Want to see PGR full AI Analyst Report?
Net Premiums Earned by Segment
Represents the portion of written premiums recognized as revenue during the period for each line of business, showing the timing of insurance revenue. Comparing earned vs. written premiums helps assess growth consistency and seasonality.Agency personal lines have been the core growth engine, but recent flattening signals that prior pricing and share gains may be running out of steam—future top‑line upside will hinge on new customer acquisition, rate action or M&A. Direct personal lines look matured and largely plateaued, limiting incremental growth from that channel. Commercial lines are more volatile (a transient spike then normalization), highlighting higher reserve and repricing risk as Progressive grows that book and potentially increases earnings variability.
Date | Agency, Personal Lines | Direct, Personal Lines | Commercial Lines | Other Indemnity |
|---|---|---|---|---|
Jun 30, 2026 | $7.63B | $777.00M | $2.69B | $2.00M |
Mar 31, 2026 | $7.48B | $770.00M | $2.58B | $1.00M |
Dec 31, 2025 | $7.57B | $774.00M | $2.66B | $1.00M |
Sep 30, 2025 | $7.48B | $790.00M | $2.76B | $0.00 |
Jun 30, 2025 | $7.30B | $776.00M | $2.77B | $1.00M |
Mar 31, 2025 | $7.03B | $776.00M | $2.70B | $0.00 |
Dec 31, 2024 | $6.94B | $782.50M | $2.76B | $400.00K |
Sep 30, 2024 | $6.63B | $761.80M | $2.73B | $200.00K |
Jun 30, 2024 | $6.21B | $735.90M | $2.66B | $200.00K |
Mar 31, 2024 | $5.86B | $712.80M | $2.56B | $200.00K |