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CBK Stock Chart & Stats
$24.42
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Market closed
$24.42
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Day’s Range― - ―
52-Week Range$23.24 - $34.45
Previous CloseN/A
VolumeN/A
Average Volume (3M)118.91K
Market Cap
$457.62M
Enterprise Value$522.00M
Total Cash (Recent Filing)$21.88M
Total Debt (Recent Filing)$118.25M
Price to Earnings (P/E)12.1
Beta0.44
Next Earnings
Jul 27, 2026EPS Estimate
0.7Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.19
Shares Outstanding13,701,269
10 Day Avg. Volume65,799
30 Day Avg. Volume118,907
Financial Highlights & Ratios
PEG Ratio0.67
Price to Book (P/B)1.19
Price to Sales (P/S)2.58
P/FCF Ratio9.65
Enterprise Value/Market Cap1.14
Enterprise Value/Revenue4.04
Enterprise Value/Gross Profit5.79
Enterprise Value/Ebitda10.06
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.89
Revenue Forecast (FY)$95.40M
Bulls Say, Bears Say
Bulls Say
Improving Profitability And MarginsSustained margin expansion shows the franchise is extracting more profit per dollar of revenue, improving earnings resilience versus peers. Higher margins increase internal funding capacity for lending or capital returns and provide a buffer against cyclical credit or revenue pressures over months to years.
Strengthened Capital Base And Manageable LeverageA materially larger equity base and lower leverage improve regulatory capital headroom and loss absorption. This durable balance-sheet strengthening supports lending capacity, credit risk tolerance and strategic optionality (M&A, buybacks, dividends) across a multi-quarter timeframe.
Formal Capital Returns And Improved Regulatory StandingInitiation/continuation of dividends plus a buyback program signal predictable capital allocation discipline and excess capital. An improved CRA rating strengthens community-banking franchise credibility, aiding deposit retention and long-term customer relationships that underpin stable core funding.
Bears Say
Top-line SoftnessDeclining revenue undermines long-term scalability and may compress future earnings if costs cannot be pared. If top-line weakness persists, the bank’s ability to grow loans, fee income and operating leverage will be constrained, pressuring sustained ROE and capital returns over multiple quarters.
Volatile And Weakening Free Cash FlowInconsistent FCF growth reduces the firm’s reliable internal funding for dividends, buybacks, and loan growth. Low coverage of obligations limits flexibility under stress, increasing reliance on external funding and potentially forcing capital-conserving actions if volatility continues.
Increase In Total Debt In 2025A rising debt load reduces financial flexibility and raises leverage risk if earnings growth falters. Higher debt increases interest and refinancing exposure, which can tighten capital allocation choices and elevate downside in adverse macro or credit scenarios across the next several quarters.
Commercial Bancgroup, Inc. News
CBK FAQ
What was Commercial Bancgroup, Inc.’s price range in the past 12 months?
Commercial Bancgroup, Inc. lowest stock price was $23.23 and its highest was $34.45 in the past 12 months.
What is Commercial Bancgroup, Inc.’s market cap?
Commercial Bancgroup, Inc.’s market cap is $457.62M.
When is Commercial Bancgroup, Inc.’s upcoming earnings report date?
Commercial Bancgroup, Inc.’s upcoming earnings report date is Jul 27, 2026 which is in 19 days.
How were Commercial Bancgroup, Inc.’s earnings last quarter?
Commercial Bancgroup, Inc. released its earnings results on Apr 27, 2026. The company reported $0.73 earnings per share for the quarter, beating the consensus estimate of $0.68 by $0.05.
Is Commercial Bancgroup, Inc. overvalued?
According to Wall Street analysts Commercial Bancgroup, Inc.’s price is currently Overvalued.
Does Commercial Bancgroup, Inc. pay dividends?
Commercial Bancgroup, Inc. pays a N/A dividend of $0.1 which represents an annual dividend yield of N/A. See more information on Commercial Bancgroup, Inc. dividends here
What is Commercial Bancgroup, Inc.’s EPS estimate?
Commercial Bancgroup, Inc.’s EPS estimate is 0.7.
How many shares outstanding does Commercial Bancgroup, Inc. have?
Commercial Bancgroup, Inc. has 13,701,269 shares outstanding.
What happened to Commercial Bancgroup, Inc.’s price movement after its last earnings report?
Commercial Bancgroup, Inc. reported an EPS of $0.73 in its last earnings report, beating expectations of $0.68. Following the earnings report the stock price went up 0.241%.
Which hedge fund is a major shareholder of Commercial Bancgroup, Inc.?
Currently, no hedge funds are holding shares in CBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Commercial Bancgroup, Inc. Stock Smart Score
Neutral
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Fundamentals
Return on Equity
14.28%
Trailing 12-Months
Asset Growth
2.73%
Trailing 12-Months
Company Description
Commercial Bancgroup, Inc.
Commercial Bancgroup, Inc. serves as the holding company for Commercial Bank, which offers a comprehensive range of banking and financial services. These services are provided to both individual clients and corporate entities across Kentucky, North Carolina, and Tennessee. The bank's offerings include a variety of deposit accounts, such as demand deposits (checking), interest-bearing savings options, and certificates of deposit. Furthermore, the company provides diverse lending solutions, including real estate, business, and personal loans. Tracing its origins back to an incorporation in 1975, the entity was initially known as Harrogate Corporation before rebranding to Commercial Bancgroup, Inc. in April 1989. Its principal operations are based in Harrogate, Tennessee.
Technical Analysis
Ownership Overview
35.26% Insiders
10.39% Mutual Funds
28.71% Other Institutional Investors
19.37% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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