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Parke Bancorp
(NASDAQ:PKBK)
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Rating:64Neutral
Price Target:
$36.00
â–²(5.91% Upside)
Action:Reiterated
Date:09/24/26
PKBK’s score is primarily supported by solid financial performance (strong profitability, improving ROE, and strong cash conversion) and favorable valuation (low P/E with a dividend). These positives are offset by weak short-term technical momentum and the key fundamental watch item: a sharp TTM revenue decline that may pressure earnings stability.
Positive Factors
Strong cash conversion
Free cash flow at roughly 1.0x net income and 27% TTM growth indicates that reported earnings are converting into cash, strengthening internal funding capacity. If maintained, this supports lending, capital resilience, and shareholder distributions while reducing reliance on external funding.
Negative Factors
Sharp TTM revenue contraction
The sharp TTM revenue contraction raises concern that recent earnings strength may not be fully durable. Continued weakness in the top line could reduce net interest and fee income, constrain operating leverage, and make future profitability more dependent on cost control or favorable credit conditions.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong cash conversion
Free cash flow at roughly 1.0x net income and 27% TTM growth indicates that reported earnings are converting into cash, strengthening internal funding capacity. If maintained, this supports lending, capital resilience, and shareholder distributions while reducing reliance on external funding.
Read all positive factors
Parke Bancorp (PKBK) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$386.13M
Dividend Yield2.31%
Average Volume (3M)39.90K
Price to Earnings (P/E)8.1
Beta (1Y)0.62
Revenue Growth8.56%
EPS Growth40.25%
CountryUS
Employees103
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)4.03
Shares Outstanding11,761,470
10 Day Avg. Volume42,748
30 Day Avg. Volume39,895
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)0.90
Price to Sales (P/S)2.01
P/FCF Ratio7.54
Enterprise Value/Market Cap1.04
Enterprise Value/Revenue3.36
Enterprise Value/Gross Profit7.03
Enterprise Value/Ebitda12.61
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Parke Bancorp Business Overview & Revenue Model
Company Description
Parke Bancorp, Inc., the parent company of Parke Bank, delivers a comprehensive suite of financial services to individuals and small to medium-sized enterprises. Clients can access a variety of deposit options, such as checking, savings, and money...
How the Company Makes Money
Parke Bancorp makes money primarily through its banking subsidiary by generating interest income and fee-based (noninterest) income. The core revenue driver is net interest income: the bank earns interest and loan-related income on its loan portfo...
Parke Bancorp Financial Statement Overview
Summary
Income Statement
62
Positive
Balance Sheet
66
Positive
Cash Flow
74
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 119.06M | 146.08M | 129.41M | 119.40M | 95.86M | 90.87M |
| Gross Profit | 56.95M | 77.93M | 62.28M | 72.96M | 79.91M | 77.42M |
| EBITDA | 31.74M | 50.46M | 36.87M | 38.15M | 56.72M | 55.60M |
| Net Income | 47.34M | 37.77M | 27.51M | 28.46M | 41.82M | 40.76M |
Balance Sheet | ||||||
| Total Assets | 2.33B | 2.25B | 2.14B | 2.02B | 1.98B | 2.14B |
| Cash, Cash Equivalents and Short-Term Investments | 168.66M | 156.87M | 221.53M | 187.47M | 191.52M | 609.90M |
| Total Debt | 178.40M | 143.40M | 188.30M | 168.11M | 126.07M | 120.88M |
| Total Liabilities | 1.98B | 1.92B | 1.84B | 1.74B | 1.72B | 1.90B |
| Stockholders Equity | 356.14M | 324.52M | 300.07M | 284.32M | 266.03M | 232.36M |
Cash Flow | ||||||
| Free Cash Flow | 33.21M | 38.93M | 35.04M | 23.02M | 43.30M | 38.58M |
| Operating Cash Flow | 33.51M | 39.52M | 35.13M | 23.02M | 43.45M | 38.64M |
| Investing Cash Flow | -85.20M | -173.07M | -80.07M | -34.89M | -262.94M | 79.19M |
| Financing Cash Flow | 97.10M | 68.86M | 86.06M | 10.10M | -194.91M | 20.12M |
Parke Bancorp Technical Analysis
Neutral
33.99
Price Trends
33.32
Negative
33.12
Negative
30.75
Positive
Market Momentum
-0.09
Negative
48.26
Neutral
65.14
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PKBK, the sentiment is Neutral. The current price of 33.99 is above the 20-day moving average (MA) of 32.66, above the 50-day MA of 33.32, and above the 200-day MA of 30.75, indicating a neutral trend. The MACD of -0.09 indicates Negative momentum. The RSI at 48.26 is Neutral, neither overbought nor oversold. The STOCH value of 65.14 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for PKBK.
Parke Bancorp Risk Analysis
Parke Bancorp disclosed 27 risk factors in its most recent earnings report. Parke Bancorp reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Parke Bancorp Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
79 Outperform | $366.08M | 11.74 | 11.72% | 2.46% | 6.41% | 17.50% | |
70 Outperform | $413.68M | 10.77 | 14.49% | 1.61% | 18.42% | 190.13% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | $367.52M | 6.65 | 12.78% | 2.70% | 17.42% | 538.62% | |
67 Neutral | $300.27M | 14.47 | 8.48% | 2.85% | 11.11% | 24.17% | |
64 Neutral | $386.13M | 8.15 | 13.90% | 2.31% | 8.56% | 40.25% |
* Financial Sector Average
PKBK
Parke Bancorp
32.83
11.77
55.87%
FRST
Primis Financial
14.82
4.44
42.80%
TSBK
Timberland Bancorp
47.08
16.74
55.16%
CHMG
Chemung Financial
85.80
35.76
71.46%
ISBA
Isabella Bank
39.36
4.68
13.50%
Parke Bancorp Corporate Events
Business Operations and StrategyExecutive/Board Changes
Parke Bancorp Updates Board Governance, Appoints New Director
Positive
Sep 24, 2026
On September 22, 2026, Parke Bancorp, Inc. appointed entrepreneur Michael L. Regina to its Board of Directors and to the board of Parke Bank, with his committee assignments to be determined later. Regina, a prominent business leader in South Jerse...
Business Operations and StrategyDividends
Parke Bancorp Announces Quarterly Cash Dividend Plan
Positive
Sep 22, 2026
On September 22, 2026, Parke Bancorp, Inc. declared a cash dividend of $0.20 per share, to be paid on October 16, 2026, to shareholders of record as of the close of business on October 2, 2026. The move underscores management’s willingness t...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.