tiprankstipranks
Peoples Financial Corp. (PFBX)
OTHER OTC:PFBX
US Market
PFBX
Peoples Financial
RESEARCH TOOLSreports
Want to see PFBX full AI Analyst Report?

Peoples Financial (PFBX) Ratios

31 Followers

Peoples Financial Ratios

PFBX's free cash flow for Q2 2026 was $1.00. For the 2026 fiscal year, PFBX's free cash flow was decreased by $ and operating cash flow was $0.15. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 0.59 0.04 0.58 0.04 0.49
Quick Ratio
 0.59 0.04 0.58 0.04 0.49
Cash Ratio
 0.04 0.03 0.15 0.03 0.04
Solvency Ratio
 <0.01 <0.01 0.03 0.01 0.01
Operating Cash Flow Ratio
 <0.01 <0.01 <0.01 0.01 0.01
Short-Term Operating Cash Flow Coverage
 0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -309.85M$ -605.94M$ -321.94M$ -702.14M$ -420.17M
Leverage Ratios
Debt-to-Assets Ratio
 0.05 <0.01 0.00 0.02 0.00
Debt-to-Equity Ratio
 0.38 <0.01 0.00 0.27 0.00
Debt-to-Capital Ratio
 0.28 <0.01 0.00 0.21 0.00
Long-Term Debt-to-Capital Ratio
 0.28 <0.01 0.00 0.21 0.00
Financial Leverage Ratio
 7.60 7.24 9.24 11.51 15.61
Debt Service Coverage Ratio
 0.60 0.68 2.43 1.75 4.92
Interest Coverage Ratio
 0.55 0.59 0.87 1.83 3.02
Debt to Market Cap
 0.34 <0.01 0.00 0.24 0.00
Interest Debt Per Share
 10.10 1.94 2.07 5.27 0.46
Net Debt to EBITDA
 2.55 -2.92 -10.65 -0.33 -4.01
Profitability Margins
Gross Profit Margin
116.27%99.99%75.97%84.88%92.57%
EBIT Margin
18.83%17.49%21.24%29.02%21.63%
EBITDA Margin
23.69%23.40%25.65%33.16%27.22%
Operating Profit Margin
18.83%17.49%21.24%29.02%21.63%
Pretax Profit Margin
18.83%17.49%21.24%29.02%21.63%
Net Profit Margin
15.49%14.22%55.01%23.56%29.70%
Continuous Operations Profit Margin
15.49%14.22%55.01%23.56%29.70%
Net Income Per EBT
82.25%81.29%258.99%81.21%137.34%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
0.48%0.54%2.61%1.15%1.04%
Return on Equity (ROE)
3.67%3.89%24.11%13.23%16.20%
Return on Capital Employed (ROCE)
2.79%3.85%7.54%10.33%8.58%
Return on Invested Capital (ROIC)
-1.59%3.13%7.54%8.23%8.58%
Return on Tangible Assets
0.48%0.54%2.61%1.15%1.04%
Earnings Yield
3.30%4.16%25.03%11.81%13.18%
Efficiency Ratios
Receivables Turnover
 8.01 8.99 11.22 11.05 9.19
Payables Turnover
 0.00 0.00 0.00 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 1.42 1.58 2.11 2.00 1.63
Asset Turnover
 0.03 0.04 0.05 0.05 0.03
Working Capital Turnover Ratio
 -0.09 -0.06 -0.08 -0.07 -0.09
Cash Conversion Cycle
 45.57 40.60 32.53 33.03 39.70
Days of Sales Outstanding
 45.57 40.60 32.53 33.03 39.70
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 0.00 0.00 0.00 0.00
Operating Cycle
 45.57 40.60 32.53 33.03 39.70
Cash Flow Ratios
Operating Cash Flow Per Share
 0.96 0.98 1.29 1.94 1.69
Free Cash Flow Per Share
 0.95 0.91 1.08 1.39 1.23
CapEx Per Share
 0.01 0.07 0.21 0.54 0.46
Free Cash Flow to Operating Cash Flow
 0.98 0.93 0.84 0.72 0.73
Dividend Paid and CapEx Coverage Ratio
 2.56 2.29 2.00 1.81 2.58
Capital Expenditure Coverage Ratio
 64.32 14.91 6.18 3.57 3.64
Operating Cash Flow Coverage Ratio
 0.12 5.63 0.00 0.49 0.00
Operating Cash Flow to Sales Ratio
 0.19 0.16 0.15 0.23 0.26
Free Cash Flow Yield
3.89%4.47%5.83%8.39%8.45%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 30.38 23.95 3.99 8.47 7.59
Price-to-Sales (P/S) Ratio
 4.69 3.42 2.20 2.00 2.25
Price-to-Book (P/B) Ratio
 1.11 0.93 0.96 1.12 1.23
Price-to-Free Cash Flow (P/FCF) Ratio
 25.68 22.38 17.15 11.91 11.83
Price-to-Operating Cash Flow Ratio
 25.28 20.88 14.37 8.57 8.58
Price-to-Earnings Growth (PEG) Ratio
 -0.38 -0.29 0.03 3.23 1.99
Price-to-Fair Value
 1.11 0.93 0.96 1.12 1.23
Enterprise Value Multiple
 22.37 11.69 -2.08 5.68 4.27
Enterprise Value
 126.65M 75.22M -21.04M 73.31M 35.00M
EV to EBITDA
 22.37 11.69 -2.08 5.68 4.27
EV to Sales
 5.30 2.73 -0.53 1.88 1.16
EV to Free Cash Flow
 28.99 17.91 -4.16 11.25 6.10
EV to Operating Cash Flow
 28.54 16.70 -3.49 8.10 4.43
Tangible Book Value Per Share
 21.95 21.71 19.20 14.70 11.67
Shareholders’ Equity Per Share
 21.96 21.80 19.31 14.82 11.80
Tax and Other Ratios
Effective Tax Rate
 0.18 0.19 -1.59 0.19 -0.37
Revenue Per Share
 5.18 5.96 8.46 8.32 6.43
Net Income Per Share
 0.80 0.85 4.66 1.96 1.91
Tax Burden
 0.82 0.81 2.59 0.81 1.37
Interest Burden
 1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.67 0.52 0.29 0.30 0.39
Stock-Based Compensation to Revenue
 0.00 0.00 0.00 0.00 <0.01
Income Quality
 1.13 1.15 0.28 0.99 0.88
Currency in USD