PCB Bancorp(PCB)
$29.96-0.43 (-1.41%)
PCB
PCB Bancorp financials statements
$29.96
At close:-0.43 (-1.41%)
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PCB Bancorp (PCB) Ratios
171 Followers
PCB Bancorp Ratios
PCB's free cash flow for Q3 2026 was $15.38M. For the 2026 fiscal year, PCB's free cash flow was decreased by $-225.00K and operating cash flow was $15.38M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.16 | 0.14 | 0.17 | 0.14 | 0.18 |
| Quick Ratio | 0.16 | 0.14 | 0.17 | 0.14 | 0.18 |
| Cash Ratio | 0.02 | 0.08 | 0.10 | 0.07 | 0.11 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 |
| Operating Cash Flow Ratio | 0.02 | 0.01 | 0.03 | 0.03 | -0.00 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 2.60 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -2.70B | $ -2.34B | $ -2.05B | $ -1.79B | $ -1.56B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.02 | 0.01 | 0.02 | 0.01 | 0.01 |
| Debt-to-Equity Ratio | 0.18 | 0.09 | 0.17 | 0.08 | 0.07 |
| Debt-to-Capital Ratio | 0.16 | 0.08 | 0.14 | 0.07 | 0.06 |
| Long-Term Debt-to-Capital Ratio | 0.12 | 0.00 | 0.10 | 0.06 | 0.04 |
| Financial Leverage Ratio | 8.41 | 8.42 | 8.00 | 7.21 | 8.39 |
| Debt Service Coverage Ratio | 0.45 | 0.28 | 0.55 | 3.19 | 10.03 |
| Interest Coverage Ratio | 0.56 | 0.39 | 0.69 | 4.08 | 13.14 |
| Debt to Market Cap | 0.17 | 0.05 | 0.15 | 0.08 | 0.03 |
| Interest Debt Per Share | 11.66 | 8.84 | 8.52 | 2.63 | 1.45 |
| Net Debt to EBITDA | 0.82 | -4.10 | -3.87 | -2.26 | -3.08 |
| Profitability Margins | |||||
| Gross Profit Margin | 53.34% | 50.18% | 61.36% | 86.48% | 100.26% |
| EBIT Margin | 25.07% | 18.91% | 26.73% | 42.50% | 57.01% |
| EBITDA Margin | 27.12% | 21.00% | 29.24% | 45.71% | 60.40% |
| Operating Profit Margin | 25.07% | 18.91% | 26.73% | 42.50% | 57.01% |
| Pretax Profit Margin | 25.07% | 18.91% | 26.73% | 42.50% | 57.01% |
| Net Profit Margin | 17.89% | 13.45% | 18.97% | 30.10% | 40.14% |
| Continuous Operations Profit Margin | 17.89% | 13.45% | 18.97% | 30.10% | 40.14% |
| Net Income Per EBT | 71.36% | 71.13% | 70.97% | 70.82% | 70.41% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.14% | 0.84% | 1.10% | 1.45% | 1.87% |
| Return on Equity (ROE) | 9.60% | 7.09% | 8.80% | 10.43% | 15.65% |
| Return on Capital Employed (ROCE) | 2.55% | 8.38% | 10.58% | 13.64% | 20.81% |
| Return on Invested Capital (ROIC) | -3.76% | 5.76% | 7.51% | 9.66% | 14.65% |
| Return on Tangible Assets | 1.14% | 0.84% | 1.10% | 1.45% | 1.87% |
| Earnings Yield | 12.18% | 8.95% | 11.65% | 13.34% | 12.16% |
| Efficiency Ratios | |||||
| Receivables Turnover | 19.62 | 18.34 | 17.10 | 15.56 | 18.61 |
| Payables Turnover | 0.00 | 0.00 | 2.16 | 1.33 | -0.03 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 8.26 | 7.52 | 6.50 | 8.76 | 10.11 |
| Asset Turnover | 0.06 | 0.06 | 0.06 | 0.05 | 0.05 |
| Working Capital Turnover Ratio | -0.13 | -0.09 | -0.09 | -0.07 | -0.07 |
| Cash Conversion Cycle | 18.60 | 19.91 | -147.95 | -250.55 | 12425.42 |
| Days of Sales Outstanding | 18.60 | 19.91 | 21.35 | 23.46 | 19.61 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 169.30 | 274.01 | -12405.80 |
| Operating Cycle | 18.60 | 19.91 | 21.35 | 23.46 | 19.61 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.87 | 2.74 | 4.43 | 3.86 | -0.11 |
| Free Cash Flow Per Share | 1.72 | 2.45 | 4.34 | 3.50 | -0.14 |
| Dividend Paid and CapEx Coverage Ratio | 1.90 | 2.58 | 5.64 | 3.98 | -0.23 |
| Capital Expenditure Coverage Ratio | 12.12 | 9.57 | 48.17 | 10.50 | -3.76 |
| Operating Cash Flow Coverage Ratio | 0.37 | 1.16 | 1.07 | 2.14 | -0.09 |
| Operating Cash Flow to Sales Ratio | 0.13 | 0.20 | 0.39 | 0.49 | -0.02 |
| Free Cash Flow Yield | 7.93% | 12.11% | 23.53% | 19.76% | -0.62% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 8.26 | 11.57 | 8.58 | 7.49 | 8.22 |
| Price-to-Sales (P/S) Ratio | 1.47 | 1.50 | 1.63 | 2.26 | 3.30 |
| Price-to-Book (P/B) Ratio | 0.79 | 0.79 | 0.76 | 0.78 | 1.29 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 12.61 | 8.26 | 4.25 | 5.06 | -161.11 |
| Price-to-Operating Cash Flow Ratio | 11.57 | 7.39 | 4.16 | 4.58 | -203.96 |
| Price-to-Earnings Growth (PEG) Ratio | 0.17 | -0.63 | -0.92 | -0.66 | 0.05 |
| Enterprise Value Multiple | 6.24 | 3.05 | 1.70 | 2.67 | 2.39 |
| Enterprise Value | 354.20M | 123.12M | 80.38M | 141.98M | 143.95M |
| EV to EBITDA | 6.24 | 3.05 | 1.70 | 2.67 | 2.39 |
| EV to Sales | 1.69 | 0.64 | 0.50 | 1.22 | 1.44 |
| EV to Free Cash Flow | 14.52 | 3.53 | 1.30 | 2.74 | -70.32 |
| EV to Operating Cash Flow | 13.32 | 3.16 | 1.27 | 2.48 | -89.03 |
| Tangible Book Value Per Share | 27.06 | 25.14 | 24.39 | 22.63 | 17.07 |
| Shareholders’ Equity Per Share | 27.46 | 25.55 | 24.39 | 22.63 | 17.07 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.29 | 0.29 | 0.29 | 0.29 | 0.30 |
| Revenue Per Share | 14.74 | 13.48 | 11.32 | 7.84 | 6.65 |
| Net Income Per Share | 2.64 | 1.81 | 2.15 | 2.36 | 2.67 |
| Tax Burden | 0.71 | 0.71 | 0.71 | 0.71 | 0.70 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.19 | 0.20 | 0.22 | 0.29 | 0.29 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 0.71 | 1.51 | 2.06 | 1.64 | -0.04 |
Currency in USD
