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PAYP Stock Chart & Stats
$20.34
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Market closed
$20.34
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Day’s Range― - ―
52-Week Range$12.07 - $24.89
Previous CloseN/A
VolumeN/A
Average Volume (3M)1.20M
Market Cap
$10.02B
Enterprise Value$15.35K
Total Cash (Recent Filing)$364.66B
Total Debt (Recent Filing)$577.00B
Price to Earnings (P/E)38.3
Beta-0.21
Next Earnings
Jul 31, 2026EPS Estimate
0.16Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)66.29
Shares Outstanding668,625,400
10 Day Avg. Volume796,447
30 Day Avg. Volume1,197,371
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)5.45
Price to Sales (P/S)5.35
P/FCF Ratio7.51
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$25.83Price Target Upside27.01% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
EPS Forecast (FY)0.76
Revenue Forecast (FY)$3.03B
Bulls Say, Bears Say
Bulls Say
Profitability TurnaroundPayPay’s sharp margin improvement to ~30% in 2026 reflects structural operating leverage and more profitable unit economics. Durable higher margins improve reinvestment capacity for product development and merchant incentives, supporting longer-term scalability if maintained.
High Cash ConversionFree cash flow that closely tracks net income signals strong earnings quality and real cash generation. Consistent cash conversion supports debt servicing, strategic investments, and optionality for partnerships or product expansion over the next several quarters.
Ecosystem & Network EffectsPayPay’s embedded position in the SoftBank/LY ecosystem and a large merchant/user base create network effects that raise switching costs and lower customer acquisition costs. This structural advantage supports durable TPV growth and monetization opportunities across services.
Bears Say
Elevated LeverageA history of heavy leverage and still-elevated absolute debt levels reduce financial flexibility and increase vulnerability to revenue shocks. High leverage can constrain investment choices, raise interest burden, and amplify downside risk if growth or margins weaken.
Volatile Earnings HistoryLarge year-to-year swings in profitability indicate execution sensitivity and make forward margin sustainability uncertain. Cyclical or lumpy results complicate planning, capital allocation, and credibility of the recent profit run-rate over the next several quarters.
Inconsistent Cash CoverageAlthough 2026 cash generation improved, prior years showed weak coverage and mixed metrics. Inconsistent cash conversion undermines resilience through downturns and could limit ability to fund growth or service debt without external financing in adverse conditions.
PAYP FAQ
What was Paypay Corporation’s price range in the past 12 months?
Paypay Corporation lowest stock price was $12.07 and its highest was $24.89 in the past 12 months.
What is Paypay Corporation’s market cap?
Paypay Corporation’s market cap is $10.02B.
When is Paypay Corporation’s upcoming earnings report date?
Paypay Corporation’s upcoming earnings report date is Jul 31, 2026 which is in 6 days.
How were Paypay Corporation’s earnings last quarter?
Paypay Corporation released its earnings results on May 07, 2026. The company reported $0.13 earnings per share for the quarter, missing the consensus estimate of $0.138 by -$0.008.
Is Paypay Corporation overvalued?
According to Wall Street analysts Paypay Corporation’s price is currently Undervalued.
Does Paypay Corporation pay dividends?
Paypay Corporation does not currently pay dividends.
What is Paypay Corporation’s EPS estimate?
Paypay Corporation’s EPS estimate is 0.16.
How many shares outstanding does Paypay Corporation have?
Paypay Corporation has 668,625,400 shares outstanding.
What happened to Paypay Corporation’s price movement after its last earnings report?
Paypay Corporation reported an EPS of $0.13 in its last earnings report, missing expectations of $0.138. Following the earnings report the stock price went down -9.785%.
Which hedge fund is a major shareholder of Paypay Corporation?
Currently, no hedge funds are holding shares in PAYP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
PayPay Corporation Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$25.83 (27.01% Upside)
$25.83 (27.01% Upside)
Blogger Sentiment
Neutral
PAYP Sentiment 50%
Sector Average ―
Sector Average ―
Crowd Wisdom
Very Negative
Last 7 Days ▼ 4.0%
Last 30 Days ▲ 0.6%
Last 30 Days ▲ 0.6%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
20.37%
Trailing 12-Months
Company Description
Paypay Corporation
PayPay Corporation is a leading Japanese financial technology firm that delivers a comprehensive digital finance platform. This platform offers a wide array of user-friendly payment solutions and various other financial services across Japan. The company's operations are strategically divided into two main segments: Payment and Financial Services. The Payment division is primarily responsible for facilitating transaction settlements and related functionalities, predominantly via its popular PayPay mobile application. Additionally, this segment provides credit options, including revolving credit, installment payment schemes, and instant cash advances. Conversely, the Financial Services division encompasses a diverse portfolio of offerings such as online banking, securities brokerage, investment services tied to PayPay Points, and comprehensive loan management. Its extensive suite of services covers numerous payment methods—from direct and balance-based payments to credit and linked account payments, utility bill and tax payments, and merchant acquiring services. On the financial side, it includes digital banking, deposit accounts and remittance, various lending products, securities trading (including digital securities, app-based investment, automated investing, and CFD trading), foreign exchange transactions, and sophisticated asset and loan management capabilities, often integrated with its proprietary credit engine. Beyond its core financial offerings, PayPay also provides additional value-added services for both individual users and business clients, such as insurance products and marketing solutions for merchants. All these services are offered under the widely recognized PayPay brand. Founded in 2018, PayPay Corporation is headquartered in Shinjuku, Japan.
PAYP Stock 12 Month Forecast
Average Price Target
$25.83
▲(27.01% Upside)
Ownership Overview
0.01% Insiders
0.05% Mutual Funds
0.04% Other Institutional Investors
99.85% Public Companies and
Individual Investors