Strong Loan Growth
The year-to-date performing loan growth was 10%, with expectations for further acceleration, particularly in Hungarian mortgages and Uzbek consumer loans. This growth is above the previous year's 9% and indicates a strong run rate.
Improved Return on Equity
The return on equity stood at 22.7%, indicating strong profitability and efficient use of capital.
Record Corporate Market Share in Hungary
OTP Bank reached a historic high market share of over 20% in loans to Hungarian corporates, reflecting strong growth in this segment.
Stable Net Interest Margin
The net interest margin remained stable, with improvements primarily driven by developments in Hungary.
Strong Rating Upgrades
Moody's upgraded OTP Bank's counterparty rating to A3, and S&P rated the bank one notch higher than the sovereign, reflecting strong creditworthiness.