Want to see PBAM full AI Analyst Report?
PBAM Stock Chart & Stats
$88.51
$0.01(0.01%)
At close: 4:00 PM EDT
$88.51
$0.01(0.01%)
Day’s Range― - ―
52-Week Range$54.45 - $89.61
Previous CloseN/A
Volume212.00
Average Volume (3M)18.89K
Market Cap
$506.23M
Enterprise Value$172.76
Total Cash (Recent Filing)$272.92M
Total Debt (Recent Filing)$25.98M
Price to Earnings (P/E)11.4
Beta0.25
Next Earnings
Oct 16, 2026EPS Estimate
2.07Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)7.30
Shares Outstanding5,720,095
10 Day Avg. Volume29,487
30 Day Avg. Volume18,895
Financial Highlights & Ratios
PEG Ratio0.65
Price to Book (P/B)1.25
Price to Sales (P/S)1.92
P/FCF Ratio7.61
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$100.50Price Target Upside13.55% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)8.24
Revenue Forecast (FY)$140.34M
Bulls Say, Bears Say
Bulls Say
Revenue And Profitability GrowthAccelerating revenue and expanding margins indicate stronger operating performance and customer or lending activity. If sustained, this combination can support recurring earnings growth and improve the bank’s capacity to fund expansion and absorb operating costs.
Improved Balance-Sheet LeverageMaterial deleveraging and growing equity provide greater financial flexibility and resilience than earlier periods. A stronger capital base can support loan growth, reduce funding sensitivity, and improve the bank’s ability to withstand credit or economic stress.
Strengthened Credit OversightAdding dedicated senior leadership over the credit function is a structural governance improvement for a relationship-focused lender. Stronger loan monitoring and underwriting discipline may support credit quality, operational control, and more sustainable growth over time.
Bears Say
Weak Recent Cash-Flow CoveragePositive cash generation is encouraging, but weak recent coverage indicates limited cushion relative to obligations or funding needs. For a bank, this can constrain flexibility during periods of deposit pressure, credit deterioration, or elevated liquidity requirements.
Cash-Flow VolatilityVolatile cash conversion makes underlying earnings support less predictable, even when recent cash flow is positive. This may complicate capital planning and reduce management’s ability to consistently deploy funds toward lending, technology, or shareholder returns.
Inconsistent Financial Data QualityAnomalous intermediate-year profitability data reduces confidence in the consistency and comparability of reported trends. Unclear earnings quality can make it harder to assess sustainable margins, forecast normalized performance, and evaluate the durability of recent improvements.
PBAM FAQ
What was Private Bancorp of America Inc’s price range in the past 12 months?
Private Bancorp of America Inc lowest stock price was $54.45 and its highest was $89.61 in the past 12 months.
What is Private Bancorp of America Inc’s market cap?
Private Bancorp of America Inc’s market cap is $506.23M.
When is Private Bancorp of America Inc’s upcoming earnings report date?
Private Bancorp of America Inc’s upcoming earnings report date is Oct 16, 2026 which is in 43 days.
How were Private Bancorp of America Inc’s earnings last quarter?
Private Bancorp of America Inc released its earnings results on Jul 16, 2026. The company reported $2.27 earnings per share for the quarter, beating the consensus estimate of $2.007 by $0.263.
Is Private Bancorp of America Inc overvalued?
According to Wall Street analysts Private Bancorp of America Inc’s price is currently Undervalued.
Does Private Bancorp of America Inc pay dividends?
Private Bancorp of America Inc does not currently pay dividends.
What is Private Bancorp of America Inc’s EPS estimate?
Private Bancorp of America Inc’s EPS estimate is 2.07.
How many shares outstanding does Private Bancorp of America Inc have?
Private Bancorp of America Inc has 5,720,095 shares outstanding.
What happened to Private Bancorp of America Inc’s price movement after its last earnings report?
Private Bancorp of America Inc reported an EPS of $2.27 in its last earnings report, beating expectations of $2.007. Following the earnings report the stock price went down -0.325%.
Which hedge fund is a major shareholder of Private Bancorp of America Inc?
Currently, no hedge funds are holding shares in PBAM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Private Bancorp of America Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$100.50 (13.55% Upside)
$100.50 (13.55% Upside)
Blogger Sentiment
Bullish
PBAM Sentiment 80%
Sector Average ―
Sector Average ―
Technicals
SMA
Positive
20 days / 200 days
Momentum
56.71%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
10.32%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Private Bancorp of America Inc
Private Bancorp of America, Inc., acting as the parent company for CalPrivate Bank, offers a comprehensive range of financial products and services tailored for both individual and business customers throughout California. For personal banking needs, the institution provides various deposit accounts, including checking, savings, money market, certificate of deposit, and retirement options. It also extends personal credit lines and term loans. Additional conveniences for individual clients include direct deposit, online banking, ATM and debit card access, credit cards, overdraft protection linked to savings or credit lines, secure safe deposit boxes, and Certificate of Deposit Account Registry Service (CDARS). Its business banking offerings encompass essential checking, savings, and sweep accounts, augmented by numerous corporate solutions. These include advanced treasury management, merchant card services, bill payment, positive pay fraud detection, e-statements, remote deposit capture, wire transfers, electronic payment and collection systems, electronic check acceptance, account reconciliation, cash vault services, and both gift and business credit cards, alongside extensive funds management. The company further provides diverse loan products, such as financing for commercial real estate, Small Business Administration (SBA) initiatives, construction ventures, equipment purchases, and business expansion. Working capital lines of credit and letters of credit are also available. Operational branches are situated in key Californian locations: La Jolla, San Diego, Coronado, Newport Beach, Beverly Hills, El Segundo, Temecula, Mission Valley, and Redlands. Private Bancorp of America, Inc. was founded in 2006 and its corporate headquarters are located in La Jolla, California.
PBAM Stock 12 Month Forecast
Average Price Target
$100.50
▲(13.55% Upside)
Technical Analysis
Bank Of Marin Bancorp
―
Colony Bankcorp
―
First Bank
―
Farmers & Merchants Bancorp
―
Commercial Bancgroup, Inc.
―
Ownership Overview
―
Insiders
0.16% Mutual Funds
7.19% Other Institutional Investors
92.66% Public Companies and
Individual Investors








