Oak Valley Bancorp [Ca](OVLY)
$34.62+0.37 (+1.08%)
OVLY
Oak Valley Bancorp [Ca] financials statements
$34.62
At close:+0.37 (+1.08%)
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Oak Valley Bancorp [Ca] (OVLY) Ratios
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Oak Valley Bancorp [Ca] Ratios
OVLY's free cash flow for Q3 2026 was $9.80M. For the 2026 fiscal year, OVLY's free cash flow was increased by $442.00K and operating cash flow was $9.36M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.23 | 0.13 | 0.43 | 0.52 | 0.55 |
| Quick Ratio | 0.23 | 0.13 | 0.43 | 0.52 | 0.55 |
| Cash Ratio | 0.11 | 0.08 | 0.11 | 0.23 | 0.40 |
| Solvency Ratio | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -1.40B | $ -1.50B | $ -969.80M | $ -889.01M | $ -818.61M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt-to-Equity Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt-to-Capital Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Long-Term Debt-to-Capital Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Financial Leverage Ratio | 9.73 | 10.36 | 11.09 | 15.54 | 13.77 |
| Debt Service Coverage Ratio | 1.88 | 2.03 | 6.57 | 21.50 | 18.00 |
| Interest Coverage Ratio | 2.30 | 2.50 | 8.29 | 26.53 | 22.32 |
| Debt to Market Cap | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Debt Per Share | 1.61 | 1.56 | 0.59 | 0.14 | 0.12 |
| Net Debt to EBITDA | -6.39 | -4.16 | -4.35 | -13.48 | -32.22 |
| Profitability Margins | |||||
| Gross Profit Margin | 99.02% | 87.43% | 93.32% | 100.35% | 99.39% |
| EBIT Margin | 37.50% | 35.99% | 46.17% | 44.47% | 39.25% |
| EBITDA Margin | 38.90% | 37.21% | 47.43% | 46.19% | 41.31% |
| Operating Profit Margin | 37.50% | 35.99% | 46.17% | 44.47% | 39.25% |
| Pretax Profit Margin | 37.50% | 35.99% | 46.17% | 44.47% | 39.25% |
| Net Profit Margin | 29.26% | 27.89% | 35.34% | 34.30% | 29.58% |
| Continuous Operations Profit Margin | 29.26% | 27.89% | 35.34% | 34.30% | 29.58% |
| Net Income Per EBT | 78.02% | 77.50% | 76.53% | 77.14% | 75.37% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.18% | 1.31% | 1.67% | 1.16% | 0.83% |
| Return on Equity (ROE) | 11.50% | 13.60% | 18.57% | 18.09% | 11.46% |
| Return on Capital Employed (ROCE) | 13.32% | 15.71% | 21.00% | 23.45% | 15.20% |
| Return on Invested Capital (ROIC) | 10.39% | 12.17% | 16.08% | 18.09% | 11.46% |
| Return on Tangible Assets | 1.18% | 1.31% | 1.68% | 1.17% | 0.83% |
| Earnings Yield | 9.65% | 10.38% | 12.57% | 12.38% | 11.53% |
| Efficiency Ratios | |||||
| Receivables Turnover | 23.28 | 10.45 | 10.41 | 8.42 | 13.61 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | -0.01 | 0.02 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 3.11 | 3.89 | 3.84 | 2.90 | 2.52 |
| Asset Turnover | 0.04 | 0.05 | 0.05 | 0.03 | 0.03 |
| Working Capital Turnover Ratio | -0.06 | -0.07 | -0.10 | -0.08 | -0.06 |
| Cash Conversion Cycle | 15.68 | 34.93 | 35.06 | 43374.07 | -16159.19 |
| Days of Sales Outstanding | 15.68 | 34.93 | 35.06 | 43.35 | 26.82 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | -43330.71 | 16186.01 |
| Operating Cycle | 15.68 | 34.93 | 35.06 | 43.35 | 26.82 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 3.48 | 3.12 | 4.03 | 2.79 | 1.37 |
| Free Cash Flow Per Share | 2.98 | 2.90 | 3.80 | 2.65 | 1.25 |
| Dividend Paid and CapEx Coverage Ratio | 3.14 | 4.64 | 7.28 | 6.22 | 3.33 |
| Capital Expenditure Coverage Ratio | 6.98 | 14.41 | 17.45 | 19.16 | 11.44 |
| Operating Cash Flow Coverage Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cash Flow to Sales Ratio | 0.35 | 0.29 | 0.38 | 0.34 | 0.20 |
| Free Cash Flow Yield | 9.91% | 9.92% | 12.70% | 11.68% | 7.20% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 10.37 | 9.62 | 7.96 | 8.08 | 8.67 |
| Price-to-Sales (P/S) Ratio | 3.03 | 2.69 | 2.81 | 2.77 | 2.57 |
| Price-to-Book (P/B) Ratio | 1.19 | 1.31 | 1.48 | 1.46 | 0.99 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 10.09 | 10.08 | 7.87 | 8.56 | 13.88 |
| Price-to-Operating Cash Flow Ratio | 8.64 | 9.38 | 7.42 | 8.11 | 12.67 |
| Price-to-Earnings Growth (PEG) Ratio | -2.25 | -0.50 | 0.23 | 0.21 | 0.44 |
| Enterprise Value Multiple | 1.41 | 3.06 | 1.58 | -7.48 | -26.01 |
| Enterprise Value | 44.69M | 101.92M | 65.34M | -230.78M | -593.61M |
| EV to EBITDA | 1.41 | 3.06 | 1.58 | -7.48 | -26.01 |
| EV to Sales | 0.55 | 1.14 | 0.75 | -3.46 | -10.75 |
| EV to Free Cash Flow | 1.82 | 4.27 | 2.10 | -10.68 | -58.15 |
| EV to Operating Cash Flow | 1.56 | 3.98 | 1.98 | -10.12 | -53.07 |
| Tangible Book Value Per Share | 24.83 | 21.91 | 19.85 | 15.07 | 17.06 |
| Shareholders’ Equity Per Share | 25.23 | 22.32 | 20.27 | 15.50 | 17.51 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.23 | 0.23 | 0.23 | 0.25 |
| Revenue Per Share | 9.91 | 10.88 | 10.65 | 8.17 | 6.78 |
| Net Income Per Share | 2.90 | 3.04 | 3.76 | 2.80 | 2.01 |
| Tax Burden | 0.78 | 0.77 | 0.77 | 0.77 | 0.75 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.38 | 0.32 | 0.30 | 0.35 | 0.37 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 1.20 | 1.03 | 1.07 | 1.00 | 0.68 |
Currency in USD
