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PAYP Stock Chart & Stats
$14.99
$0.31(2.12%)
At close: 4:00 PM EDT
$14.99
$0.31(2.12%)
Day’s Range― - ―
52-Week Range$12.07 - $24.89
Previous Close$14.95
Volume1.23M
Average Volume (3M)823.42K
Market Cap
$11.39B
Enterprise Value$11.69K
Total Cash (Recent Filing)$490.39B
Total Debt (Recent Filing)$766.00B
Price to Earnings (P/E)34.2
Beta-0.28
Next Earnings
May 13, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)77.78
Shares Outstanding668,625,400
10 Day Avg. Volume674,233
30 Day Avg. Volume823,424
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)5.45
Price to Sales (P/S)5.35
P/FCF Ratio7.51
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$22.17Price Target Upside47.88% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
EPS Forecast (FY)0.8
Revenue Forecast (FY)$3.04B
Bulls Say, Bears Say
Bulls Say
Revenue And Profit ExpansionStrong simultaneous revenue and EBITDA growth indicates improving operating leverage across the platform, not merely user expansion. If management sustains this conversion of transaction and financial-services activity into profit, PayPay should have greater capacity to reinvest in ecosystem growth and competitive differentiation.
Large And Expanding Payments EcosystemA large active user base combined with rapidly growing online GMV and card engagement reinforces PayPay’s network effects between consumers, merchants, and financial products. Higher activity per user can deepen retention and improve monetization without relying solely on acquiring new users.
Improved Cash GenerationFree cash flow that closely tracks net income provides evidence that the latest earnings improvement is translating into usable cash rather than remaining primarily accounting-based. Stronger internal funding supports product investment, debt management, and strategic initiatives while reducing dependence on external capital.
Bears Say
Earnings And Margin VolatilityThe sharp swing from losses to a roughly 30% net margin demonstrates meaningful earnings sensitivity and leaves the durability of the latest margin profile unproven. A reversal would weaken cash generation, reduce investment flexibility, and make medium-term performance harder to forecast.
Persistently Elevated LeverageAlthough leverage has improved substantially, absolute debt remains a significant balance-sheet constraint after several years of very high debt-to-equity. Elevated leverage can restrict capital allocation and amplify the effect of weaker operating conditions, making sustained profitability and cash conversion especially important.
Insurance Expansion Execution RiskThe planned life-insurance expansion may broaden PayPay’s revenue mix, but management identifies a structural challenge in scaling agent-led products through an online platform. Approval, integration, and distribution hurdles could delay meaningful contribution and require sustained investment before margins develop.
PAYP FAQ
What was PayPay Corporation’s price range in the past 12 months?
PayPay Corporation lowest stock price was $12.07 and its highest was $24.89 in the past 12 months.
What is PayPay Corporation’s market cap?
PayPay Corporation’s market cap is $11.39B.
When is PayPay Corporation’s upcoming earnings report date?
PayPay Corporation’s upcoming earnings report date is May 13, 2027 which is in 246 days.
How were PayPay Corporation’s earnings last quarter?
PayPay Corporation released its earnings results on Jul 31, 2026. The company reported $0.17 earnings per share for the quarter, beating the consensus estimate of $0.165 by $0.005.
Is PayPay Corporation overvalued?
According to Wall Street analysts PayPay Corporation’s price is currently Undervalued.
Does PayPay Corporation pay dividends?
PayPay Corporation does not currently pay dividends.
What is PayPay Corporation’s EPS estimate?
PayPay Corporation’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does PayPay Corporation have?
PayPay Corporation has 668,625,400 shares outstanding.
What happened to PayPay Corporation’s price movement after its last earnings report?
PayPay Corporation reported an EPS of $0.17 in its last earnings report, beating expectations of $0.165. Following the earnings report the stock price went down -5.966%.
Which hedge fund is a major shareholder of PayPay Corporation?
Currently, no hedge funds are holding shares in PAYP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
PayPay Corporation Stock Smart Score
Outperform
1
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4
5
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7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$22.17 (47.88% Upside)
$22.17 (47.88% Upside)
Blogger Sentiment
Bullish
PAYP Sentiment 67%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 2.7M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 1.0%
Last 30 Days ▲ 16.3%
Last 30 Days ▲ 16.3%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Learn more about TipRanks Smart Score
Company Description
PayPay Corporation
PayPay Corporation is a leading Japanese financial technology firm that delivers a comprehensive digital finance platform. This platform offers a wide array of user-friendly payment solutions and various other financial services across Japan. The company's operations are strategically divided into two main segments: Payment and Financial Services. The Payment division is primarily responsible for facilitating transaction settlements and related functionalities, predominantly via its popular PayPay mobile application. Additionally, this segment provides credit options, including revolving credit, installment payment schemes, and instant cash advances. Conversely, the Financial Services division encompasses a diverse portfolio of offerings such as online banking, securities brokerage, investment services tied to PayPay Points, and comprehensive loan management. Its extensive suite of services covers numerous payment methods—from direct and balance-based payments to credit and linked account payments, utility bill and tax payments, and merchant acquiring services. On the financial side, it includes digital banking, deposit accounts and remittance, various lending products, securities trading (including digital securities, app-based investment, automated investing, and CFD trading), foreign exchange transactions, and sophisticated asset and loan management capabilities, often integrated with its proprietary credit engine. Beyond its core financial offerings, PayPay also provides additional value-added services for both individual users and business clients, such as insurance products and marketing solutions for merchants. All these services are offered under the widely recognized PayPay brand. Founded in 2018, PayPay Corporation is headquartered in Shinjuku, Japan.
PAYP Stock 12 Month Forecast
Average Price Target
$22.17
▲(47.88% Upside)
Technical Analysis
Ownership Overview
0.01% Insiders
0.05% Mutual Funds
2.36% Other Institutional Investors
97.51% Public Companies and
Individual Investors