tiprankstipranks
Trending News
More News >
Old Republic International Corp. (ORI)
NYSE:ORI
US Market
Advertisement

Old Republic International (ORI) Earnings Dates, Call Summary & Reports

Compare
895 Followers

Earnings Data

Report Date
Jan 22, 2026
Before Open (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.88
Last Year’s EPS
0.9
Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 23, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call reflects a generally positive sentiment with robust growth in pretax operating income and strategic expansions, such as the acquisition of Everett Cash Mutual. While there are some challenges, particularly in the residential purchase market and increased expenses in Specialty Insurance, these are outweighed by the positive developments and growth in premiums and fees.
Company Guidance
During the Old Republic International Third Quarter 2025 Earnings Conference Call held on October 23, 2025, the company provided several key financial metrics and updates. The consolidated pretax operating income for the third quarter was reported at $248.2 million, an increase from $229.2 million in the same quarter of 2024. The consolidated combined ratio stood at 95.3%, slightly higher than the 95% from the previous year. The annualized operating return on beginning equity improved to 14.4% compared to 11.9% in the prior year. Specialty Insurance net premiums earned grew by 8.1%, with a combined ratio of 94.8%. Title Insurance experienced an 8.3% increase in premium and fees, achieving a pretax operating income of $45.7 million and a combined ratio of 96.4%. Additionally, the company announced an agreement to acquire Everett Cash Mutual, which wrote $237 million in direct premiums in 2024, to expand its Specialty Insurance portfolio. Net operating income for the quarter was $197 million, up from $183 million in the previous year, with net investment income rising by 6.7%. The company also highlighted strong capital management, reflected in an 18.5% year-to-date increase in book value per share, and discussed the ongoing strategic focus on digital transaction tools and solutions in the Title Insurance segment.
Agreement to Purchase Everett Cash Mutual
Old Republic announced the acquisition of Everett Cash Mutual, a leading insurer of farm and agricultural operations, which wrote $237 million of direct premium in 2024. This move is expected to enhance product diversification and geographical growth.
Increased Consolidated Pretax Operating Income
Old Republic's consolidated pretax operating income rose to $248.2 million in Q3 2025, compared to $229.2 million in the same quarter of 2024.
Specialty Insurance Growth
Net premiums earned in Specialty Insurance grew by 8.1%, with pretax operating income up to $207 million from $197.3 million in Q3 2024.
Title Insurance Premium and Fees Increase
Despite a slow real estate market, Title Insurance grew premium and fees by 8.3%, with pretax operating income rising to $45.7 million from $40.2 million in Q3 2024.
Net Operating Income Increase
The company reported net operating income of $197 million for the quarter, compared to $183 million last year, marking a 10% increase in per-share earnings.

Old Republic International (ORI) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

ORI Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 22, 2026
2025 (Q4)
0.88 / -
0.9
Oct 23, 2025
2025 (Q3)
0.76 / 0.78
0.719.86% (+0.07)
Jul 24, 2025
2025 (Q2)
0.81 / 0.83
0.769.21% (+0.07)
Apr 24, 2025
2025 (Q1)
0.74 / 0.81
0.6720.90% (+0.14)
Jan 23, 2025
2024 (Q4)
0.70 / 0.90
0.6930.43% (+0.21)
Oct 24, 2024
2024 (Q3)
0.73 / 0.71
0.72-1.39% (-0.01)
Jul 25, 2024
2024 (Q2)
0.64 / 0.76
0.6222.58% (+0.14)
Apr 25, 2024
2024 (Q1)
0.65 / 0.67
0.619.84% (+0.06)
Jan 25, 2024
2023 (Q4)
0.71 / 0.69
0.8-13.75% (-0.11)
Oct 26, 2023
2023 (Q3)
0.62 / 0.72
0.685.88% (+0.04)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

ORI Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 23, 2025
$41.99$40.73-3.00%
Jul 24, 2025
$36.36$35.49-2.39%
Apr 24, 2025
$37.41$37.85+1.18%
Jan 23, 2025
$34.94$35.49+1.57%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Old Republic International Corp. (ORI) report earnings?
Old Republic International Corp. (ORI) is schdueled to report earning on Jan 22, 2026, Before Open (Confirmed).
    What is Old Republic International Corp. (ORI) earnings time?
    Old Republic International Corp. (ORI) earnings time is at Jan 22, 2026, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is ORI EPS forecast?
          ORI EPS forecast for the fiscal quarter 2025 (Q4) is 0.88.
            What am I Missing?
            Make informed decisions based on Top Analysts' activity
            Know what industry insiders are buying
            Get actionable alerts from top Wall Street Analysts
            Find out before anyone else which stock is going to shoot up
            Get powerful stock screeners & detailed portfolio analysis