25%
EPS Growth Forecast7.99%