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PB Financial Corp (PBNC)
OTHER OTC:PBNC
US Market
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PB Financial Corp (PBNC) Stock Statistics & Valuation Metrics

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Total Valuation

PB Financial Corp has a market cap or net worth of $220.13M. The enterprise value is $336.22M.
Market Cap$220.13M
Enterprise Value$336.22M

Share Statistics

PB Financial Corp has 3,021,696 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding3,021,696
Owned by Insiders―
Owned by Institutions―

Financial Efficiency

PB Financial Corp’s return on equity (ROE) is 0.15 and return on invested capital (ROIC) is 10.50%.
Return on Equity (ROE)0.15
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)10.50%
Return on Capital Employed (ROCE)0.14
Revenue Per Employee2.73M
Profits Per Employee691.71K
Employee Count33
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of PB Financial Corp is 8.9. PB Financial Corp’s PEG ratio is 0.08.
PE Ratio8.9
PS Ratio1.36
PB Ratio0.80
Price to FCF5.11
Price to Operating Cash Flow8.84
PEG Ratio0.08

Income Statement

In the last 12 months, PB Financial Corp had revenue of 90.08M and earned 22.83M in profits. Earnings per share was 9.77.
Revenue90.08M
Gross Profit52.48M
Operating Income29.43M
Pretax Income29.43M
Net Income22.83M
EBITDA29.43M
Earnings Per Share (EPS)9.77

Cash Flow

In the last 12 months, operating cash flow was 23.98M and capital expenditures -82.46K, giving a free cash flow of 23.90M billion.
Operating Cash Flow23.98M
Free Cash Flow23.90M
Free Cash Flow per Share7.91

Dividends & Yields

PB Financial Corp pays an annual dividend of $0.63, resulting in a dividend yield of 3.91%
Dividend Per Share$0.63
Dividend Yield3.91%
Payout Ratio31.57%
Free Cash Flow Yield―
Earnings Yield―

Stock Price Statistics

Beta-0.13
52-Week Price Change43.96%
50-Day Moving Average72.31
200-Day Moving Average67.17
Relative Strength Index (RSI)47.17
Average Volume (3m)384.00

Important Dates

PB Financial Corp upcoming earnings date is Feb 3, 2027, Before Open (Not Confirmed).
Last Earnings DateOct 6, 2026
Next Earnings DateFeb 3, 2027
Ex-Dividend Date―

Financial Position

PB Financial Corp as a current ratio of 0.03, with Debt / Equity ratio of 62.31%
Current Ratio0.03
Quick Ratio0.03
Debt to Market Cap0.43
Net Debt to EBITDA0.63
Interest Coverage Ratio0.79

Taxes

In the past 12 months, PB Financial Corp has paid 6.60M in taxes.
Income Tax6.60M
Effective Tax Rate0.22

Enterprise Valuation

PB Financial Corp EV to EBITDA ratio is 4.78, with an EV/FCF ratio of 5.89.
EV to Sales1.56
EV to EBITDA4.78
EV to Free Cash Flow5.89
EV to Operating Cash Flow5.87

Balance Sheet

PB Financial Corp has $9.69M in cash and marketable securities with $100.21M in debt, giving a net cash position of -$90.52M billion.
Cash & Marketable Securities$9.69M
Total Debt$100.21M
Net Cash-$90.52M
Net Cash Per Share-$29.96
Tangible Book Value Per Share$63.06

Margins

Gross margin is 60.56%, with operating margin of 32.67%, and net profit margin of 25.34%.
Gross Margin60.56%
Operating Margin32.67%
Pretax Margin32.67%
Net Profit Margin25.34%
EBITDA Margin32.67%
EBIT Margin32.67%

Analyst Forecast

The average price target for PB Financial Corp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast6.24%
EPS Growth Forecast6.09%

Scores

Smart Score5
AI Score―