Paymentus Holdings(PAY)
$34.41+0.66 (+1.96%)
PAY
Paymentus Holdings financials statements
$34.41
At close:+0.66 (+1.96%)
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Paymentus Holdings (PAY) Ratios
391 Followers
Paymentus Holdings Ratios
PAY's free cash flow for Q3 2026 was $33.98M. For the 2026 fiscal year, PAY's free cash flow was decreased by $-9.64M and operating cash flow was $43.62M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 4.46 | 4.24 | 4.31 | 4.45 | 3.45 |
| Quick Ratio | 4.46 | 4.24 | 4.31 | 4.45 | 3.45 |
| Cash Ratio | 3.28 | 2.52 | 2.86 | 2.86 | 2.26 |
| Solvency Ratio | 1.00 | 0.89 | 0.70 | 0.14 | 0.26 |
| Operating Cash Flow Ratio | 1.64 | 0.78 | 1.10 | 0.39 | 0.26 |
| Short-Term Operating Cash Flow Coverage | 70.67 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ 333.83M | $ 254.99M | $ 195.10M | $ 164.60M | $ 169.63M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.02 | 0.01 | 0.02 | 0.03 | 0.02 |
| Debt-to-Equity Ratio | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 |
| Debt-to-Capital Ratio | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 |
| Long-Term Debt-to-Capital Ratio | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| Financial Leverage Ratio | 1.19 | 1.19 | 1.18 | 1.16 | 1.22 |
| Debt Service Coverage Ratio | 47.08 | 0.00 | 0.00 | 0.00 | 3767.00 |
| Interest Coverage Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 1728.83 |
| Debt to Market Cap | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Debt Per Share | 0.09 | 0.07 | 0.09 | 0.10 | 0.10 |
| Net Debt to EBITDA | -2.48 | -2.18 | -3.47 | -21.09 | -6.64 |
| Profitability Margins | |||||
| Gross Profit Margin | 24.77% | 27.32% | 29.67% | 30.12% | 30.69% |
| EBIT Margin | 7.13% | 6.19% | 2.94% | -0.60% | 2.62% |
| EBITDA Margin | 10.56% | 10.37% | 7.92% | 1.29% | 5.98% |
| Operating Profit Margin | 6.31% | 5.15% | 2.94% | -0.60% | 2.62% |
| Pretax Profit Margin | 7.13% | 6.19% | 4.09% | -0.26% | 2.62% |
| Net Profit Margin | 5.59% | 5.07% | 3.63% | -0.10% | 2.35% |
| Continuous Operations Profit Margin | 5.59% | 5.07% | 3.63% | -0.10% | 2.35% |
| Net Income Per EBT | 78.50% | 81.88% | 88.85% | 39.22% | 89.72% |
| EBT Per EBIT | 112.89% | 120.26% | 138.86% | 43.95% | 99.93% |
| Return on Assets (ROA) | 10.02% | 7.66% | 4.42% | -0.11% | 1.97% |
| Return on Equity (ROE) | 11.94% | 9.10% | 5.20% | -0.13% | 2.41% |
| Return on Capital Employed (ROCE) | 13.28% | 9.07% | 4.09% | -0.73% | 2.60% |
| Return on Invested Capital (ROIC) | 10.38% | 7.39% | 3.62% | -0.28% | 2.31% |
| Return on Tangible Assets | 12.77% | 12.34% | 7.78% | -0.21% | 3.44% |
| Earnings Yield | 1.64% | 1.09% | 1.01% | -0.05% | 0.24% |
| Efficiency Ratios | |||||
| Receivables Turnover | 11.56 | 7.08 | 8.02 | 7.17 | 8.52 |
| Payables Turnover | 14.07 | 12.70 | 12.28 | 11.88 | 11.08 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 164.88 | 97.31 | 53.04 | 43.66 | 40.58 |
| Asset Turnover | 1.79 | 1.51 | 1.22 | 1.08 | 0.84 |
| Working Capital Turnover Ratio | 3.95 | 3.70 | 3.19 | 2.77 | 3.43 |
| Cash Conversion Cycle | 5.65 | 22.84 | 15.81 | 20.16 | 9.89 |
| Days of Sales Outstanding | 31.59 | 51.57 | 45.53 | 50.88 | 42.84 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 25.94 | 28.73 | 29.72 | 30.72 | 32.95 |
| Operating Cycle | 31.59 | 51.57 | 45.53 | 50.88 | 42.84 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.25 | 0.51 | 0.56 | 0.16 | 0.17 |
| Free Cash Flow Per Share | 1.25 | 0.51 | 0.28 | -0.09 | -0.01 |
| Dividend Paid and CapEx Coverage Ratio | 449.11 | 139.24 | 2.01 | 0.63 | 0.36 |
| Capital Expenditure Coverage Ratio | 449.11 | 139.24 | 2.01 | 0.63 | 0.96 |
| Operating Cash Flow Coverage Ratio | 14.20 | 7.57 | 6.55 | 1.57 | 1.74 |
| Operating Cash Flow to Sales Ratio | 0.14 | 0.07 | 0.11 | 0.04 | 0.05 |
| Free Cash Flow Yield | 3.96% | 1.55% | 1.56% | -1.17% | -0.02% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 59.60 | 90.75 | 98.88 | -1906.46 | 424.14 |
| Price-to-Sales (P/S) Ratio | 3.42 | 4.66 | 3.59 | 1.97 | 9.97 |
| Price-to-Book (P/B) Ratio | 7.29 | 8.37 | 5.14 | 2.46 | 10.22 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 25.26 | 64.32 | 63.92 | -85.54 | -4306.18 |
| Price-to-Operating Cash Flow Ratio | 25.21 | 63.85 | 32.07 | 49.23 | 202.35 |
| Price-to-Earnings Growth (PEG) Ratio | 1.26 | 0.91 | -0.02 | 17.82 | -22.95 |
| Enterprise Value Multiple | 29.87 | 42.75 | 41.86 | 132.04 | 160.02 |
| Enterprise Value | 3.77B | 3.87B | 2.04B | 843.32M | 3.79B |
| EV to EBITDA | 29.87 | 42.75 | 41.86 | 132.04 | 160.02 |
| EV to Sales | 3.15 | 4.43 | 3.32 | 1.70 | 9.58 |
| EV to Free Cash Flow | 23.33 | 61.19 | 59.03 | -73.76 | -4134.56 |
| EV to Operating Cash Flow | 23.28 | 60.75 | 29.61 | 42.45 | 194.29 |
| Tangible Book Value Per Share | 3.22 | 2.15 | 1.71 | 1.50 | 1.63 |
| Shareholders’ Equity Per Share | 4.33 | 3.90 | 3.48 | 3.25 | 3.42 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.18 | 0.11 | 0.61 | 0.10 |
| Revenue Per Share | 9.25 | 7.01 | 4.98 | 4.07 | 3.51 |
| Net Income Per Share | 0.52 | 0.36 | 0.18 | -0.00 | 0.08 |
| Tax Burden | 0.78 | 0.82 | 0.89 | 0.39 | 0.90 |
| Interest Burden | 1.00 | 1.00 | 1.39 | 0.44 | 1.00 |
| Research & Development to Revenue | 0.05 | 0.06 | 0.07 | 0.08 | 0.09 |
| SG&A to Revenue | 0.13 | 0.16 | 0.06 | 0.08 | 0.08 |
| Stock-Based Compensation to Revenue | 0.02 | 0.01 | 0.02 | 0.01 | 0.01 |
| Income Quality | 2.42 | 1.44 | 3.08 | -38.73 | 2.10 |
Currency in USD
