Want to see PAYP full AI Analyst Report?
PAYP Stock Chart & Stats
$14.99
$0.31(2.12%)
At close: 4:00 PM EDT
$14.99
$0.31(2.12%)
Day’s Range― - ―
52-Week Range$12.07 - $24.89
Previous Close$14.95
Volume1.23M
Average Volume (3M)576.82K
Market Cap
$9.65B
Enterprise Value$11.69B
Total Cash (Recent Filing)$490.39B
Total Debt (Recent Filing)$766.00B
Price to Earnings (P/E)29.3
Beta-0.25
Next Earnings
May 13, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)77.78
Shares Outstanding668,625,400
10 Day Avg. Volume499,978
30 Day Avg. Volume576,819
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)5.45
Price to Sales (P/S)5.35
P/FCF Ratio7.51
Enterprise Value/Market Cap1.21
Enterprise Value/Revenue0.03
Enterprise Value/Gross Profit0.04
Enterprise Value/Ebitda0.09
Forecast
1Y Price Target
$22.17Price Target Upside47.88% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
EPS Forecast (FY)0.83
Revenue Forecast (FY)$3.08B
Bulls Say, Bears Say
Bulls Say
Payment Network ScaleA large and expanding user base, combined with rapid online GMV growth, strengthens PayPay’s payment network effects. Greater transaction density can improve monetization, merchant value, and customer engagement, supporting durable operating leverage as usage scales across Japan.
Profitability And Cash GenerationThe latest year shows a meaningful profitability and cash-flow inflection, with free cash flow closely tracking reported earnings. Stronger cash conversion gives PayPay more capacity to fund ecosystem investment, support financial services growth, and reduce reliance on external financing.
Ecosystem ExpansionExpansion across banking, brokerage, payments, and credit increases the number of financial relationships within the PayPay ecosystem. Higher product penetration can raise revenue per user, improve retention, and diversify monetization beyond basic merchant payment fees over time.
Bears Say
High LeverageAlthough leverage has improved substantially, the balance sheet remains a constraint because absolute debt is still high and historical leverage was extreme. This reduces financial flexibility if operating conditions weaken and may limit the pace of investment or balance-sheet-supported growth.
Funding-cost PressureHigher deposit funding costs are narrowing the spread between financial-service revenue and associated funding expense. If rates or funding costs remain elevated, this pressure could restrain margins and offset some benefits from growth in loans, deposits, and other financial products.
Insurance Execution RiskThe insurance strategy offers diversification but depends on regulatory approval, accounting treatment, and successful integration before it can contribute materially. Life insurance also requires active promotion and agent-led sales, creating a structural challenge for scaling the business online.
PAYP FAQ
What was PayPay Corporation’s price range in the past 12 months?
PayPay Corporation lowest stock price was $12.07 and its highest was $24.89 in the past 12 months.
What is PayPay Corporation’s market cap?
PayPay Corporation’s market cap is $9.65B.
When is PayPay Corporation’s upcoming earnings report date?
PayPay Corporation’s upcoming earnings report date is May 13, 2027 which is in 197 days.
How were PayPay Corporation’s earnings last quarter?
PayPay Corporation released its earnings results on Jul 31, 2026. The company reported $0.17 earnings per share for the quarter, beating the consensus estimate of $0.165 by $0.005.
Is PayPay Corporation overvalued?
According to Wall Street analysts PayPay Corporation’s price is currently Undervalued.
Does PayPay Corporation pay dividends?
PayPay Corporation does not currently pay dividends.
What is PayPay Corporation’s EPS estimate?
PayPay Corporation’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does PayPay Corporation have?
PayPay Corporation has 668,625,400 shares outstanding.
What happened to PayPay Corporation’s price movement after its last earnings report?
PayPay Corporation reported an EPS of $0.17 in its last earnings report, beating expectations of $0.165. Following the earnings report the stock price went down -5.966%.
Which hedge fund is a major shareholder of PayPay Corporation?
Currently, no hedge funds are holding shares in PAYP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
PayPay Corporation Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$22.17 (47.88% Upside)
$22.17 (47.88% Upside)
Blogger Sentiment
Bullish
PAYP Sentiment 80%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 2.7M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 4.0%
Last 30 Days ▲ 13.0%
Last 30 Days ▲ 13.0%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Fundamentals
Return on Equity
36.22%
Trailing 12-Months
Asset Growth
―
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
PayPay Corporation
PayPay Corporation is a leading Japanese financial technology firm that delivers a comprehensive digital finance platform. This platform offers a wide array of user-friendly payment solutions and various other financial services across Japan. The company's operations are strategically divided into two main segments: Payment and Financial Services. The Payment division is primarily responsible for facilitating transaction settlements and related functionalities, predominantly via its popular PayPay mobile application. Additionally, this segment provides credit options, including revolving credit, installment payment schemes, and instant cash advances. Conversely, the Financial Services division encompasses a diverse portfolio of offerings such as online banking, securities brokerage, investment services tied to PayPay Points, and comprehensive loan management. Its extensive suite of services covers numerous payment methods—from direct and balance-based payments to credit and linked account payments, utility bill and tax payments, and merchant acquiring services. On the financial side, it includes digital banking, deposit accounts and remittance, various lending products, securities trading (including digital securities, app-based investment, automated investing, and CFD trading), foreign exchange transactions, and sophisticated asset and loan management capabilities, often integrated with its proprietary credit engine. Beyond its core financial offerings, PayPay also provides additional value-added services for both individual users and business clients, such as insurance products and marketing solutions for merchants. All these services are offered under the widely recognized PayPay brand. Founded in 2018, PayPay Corporation is headquartered in Shinjuku, Japan.
PAYP Stock 12 Month Forecast
Average Price Target
$22.17
▲(47.88% Upside)
Technical Analysis
Ownership Overview
0.01% Insiders
0.05% Mutual Funds
0.03% Other Institutional Investors
99.80% Public Companies and
Individual Investors