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Ottawa Bancorp, Inc. (OTTW)
OTHER OTC:OTTW
US Market
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Ottawa Bancorp (OTTW) Price & Analysis

95 Followers

OTTW Stock Chart & Stats

$18.80
$0.00(0.00%)
At close: 4:00 PM EDT
$18.80
$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Revenue And Earnings GrowthFaster revenue growth and sharply higher net income indicate improved operating momentum and product or market traction. If sustained, this can strengthen the bank’s earnings base over the next several quarters.
Lower LeverageThe reduction in leverage lowers balance-sheet risk and improves financial flexibility. Growing equity provides additional support for absorbing stress and funding future operations, although returns on that capital remain limited.
Improved Cash GenerationPositive operating and free cash flow improve the bank’s capacity to fund operations, distributions, and balance-sheet needs internally. The latest improvement supports financial resilience if cash generation becomes more consistent.
Bears Say
Low Return On EquityLow ROE shows that the bank is generating limited profit from its equity base. Persistently weak capital productivity can constrain earnings compounding and reduce the benefit of balance-sheet growth for shareholders.
Inconsistent Cash FlowThe sharp year-over-year cash-flow swing raises questions about the reliability of earnings conversion. Continued volatility could make capital planning, distributions, and funding decisions less predictable despite the strong latest-year result.
Choppy ProfitabilityThe multi-year margin pattern indicates that improved 2025 profitability has not yet demonstrated durability. Unstable earnings power may limit forecasting confidence and leave results sensitive to operating or credit conditions.

OTTW FAQ

What was Ottawa Bancorp, Inc.’s price range in the past 12 months?
Ottawa Bancorp, Inc. lowest stock price was $14.00 and its highest was $19.10 in the past 12 months.
    What is Ottawa Bancorp, Inc.’s market cap?
    Ottawa Bancorp, Inc.’s market cap is $58.91M.
      When is Ottawa Bancorp, Inc.’s upcoming earnings report date?
      Ottawa Bancorp, Inc.’s upcoming earnings report date is Nov 17, 2026 which is in 66 days.
        How were Ottawa Bancorp, Inc.’s earnings last quarter?
        Ottawa Bancorp, Inc. released its earnings results on Jul 30, 2026. The company reported $0.421 earnings per share for the quarter.
          Is Ottawa Bancorp, Inc. overvalued?
          According to Wall Street analysts Ottawa Bancorp, Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Ottawa Bancorp, Inc. pay dividends?
            Ottawa Bancorp, Inc. pays a Quarterly dividend of $0.11 which represents an annual dividend yield of 2.33%. See more information on Ottawa Bancorp, Inc. dividends here
              What is Ottawa Bancorp, Inc.’s EPS estimate?
              Ottawa Bancorp, Inc.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Ottawa Bancorp, Inc. have?
              Ottawa Bancorp, Inc. has 3,121,035 shares outstanding.
                What happened to Ottawa Bancorp, Inc.’s price movement after its last earnings report?
                Ottawa Bancorp, Inc. reported an EPS of $0.421 in its last earnings report. Following the earnings report the stock price went up 0.45%.
                  Which hedge fund is a major shareholder of Ottawa Bancorp, Inc.?
                  Currently, no hedge funds are holding shares in OTTW
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Ottawa Bancorp Stock Smart Score

                    4
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    21.93%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    2.33%
                    Trailing 12-Months
                    Asset Growth
                    2.55%
                    Trailing 12-Months
                    Learn more about TipRanks Smart Score

                    Company Description

                    Ottawa Bancorp, Inc.

                    Ottawa Bancorp, Inc. operates as the bank holding company for OSB Community Bank, a savings bank that provides various financial services to individual and corporate customers in Illinois. The company offers saving, checking, money market, and interest-bearing accounts, as well as certificate of deposit; and business checking and municipal accounts. It provides business loans, including business and investor real estate loans, lines of credit, equipment/machinery/business vehicle term loans; first time homebuyer, auto, student, construction, and mortgage loans; and home equity lines of credit. In addition, the company offers cash management solutions, such as remote deposit capture, automated clearing house/payroll direct deposit, and merchant services; commercial leasing, business credit cards; digital banking; and additional services comprising notary, lamination, night depository, document faxing, money gift envelopes, safe deposit boxes, and coin counting. The company was formerly known as Ottawa Savings Bancorp, Inc. and changed its name to Ottawa Bancorp, Inc. in October 2016. Ottawa Bancorp, Inc. was founded in 1871 and is based in Ottawa, Illinois.

                    Ottawa Bancorp (OTTW) Earnings & Revenues

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                    Ownership Overview

                    3.68%96.32%
                    Insiders
                    Mutual Funds
                    3.68% Other Institutional Investors
                    96.32% Public Companies and
                    Individual Investors
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