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Answear.com SA (PL:ANR)
:ANR
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Answear.com SA (ANR) AI Stock Analysis

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PL:ANR

Answear.com SA

(ANR)

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Rating:43Neutral
Price Target:
zł29.00
▲(35.51% Upside)
Action:N/A
Date:09/16/25
The low overall score is driven primarily by deteriorating profitability and shrinking margins, which raise concern despite ongoing revenue and cash flow growth. High financial leverage adds further risk. Technical indicators and valuation both fail to provide support, as there is insufficient technical data and a negative P/E ratio reflects operating challenges rather than undervaluation.
Positive Factors
Market Position
Being a leading e-commerce platform in a growing sector positions Answear.com well to capitalize on increasing online shopping trends and expand its customer base.
Negative Factors
Declining Margins
Declining margins reflect operational inefficiencies or increased competition, which can erode profitability and hinder the company's competitive position over time.
Read all positive and negative factors
Positive Factors
Negative Factors
Market Position
Being a leading e-commerce platform in a growing sector positions Answear.com well to capitalize on increasing online shopping trends and expand its customer base.
Read all positive factors

Answear.com SA (ANR) vs. SPDR S&P 500 ETF (SPY)

Answear.com SA Business Overview & Revenue Model

Company Description
Answear.com S.A. operates as an e-commerce fashion retailer, established in 2011 and based in Kraków, Poland. The company specializes in selling apparel, footwear, and various accessories to customers across multiple countries, including Poland, t...
How the Company Makes Money
Answear.com generates revenue primarily through the sale of fashion and lifestyle products on its online platform. The company utilizes a direct sales model, purchasing inventory from suppliers and selling it directly to consumers, which allows fo...

Answear.com SA Financial Statement Overview

Summary
Answear.com SA shows solid revenue and cash flow growth, but these positives are outweighed by sharply declining margins, a shift to net losses, and deteriorating return on equity. High leverage further raises financial risk. While strong free cash flow helps support operational liquidity, the overall financial profile signals significant caution.
Income Statement
40
Negative
Balance Sheet
48
Neutral
Cash Flow
67
Positive
BreakdownTTMDec 2025Mar 2025Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue1.73B1.70B1.51B1.26B973.45M683.52M
Gross Profit481.75M344.25M301.66M407.21M380.61M287.61M
EBITDA57.82M58.10M35.34M57.85M57.63M43.41M
Net Income-1.16M9.31M-10.04M20.21M25.87M22.89M
Balance Sheet
Total Assets855.02M886.95M844.18M770.97M577.96M398.50M
Cash, Cash Equivalents and Short-Term Investments18.00M63.23M46.77M87.74M49.73M23.01M
Total Debt312.47M286.77M273.94M277.51M211.94M108.27M
Total Liabilities628.64M653.88M620.67M537.42M410.84M261.36M
Stockholders Equity226.37M233.07M223.51M233.55M167.11M137.14M
Cash Flow
Free Cash Flow292.40M220.72M159.93M93.04M30.30M-32.42M
Operating Cash Flow297.45M223.29M193.45M103.72M46.94M-17.93M
Investing Cash Flow-11.32M-11.73M-24.78M-10.87M-21.43M-14.48M
Financing Cash Flow-292.18M-195.06M-209.47M-54.05M80.00K33.36M

Answear.com SA Technical Analysis

Technical Analysis Sentiment
Positive
Last Price21.40
Price Trends
50DMA
19.69
Positive
100DMA
18.95
Positive
200DMA
20.82
Positive
Market Momentum
MACD
0.35
Positive
RSI
54.84
Neutral
STOCH
58.33
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PL:ANR, the sentiment is Positive. The current price of 21.4 is above the 20-day moving average (MA) of 21.29, above the 50-day MA of 19.69, and above the 200-day MA of 20.82, indicating a neutral trend. The MACD of 0.35 indicates Positive momentum. The RSI at 54.84 is Neutral, neither overbought nor oversold. The STOCH value of 58.33 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for PL:ANR.

Answear.com SA Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
72
Outperform
zł1.28B11.849.35%1.90%13.90%17.64%
64
Neutral
zł46.36B30.0014.76%5.89%48.75%
61
Neutral
$18.38B12.79-2.54%3.03%1.52%-15.83%
43
Neutral
zł404.20M-332.29-0.50%9.87%45.87%
* Consumer Cyclical Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
PL:ANR
Answear.com SA
21.00
-8.75
-29.41%
PL:ALE
Allegroeu
46.04
10.04
27.89%
PL:MO2
MODERN COMMERCE S.A.
0.09
-0.05
-34.07%
PL:VRG
VRG S.A.
5.38
0.83
18.24%
PL:MIG
SUNDRAGON SA
0.42
-0.19
-30.72%
PL:HPE
Arena.pl SA
0.48
-0.12
-20.33%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Sep 16, 2025